Compare Lewiston, ID Car Insurance Rates (2021)

Car insurance in Lewiston, ID averages $241 a month. Lewiston, Idaho car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Lewiston car insurance rates, compare quotes from the top car insurance companies in Lewiston, ID.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Lewiston for teen drivers is USAA
  • Average car insurance rates in Lewiston, ID after a DUI are $3,580/year
  • Average car insurance rates in Lewiston, ID are $2,891/year

If you need to buy Lewiston, Idaho car insurance, the options can be confusing. Everything you need to know about car insurance in Lewiston, ID is right here.

You’ll find Lewiston car insurance rates, the cheapest Lewiston, ID car insurance companies, and information on Idaho car insurance laws. You can also compare Lewiston, Idaho car insurance rates to Boise City car insurance rates, Nampa car insurance rates, and Twin Falls car insurance rates.

Ready to find affordable Lewiston, ID car insurance today? Enter your ZIP code for fast, free Lewiston car insurance quotes.

Cheapest Lewiston, ID Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lewiston, ID car insurance rates? Every Lewiston, Idaho car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lewiston, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,689 $2,677 $2,327 $2,412 $9,827 $11,368 $3,021 $3,212
American Family $1,995 $1,995 $1,774 $1,774 $7,113 $9,251 $1,995 $2,523
Farmers $1,581 $1,565 $1,392 $1,475 $7,816 $8,079 $1,831 $1,931
GEICO $1,870 $1,846 $1,779 $1,727 $4,033 $5,015 $2,549 $1,954
Liberty Mutual $1,374 $1,481 $1,111 $1,241 $4,550 $5,057 $1,456 $1,534
Nationwide $1,889 $1,933 $1,704 $1,807 $4,697 $5,796 $2,218 $2,389
State Farm $1,130 $1,130 $1,022 $1,022 $3,417 $4,303 $1,276 $1,475
Travelers $1,352 $1,373 $1,365 $1,357 $6,729 $10,640 $1,439 $1,641
USAA $1,083 $1,081 $1,056 $1,040 $3,584 $4,008 $1,436 $1,546

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Minimum Car Insurance in Lewiston, ID

Every driver must carry the minimum car insurance in Lewiston, ID. Take a look at the Idaho car insurance requirements.

Minimum Required Car Insurance Coverage in Lewiston, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Lewiston, ID Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lewiston, ID. Compare credit history car insurance rates in Lewiston from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lewiston, Idaho

Insurance Company Poor Fair Good
Allstate $6,200 $4,207 $3,668
American Family $4,589 $3,273 $2,796
Farmers $3,614 $3,075 $2,937
GEICO $3,156 $2,521 $2,112
Liberty Mutual $3,166 $1,959 $1,552
Nationwide $3,348 $2,701 $2,363
State Farm $2,594 $1,640 $1,306
Travelers $3,705 $3,119 $2,887
USAA $2,708 $1,581 $1,274

Cheapest Lewiston, ID Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lewiston, ID to rates for a clean record with top companies.

Annual Lewiston, Idaho Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,869 $4,859 $5,446 $4,594
American Family $2,795 $3,962 $4,282 $3,170
Farmers $2,802 $3,556 $3,317 $3,160
GEICO $1,600 $2,546 $3,551 $2,689
Liberty Mutual $1,850 $2,319 $2,383 $2,349
Nationwide $2,144 $2,781 $3,884 $2,408
State Farm $1,682 $2,012 $1,847 $1,847
Travelers $1,992 $2,841 $4,936 $3,180
USAA $1,329 $1,898 $2,578 $1,612

Cheapest Lewiston, ID Car Insurance for Teen Drivers

Teen car insurance in Lewiston, ID can be expensive. Take a look at rates from the top car insurance companies in Lewiston for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lewiston, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,827 $11,368
American Family $7,113 $9,251
Farmers $7,816 $8,079
GEICO $4,033 $5,015
Liberty Mutual $4,550 $5,057
Nationwide $4,697 $5,796
State Farm $3,417 $4,303
Travelers $6,729 $10,640
USAA $3,584 $4,008

Cheapest Lewiston, ID Car Insurance for Seniors

Take a look at Lewiston, ID senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lewiston, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,327 $2,412
American Family $1,774 $1,774
Farmers $1,392 $1,475
GEICO $1,779 $1,727
Liberty Mutual $1,111 $1,241
Nationwide $1,704 $1,807
State Farm $1,022 $1,022
Travelers $1,365 $1,357
USAA $1,056 $1,040

Cheapest Lewiston, ID Car Insurance Rates After a DUI

A DUI in Lewiston, ID increases car insurance rates. Compare Lewiston, Idaho DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lewiston, Idaho

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,446
American Family $4,282
Farmers $3,317
GEICO $3,551
Liberty Mutual $2,383
Nationwide $3,884
State Farm $1,847
Travelers $4,936
USAA $2,578

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Cheapest Lewiston, ID Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lewiston, ID by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lewiston, Idaho

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,692 $4,692
American Family $3,480 $3,625
Farmers $3,209 $3,209
GEICO $2,552 $2,641
Liberty Mutual $2,225 $2,225
Nationwide $2,804 $2,804
State Farm $1,802 $1,891
Travelers $3,237 $3,237
USAA $1,832 $1,876

The Best Cheap Car Insurance Companies in Lewiston, ID

Take a look at a side-by-side comparison of the top car insurance companies in Lewiston, ID to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lewiston, Idaho

Insurance Company Average Annual Rates
Allstate $4,692
American Family $3,553
Farmers $3,209
GEICO $2,597
Liberty Mutual $2,225
Nationwide $2,804
State Farm $1,847
Travelers $3,237
USAA $1,854

Category Winners: Cheapest Car Insurance in Lewiston, Idaho

Find the cheapest car insurance companies in Lewiston, ID for each category right here.

Best Annual Car Insurance Rates by Company in Lewiston, Idaho

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Lewiston, ID Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lewiston car insurance rates. Find the cheapest Lewiston, ID car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lewiston, Idaho

Insurance Company Low Medium High
Allstate $4,552 $4,685 $4,838
American Family $3,560 $3,729 $3,369
Farmers $3,056 $3,174 $3,397
GEICO $2,457 $2,593 $2,740
Liberty Mutual $2,098 $2,222 $2,357
Nationwide $2,770 $2,945 $2,697
State Farm $1,740 $1,851 $1,950
Travelers $3,182 $3,285 $3,244
USAA $1,801 $1,851 $1,910

What affects car insurance rates in Lewiston, Idaho?

What factors can have an impact on Lewiston, ID car insurance? There are several reasons why Lewiston car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lewiston, Idaho.

Car Theft in Lewiston

High levels of vehicle theft can make car insurance more expensive. Lewiston, ID car theft statistics from the FBI indicate 63 vehicle thefts a year.

Commute Time in Lewiston

The more time you spend in your car the higher the risk of an accident. The average commute length in Lewiston, ID is 15.4 minutes according to City-Data.

Compare Car Insurance Quotes in Lewiston, ID

Ready to find affordable Lewiston, Idaho car insurance today? Enter your ZIP code for fast, free Lewiston, ID car insurance quotes.

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