Compare Lumberton, NC Car Insurance Rates (2021)

Car insurance in Lumberton, NC averages $326 a month. Lumberton, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Lumberton car insurance rates, compare quotes from the top car insurance companies in Lumberton, NC.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Lumberton, NC are $3,914/year
  • The cheapest car insurance company in Lumberton for teen drivers is Liberty Mutual
  • Average car insurance rates in Lumberton, NC after a DUI are $7,402/year

If you need to buy Lumberton, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Lumberton, NC is right here.

You’ll find Lumberton car insurance rates, the cheapest Lumberton, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare Lumberton, North Carolina car insurance rates to Wilmington car insurance rates, Raleigh car insurance rates, and Fayetteville car insurance rates.

Ready to find affordable Lumberton, NC car insurance today? Enter your ZIP code for fast, free Lumberton car insurance quotes.

Cheapest Lumberton, NC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lumberton, NC car insurance rates? Every Lumberton, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lumberton, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $6,318 $6,318 $5,192 $5,192 $15,001 $15,001 $6,443 $6,443
GEICO $2,841 $2,789 $2,805 $2,755 $5,351 $5,304 $2,497 $2,483
Liberty Mutual $2,105 $2,105 $2,179 $2,179 $3,713 $3,713 $2,105 $2,105
Nationwide $2,844 $2,844 $2,844 $2,844 $4,803 $4,803 $2,844 $2,844
Progressive $2,095 $2,095 $1,918 $1,918 $4,799 $4,799 $2,326 $2,326
State Farm $3,143 $3,143 $2,717 $2,717 $4,639 $4,639 $3,886 $3,886
Travelers $3,036 $3,036 $3,012 $3,012 $5,100 $5,100 $3,115 $3,115

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Minimum Car Insurance in Lumberton, NC

Every driver must carry the minimum car insurance in Lumberton, NC. Take a look at the North Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Lumberton, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Lumberton, NC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lumberton, NC. Compare credit history car insurance rates in Lumberton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lumberton, North Carolina

Insurance Company Poor Fair Good
Allstate $11,197 $7,200 $6,319
GEICO $3,622 $3,339 $3,099
Liberty Mutual $2,526 $2,526 $2,526
Nationwide $3,334 $3,334 $3,334
Progressive $3,134 $2,718 $2,501
State Farm $5,055 $3,228 $2,505
Travelers $3,853 $3,464 $3,379

Cheapest Lumberton, NC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lumberton, NC to rates for a clean record with top companies.

Annual Lumberton, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,449 $7,843 $14,634 $6,028
GEICO $1,798 $2,659 $6,486 $2,471
Liberty Mutual $1,503 $1,931 $4,737 $1,931
Nationwide $1,958 $2,534 $6,310 $2,534
Progressive $1,323 $1,926 $6,017 $1,871
State Farm $1,921 $2,770 $6,923 $2,770
Travelers $2,028 $2,816 $6,707 $2,712

Cheapest Lumberton, NC Car Insurance for Teen Drivers

Teen car insurance in Lumberton, NC can be expensive. Take a look at rates from the top car insurance companies in Lumberton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lumberton, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $15,001 $15,001
GEICO $5,351 $5,304
Liberty Mutual $3,713 $3,713
Nationwide $4,803 $4,803
Progressive $4,799 $4,799
State Farm $4,639 $4,639
Travelers $5,100 $5,100

Cheapest Lumberton, NC Car Insurance for Seniors

Take a look at Lumberton, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lumberton, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,192 $5,192
GEICO $2,805 $2,755
Liberty Mutual $2,179 $2,179
Nationwide $2,844 $2,844
Progressive $1,918 $1,918
State Farm $2,717 $2,717
Travelers $3,012 $3,012

Cheapest Lumberton, NC Car Insurance Rates After a DUI

A DUI in Lumberton, NC increases car insurance rates. Compare Lumberton, North Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lumberton, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $14,634
GEICO $6,486
Liberty Mutual $4,737
Nationwide $6,310
Progressive $6,017
State Farm $6,923
Travelers $6,707

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Cheapest Lumberton, NC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lumberton, NC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lumberton, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $8,239 $8,239
GEICO $3,353 $3,353
Liberty Mutual $2,526 $2,526
Nationwide $3,334 $3,334
Progressive $2,784 $2,784
State Farm $3,579 $3,613
Travelers $3,566 $3,566

Cheapest Lumberton, NC Car Insurance Rates by ZIP Code

Lumberton car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Lumberton, NC.

Annual Car Insurance Rates by ZIP Code in Lumberton, North Carolina

ZIP Code Average Annual Rates
28358 $3,508
28360 $3,573

The Best Cheap Car Insurance Companies in Lumberton, NC

Take a look at a side-by-side comparison of the top car insurance companies in Lumberton, NC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lumberton, North Carolina

Insurance Company Average Annual Rates
Allstate $8,239
GEICO $3,353
Liberty Mutual $2,526
Nationwide $3,334
Progressive $2,784
State Farm $3,596
Travelers $3,566

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Category Winners: Cheapest Car Insurance in Lumberton, North Carolina

Find the cheapest car insurance companies in Lumberton, NC for each category right here.

Best Annual Car Insurance Rates by Company in Lumberton, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

Cheapest Lumberton, NC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lumberton car insurance rates. Find the cheapest Lumberton, NC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lumberton, North Carolina

Insurance Company Low Medium High
Allstate $7,908 $8,207 $8,601
GEICO $3,160 $3,342 $3,558
Liberty Mutual $2,375 $2,509 $2,692
Nationwide $3,164 $3,317 $3,521
Progressive $2,606 $2,767 $2,980
State Farm $3,387 $3,575 $3,826
Travelers $3,377 $3,546 $3,774

What affects car insurance rates in Lumberton, North Carolina?

What factors can have an impact on Lumberton, NC car insurance? There are several reasons why Lumberton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lumberton, North Carolina.

Commute Time in Lumberton

The more time you spend in your car the higher the risk of an accident. The average commute length in Lumberton, NC is 19.2 minutes according to City-Data.

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Compare Car Insurance Quotes in Lumberton, NC

Ready to find affordable Lumberton, North Carolina car insurance today? Enter your ZIP code for fast, free Lumberton, NC car insurance quotes.

Free Car Insurance Comparison

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