Compare Mesa, AZ Car Insurance Rates (2021)

Car insurance in Mesa, AZ averages $350 a month. Mesa, Arizona car insurance requirements are 15/30/10, but you might need full coverage insurance if your car is financed. To find cheap Mesa car insurance rates, compare quotes from the top car insurance companies in Mesa, AZ.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Mesa is GEICO
  • Average car insurance rates in Mesa, AZ after a DUI are $4,935/year
  • The cheapest car insurance company in Mesa for teen drivers is GEICO

If you need to buy Mesa, Arizona car insurance, the options can be confusing. Everything you need to know about car insurance in Mesa, AZ is right here.

You’ll find Mesa car insurance rates, the cheapest Mesa, AZ car insurance companies, and information on Arizona car insurance laws. You can also compare Mesa, Arizona car insurance rates to Gilbert car insurance rates, Tempe car insurance rates, and Phoenix car insurance rates.

Ready to find affordable Mesa, AZ car insurance today? Enter your ZIP code for fast, free Mesa car insurance quotes.

Cheapest Mesa, AZ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mesa, AZ car insurance rates? Every Mesa, Arizona car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mesa, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,927 $3,927 $3,823 $3,823 $8,509 $10,998 $4,388 $4,768
American Family $3,024 $3,024 $2,777 $2,777 $8,032 $10,515 $3,024 $3,535
Farmers $2,931 $2,923 $2,607 $2,786 $12,641 $13,076 $3,299 $3,390
GEICO $1,638 $1,826 $1,398 $1,791 $4,694 $4,921 $1,490 $1,454
Nationwide $2,624 $2,667 $2,347 $2,483 $6,555 $8,389 $3,036 $3,281
Progressive $2,131 $1,853 $1,916 $1,820 $8,813 $9,804 $2,278 $2,244
State Farm $3,209 $3,209 $2,845 $2,845 $10,062 $12,654 $3,453 $4,361
Travelers $2,107 $2,216 $1,966 $2,090 $6,265 $7,918 $2,228 $2,341
USAA $1,788 $1,790 $1,671 $1,686 $6,852 $7,840 $2,362 $2,526

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Minimum Car Insurance in Mesa, AZ

Every driver must carry the minimum car insurance in Mesa, AZ. Take a look at the Arizona car insurance requirements.

Minimum Required Car Insurance Coverage in Mesa, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Mesa, AZ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mesa, AZ. Compare credit history car insurance rates in Mesa from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mesa, Arizona

Insurance Company Poor Fair Good
Allstate $7,055 $5,026 $4,480
American Family $5,764 $4,297 $3,704
Farmers $6,219 $5,203 $4,948
GEICO $3,302 $2,164 $1,739
Nationwide $4,723 $3,758 $3,286
Progressive $4,299 $3,759 $3,513
State Farm $9,813 $3,798 $2,378
Travelers $4,125 $3,365 $2,684
USAA $4,355 $3,049 $2,540

Cheapest Mesa, AZ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mesa, AZ to rates for a clean record with top companies.

Annual Mesa, Arizona Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,413 $5,601 $6,347 $5,720
American Family $3,260 $5,019 $6,288 $3,786
Farmers $4,610 $5,953 $5,811 $5,452
GEICO $1,855 $2,521 $3,376 $1,855
Nationwide $3,317 $3,490 $5,171 $3,712
Progressive $3,400 $4,490 $3,588 $3,951
State Farm $4,842 $5,817 $5,330 $5,330
Travelers $2,710 $3,534 $3,946 $3,375
USAA $2,406 $3,459 $4,558 $2,834

Cheapest Mesa, AZ Car Insurance for Teen Drivers

Teen car insurance in Mesa, AZ can be expensive. Take a look at rates from the top car insurance companies in Mesa for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mesa, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,509 $10,998
American Family $8,032 $10,515
Farmers $12,641 $13,076
GEICO $4,694 $4,921
Nationwide $6,555 $8,389
Progressive $8,813 $9,804
State Farm $10,062 $12,654
Travelers $6,265 $7,918
USAA $6,852 $7,840

Cheapest Mesa, AZ Car Insurance for Seniors

Take a look at Mesa, AZ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mesa, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,823 $3,823
American Family $2,777 $2,777
Farmers $2,607 $2,786
GEICO $1,398 $1,791
Nationwide $2,347 $2,483
Progressive $1,916 $1,820
State Farm $2,845 $2,845
Travelers $1,966 $2,090
USAA $1,671 $1,686

Cheapest Mesa, AZ Car Insurance Rates After a DUI

A DUI in Mesa, AZ increases car insurance rates. Compare Mesa, Arizona DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mesa, Arizona

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,347
American Family $6,288
Farmers $5,811
GEICO $3,376
Nationwide $5,171
Progressive $3,588
State Farm $5,330
Travelers $3,946
USAA $4,558

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Cheapest Mesa, AZ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mesa, AZ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mesa, Arizona

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,520 $5,520
American Family $4,545 $4,632
Farmers $5,457 $5,457
GEICO $2,361 $2,442
Nationwide $3,923 $3,923
Progressive $3,857 $3,857
State Farm $5,192 $5,467
Travelers $3,391 $3,391
USAA $3,279 $3,350

Cheapest Mesa, AZ Car Insurance Rates by ZIP Code

Mesa car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Mesa, AZ.

Annual Car Insurance Rates by ZIP Code in Mesa, Arizona

ZIP Code Average Annual Rates
85201 $4,282
85202 $4,226
85203 $4,238
85204 $4,416
85205 $4,134
85206 $4,084
85207 $3,989
85208 $4,101
85209 $4,068
85210 $4,267
85212 $4,053
85213 $4,297
85215 $4,055

The Best Cheap Car Insurance Companies in Mesa, AZ

Take a look at a side-by-side comparison of the top car insurance companies in Mesa, AZ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mesa, Arizona

Insurance Company Average Annual Rates
Allstate $5,520
American Family $4,588
Farmers $5,457
GEICO $2,402
Nationwide $3,923
Progressive $3,857
State Farm $5,330
Travelers $3,391
USAA $3,314

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Category Winners: Cheapest Car Insurance in Mesa, Arizona

Find the cheapest car insurance companies in Mesa, AZ for each category right here.

Best Annual Car Insurance Rates by Company in Mesa, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Cheapest Mesa, AZ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mesa car insurance rates. Find the cheapest Mesa, AZ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mesa, Arizona

Insurance Company Low Medium High
Allstate $5,153 $5,552 $5,856
American Family $4,406 $4,735 $4,624
Farmers $4,619 $5,517 $6,234
GEICO $1,985 $2,440 $2,780
Nationwide $3,718 $3,972 $4,078
Progressive $3,346 $3,936 $4,290
State Farm $4,759 $5,437 $5,792
Travelers $3,004 $3,449 $3,721
USAA $3,046 $3,362 $3,535

What affects car insurance rates in Mesa, Arizona?

What factors can have an impact on Mesa, AZ car insurance? There are several reasons why Mesa car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Mesa, Arizona.

Car Theft in Mesa

High levels of vehicle theft can make car insurance more expensive. Mesa, AZ car theft statistics from the FBI indicate 863 vehicle thefts a year.

Commute Time in Mesa

The more time you spend in your car the higher the risk of an accident. The average commute length in Mesa, AZ is 25.4 minutes according to City-Data.

Traffic in Mesa

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Mesa, AZ traffic data from INRIX ranks Mesa as the 928th-most congested in the world.

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Compare Car Insurance Quotes in Mesa, AZ

Ready to find affordable Mesa, Arizona car insurance today? Enter your ZIP code for fast, free Mesa, AZ car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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