Compare Modoc, IN Car Insurance Rates (2021)

Car insurance in Modoc, IN averages $260 a month. Modoc, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Modoc car insurance rates, compare quotes from the top car insurance companies in Modoc, IN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Modoc for teen drivers is USAA
  • The cheapest car insurance company in Modoc is USAA
  • Average car insurance rates in Modoc, IN are $3,124/year

If you need to buy Modoc, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Modoc, IN is right here.

You’ll find Modoc car insurance rates, the cheapest Modoc, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Modoc, Indiana car insurance rates to Indianapolis car insurance rates, Evansville car insurance rates, and Carmel car insurance rates.

Ready to find affordable Modoc, IN car insurance today? Enter your ZIP code for fast, free Modoc car insurance quotes.

Cheapest Modoc, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Modoc, IN car insurance rates? Every Modoc, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Modoc, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,383 $2,444 $2,090 $2,287 $7,241 $9,125 $2,429 $2,638
American Family $2,016 $2,016 $1,815 $1,815 $5,542 $8,024 $2,016 $2,487
Farmers $1,589 $1,569 $1,366 $1,526 $8,319 $8,886 $2,072 $2,239
GEICO $1,421 $1,418 $1,334 $1,389 $4,188 $3,889 $1,625 $1,432
Liberty Mutual $3,831 $3,831 $3,522 $3,522 $8,383 $12,656 $3,831 $5,251
Nationwide $1,539 $1,574 $1,351 $1,442 $4,458 $5,787 $1,803 $1,970
Progressive $1,461 $1,385 $1,325 $1,333 $8,513 $9,579 $1,829 $1,869
State Farm $1,349 $1,349 $1,202 $1,202 $4,111 $5,261 $1,492 $1,664
Travelers $1,251 $1,274 $1,170 $1,169 $7,578 $11,917 $1,321 $1,542
USAA $993 $979 $918 $928 $2,738 $3,074 $1,341 $1,440

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Minimum Car Insurance in Modoc, IN

Every driver must carry the minimum car insurance in Modoc, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Modoc, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Modoc, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Modoc, IN. Compare credit history car insurance rates in Modoc from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Modoc, Indiana

Insurance Company Poor Fair Good
Allstate $4,751 $3,530 $3,208
American Family $4,398 $2,858 $2,394
Farmers $4,024 $3,278 $3,035
GEICO $2,509 $2,087 $1,665
Liberty Mutual $7,462 $4,857 $4,492
Nationwide $2,835 $2,396 $2,240
Progressive $3,765 $3,331 $3,139
State Farm $3,211 $1,915 $1,485
Travelers $3,793 $3,210 $3,206
USAA $2,099 $1,377 $1,178

Cheapest Modoc, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Modoc, IN to rates for a clean record with top companies.

Annual Modoc, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,062 $4,486 $4,135 $3,635
American Family $2,215 $3,546 $4,467 $2,638
Farmers $3,091 $3,590 $3,693 $3,408
GEICO $1,372 $2,152 $2,924 $1,900
Liberty Mutual $4,366 $5,151 $8,085 $4,813
Nationwide $2,144 $2,759 $2,646 $2,413
Progressive $2,565 $4,468 $3,056 $3,558
State Farm $2,151 $2,361 $2,151 $2,151
Travelers $2,888 $3,574 $4,051 $3,099
USAA $1,174 $1,665 $1,913 $1,453

Cheapest Modoc, IN Car Insurance for Teen Drivers

Teen car insurance in Modoc, IN can be expensive. Take a look at rates from the top car insurance companies in Modoc for teenagers.

Annual Car Insurance Rates for Teen Drivers in Modoc, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,241 $9,125
American Family $5,542 $8,024
Farmers $8,319 $8,886
GEICO $4,188 $3,889
Liberty Mutual $8,383 $12,656
Nationwide $4,458 $5,787
Progressive $8,513 $9,579
State Farm $4,111 $5,261
Travelers $7,578 $11,917
USAA $2,738 $3,074

Cheapest Modoc, IN Car Insurance for Seniors

Take a look at Modoc, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Modoc, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,090 $2,287
American Family $1,815 $1,815
Farmers $1,366 $1,526
GEICO $1,334 $1,389
Liberty Mutual $3,522 $3,522
Nationwide $1,351 $1,442
Progressive $1,325 $1,333
State Farm $1,202 $1,202
Travelers $1,170 $1,169
USAA $918 $928

Cheapest Modoc, IN Car Insurance Rates After a DUI

A DUI in Modoc, IN increases car insurance rates. Compare Modoc, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Modoc, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,135
American Family $4,467
Farmers $3,693
GEICO $2,924
Liberty Mutual $8,085
Nationwide $2,646
Progressive $3,056
State Farm $2,151
Travelers $4,051
USAA $1,913

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Cheapest Modoc, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Modoc, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Modoc, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,830 $3,830
American Family $3,178 $3,255
Farmers $3,446 $3,446
GEICO $2,049 $2,125
Liberty Mutual $5,455 $5,752
Nationwide $2,490 $2,490
Progressive $3,412 $3,412
State Farm $2,142 $2,266
Travelers $3,403 $3,403
USAA $1,531 $1,572

The Best Cheap Car Insurance Companies in Modoc, IN

Take a look at a side-by-side comparison of the top car insurance companies in Modoc, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Modoc, Indiana

Insurance Company Average Annual Rates
Allstate $3,830
American Family $3,217
Farmers $3,446
GEICO $2,087
Liberty Mutual $5,604
Nationwide $2,490
Progressive $3,412
State Farm $2,204
Travelers $3,403
USAA $1,551

Category Winners: Cheapest Car Insurance in Modoc, Indiana

Find the cheapest car insurance companies in Modoc, IN for each category right here.

Best Annual Car Insurance Rates by Company in Modoc, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Modoc, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Modoc car insurance rates. Find the cheapest Modoc, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Modoc, Indiana

Insurance Company Low Medium High
Allstate $3,647 $3,815 $4,027
American Family $3,186 $3,324 $3,140
Farmers $3,324 $3,440 $3,573
GEICO $1,945 $2,081 $2,235
Liberty Mutual $5,421 $5,589 $5,801
Nationwide $2,537 $2,470 $2,464
Progressive $3,228 $3,360 $3,647
State Farm $2,102 $2,203 $2,306
Travelers $3,349 $3,434 $3,425
USAA $1,504 $1,548 $1,602

What affects car insurance rates in Modoc, Indiana?

What factors can have an impact on Modoc, IN car insurance? There are several reasons why Modoc car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Modoc, Indiana.

Commute Time in Modoc

The more time you spend in your car the higher the risk of an accident. The average commute length in Modoc, IN is 28.0 minutes according to City-Data.

Compare Car Insurance Quotes in Modoc, IN

Ready to find affordable Modoc, Indiana car insurance today? Enter your ZIP code for fast, free Modoc, IN car insurance quotes.

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