Compare Munster, IN Car Insurance Rates (2021)

Car insurance in Munster, IN averages $320 a month. Munster, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Munster car insurance rates, compare quotes from the top car insurance companies in Munster, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Munster, IN after a DUI are $4,561/year
  • Average car insurance rates in Munster, IN are $3,840/year
  • The cheapest car insurance company in Munster is USAA

If you need to buy Munster, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Munster, IN is right here.

You’ll find Munster car insurance rates, the cheapest Munster, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Munster, Indiana car insurance rates to Carmel car insurance rates, South Bend car insurance rates, and Indianapolis car insurance rates.

Ready to find affordable Munster, IN car insurance today? Enter your ZIP code for fast, free Munster car insurance quotes.

Cheapest Munster, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Munster, IN car insurance rates? Every Munster, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Munster, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,719 $2,781 $2,392 $2,617 $8,533 $10,778 $2,751 $2,992
American Family $2,674 $2,674 $2,409 $2,409 $7,485 $10,799 $2,674 $3,274
Farmers $1,828 $1,803 $1,561 $1,755 $9,922 $10,570 $2,416 $2,615
GEICO $1,828 $1,824 $1,725 $1,804 $5,458 $5,044 $2,097 $1,831
Liberty Mutual $4,475 $4,475 $4,114 $4,114 $9,779 $14,757 $4,475 $6,129
Nationwide $1,757 $1,797 $1,544 $1,647 $5,054 $6,558 $2,055 $2,245
Progressive $2,004 $1,889 $1,819 $1,832 $12,007 $13,476 $2,517 $2,551
State Farm $1,581 $1,581 $1,428 $1,428 $4,982 $6,362 $1,759 $1,954
Travelers $1,564 $1,596 $1,448 $1,455 $9,559 $15,199 $1,645 $1,936
USAA $1,158 $1,138 $1,088 $1,090 $3,287 $3,650 $1,566 $1,666

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Minimum Car Insurance in Munster, IN

Every driver must carry the minimum car insurance in Munster, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Munster, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Munster, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Munster, IN. Compare credit history car insurance rates in Munster from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Munster, Indiana

Insurance Company Poor Fair Good
Allstate $5,514 $4,100 $3,722
American Family $5,891 $3,816 $3,192
Farmers $4,736 $3,862 $3,579
GEICO $3,254 $2,701 $2,149
Liberty Mutual $8,705 $5,670 $5,244
Nationwide $3,229 $2,724 $2,543
Progressive $5,236 $4,654 $4,395
State Farm $3,831 $2,291 $1,780
Travelers $4,792 $4,056 $4,053
USAA $2,451 $1,634 $1,405

Cheapest Munster, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Munster, IN to rates for a clean record with top companies.

Annual Munster, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,533 $5,216 $4,814 $4,217
American Family $2,969 $4,705 $5,988 $3,537
Farmers $3,630 $4,233 $4,364 $4,008
GEICO $1,757 $2,789 $3,818 $2,442
Liberty Mutual $5,097 $6,012 $9,432 $5,617
Nationwide $2,440 $3,136 $3,008 $2,744
Progressive $3,545 $6,312 $4,238 $4,952
State Farm $2,568 $2,832 $2,568 $2,568
Travelers $3,651 $4,512 $5,117 $3,921
USAA $1,378 $1,972 $2,259 $1,712

Cheapest Munster, IN Car Insurance for Teen Drivers

Teen car insurance in Munster, IN can be expensive. Take a look at rates from the top car insurance companies in Munster for teenagers.

Annual Car Insurance Rates for Teen Drivers in Munster, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,533 $10,778
American Family $7,485 $10,799
Farmers $9,922 $10,570
GEICO $5,458 $5,044
Liberty Mutual $9,779 $14,757
Nationwide $5,054 $6,558
Progressive $12,007 $13,476
State Farm $4,982 $6,362
Travelers $9,559 $15,199
USAA $3,287 $3,650

Cheapest Munster, IN Car Insurance for Seniors

Take a look at Munster, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Munster, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,392 $2,617
American Family $2,409 $2,409
Farmers $1,561 $1,755
GEICO $1,725 $1,804
Liberty Mutual $4,114 $4,114
Nationwide $1,544 $1,647
Progressive $1,819 $1,832
State Farm $1,428 $1,428
Travelers $1,448 $1,455
USAA $1,088 $1,090

Cheapest Munster, IN Car Insurance Rates After a DUI

A DUI in Munster, IN increases car insurance rates. Compare Munster, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Munster, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,814
American Family $5,988
Farmers $4,364
GEICO $3,818
Liberty Mutual $9,432
Nationwide $3,008
Progressive $4,238
State Farm $2,568
Travelers $5,117
USAA $2,259

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Cheapest Munster, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Munster, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Munster, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,445 $4,445
American Family $4,248 $4,352
Farmers $4,059 $4,059
GEICO $2,654 $2,749
Liberty Mutual $6,366 $6,713
Nationwide $2,832 $2,832
Progressive $4,762 $4,762
State Farm $2,560 $2,708
Travelers $4,300 $4,300
USAA $1,806 $1,854

The Best Cheap Car Insurance Companies in Munster, IN

Take a look at a side-by-side comparison of the top car insurance companies in Munster, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Munster, Indiana

Insurance Company Average Annual Rates
Allstate $4,445
American Family $4,300
Farmers $4,059
GEICO $2,701
Liberty Mutual $6,540
Nationwide $2,832
Progressive $4,762
State Farm $2,634
Travelers $4,300
USAA $1,830

Category Winners: Cheapest Car Insurance in Munster, Indiana

Find the cheapest car insurance companies in Munster, IN for each category right here.

Best Annual Car Insurance Rates by Company in Munster, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Munster, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Munster car insurance rates. Find the cheapest Munster, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Munster, Indiana

Insurance Company Low Medium High
Allstate $4,224 $4,425 $4,687
American Family $4,250 $4,440 $4,209
Farmers $3,912 $4,051 $4,214
GEICO $2,510 $2,695 $2,899
Liberty Mutual $6,317 $6,520 $6,782
Nationwide $2,860 $2,807 $2,829
Progressive $4,462 $4,678 $5,146
State Farm $2,491 $2,634 $2,778
Travelers $4,217 $4,341 $4,343
USAA $1,753 $1,825 $1,913

What affects car insurance rates in Munster, Indiana?

What factors can have an impact on Munster, IN car insurance? There are several reasons why Munster car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Munster, Indiana.

Car Theft in Munster

High levels of vehicle theft can make car insurance more expensive. Munster, IN car theft statistics from the FBI indicate 11 vehicle thefts a year.

Commute Time in Munster

The more time you spend in your car the higher the risk of an accident. The average commute length in Munster, IN is 29.6 minutes according to City-Data.

Compare Car Insurance Quotes in Munster, IN

Ready to find affordable Munster, Indiana car insurance today? Enter your ZIP code for fast, free Munster, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State