Compare Nampa, ID Car Insurance Rates (2021)

Car insurance in Nampa, ID averages $239 a month. Nampa, Idaho car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Nampa car insurance rates, compare quotes from the top car insurance companies in Nampa, ID.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Nampa, ID after a DUI are $3,550/year
  • The cheapest car insurance company in Nampa for teen drivers is USAA
  • The cheapest car insurance company in Nampa is USAA

If you need to buy Nampa, Idaho car insurance, the options can be confusing. Everything you need to know about car insurance in Nampa, ID is right here.

You’ll find Nampa car insurance rates, the cheapest Nampa, ID car insurance companies, and information on Idaho car insurance laws. You can also compare Nampa, Idaho car insurance rates to Coeur d’Alene car insurance rates, Nampa car insurance rates, and Meridian car insurance rates.

Ready to find affordable Nampa, ID car insurance today? Enter your ZIP code for fast, free Nampa car insurance quotes.

Cheapest Nampa, ID Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Nampa, ID car insurance rates? Every Nampa, Idaho car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Nampa, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,232 $2,209 $1,960 $2,030 $8,479 $9,825 $2,465 $2,589
American Family $2,319 $2,319 $2,054 $2,054 $8,445 $10,934 $2,319 $2,884
Farmers $1,556 $1,546 $1,369 $1,458 $7,867 $8,150 $1,779 $1,853
GEICO $1,788 $1,763 $1,700 $1,651 $3,912 $4,855 $2,461 $1,867
Liberty Mutual $1,394 $1,505 $1,118 $1,256 $4,801 $5,352 $1,475 $1,550
Nationwide $1,852 $1,887 $1,675 $1,772 $4,704 $5,760 $2,186 $2,351
State Farm $1,168 $1,168 $1,065 $1,065 $3,618 $4,566 $1,321 $1,520
Travelers $1,326 $1,345 $1,346 $1,339 $6,776 $10,795 $1,413 $1,592
USAA $1,009 $996 $999 $980 $3,332 $3,737 $1,335 $1,426

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Nampa, ID

Every driver must carry the minimum car insurance in Nampa, ID. Take a look at the Idaho car insurance requirements.

Minimum Required Car Insurance Coverage in Nampa, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Nampa, ID Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Nampa, ID. Compare credit history car insurance rates in Nampa from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Nampa, Idaho

Insurance Company Poor Fair Good
Allstate $5,248 $3,562 $3,112
American Family $5,372 $3,843 $3,283
Farmers $3,595 $3,067 $2,930
GEICO $3,038 $2,427 $2,034
Liberty Mutual $3,276 $2,034 $1,609
Nationwide $3,299 $2,678 $2,343
State Farm $2,721 $1,719 $1,369
Travelers $3,704 $3,125 $2,895
USAA $2,490 $1,484 $1,207

Cheapest Nampa, ID Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Nampa, ID to rates for a clean record with top companies.

Annual Nampa, Idaho Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,260 $4,121 $4,626 $3,888
American Family $3,274 $4,643 $5,027 $3,720
Farmers $2,780 $3,537 $3,332 $3,140
GEICO $1,548 $2,454 $3,409 $2,587
Liberty Mutual $1,916 $2,409 $2,465 $2,435
Nationwide $2,134 $2,752 $3,818 $2,389
State Farm $1,757 $2,116 $1,936 $1,936
Travelers $1,984 $2,845 $4,944 $3,193
USAA $1,240 $1,773 $2,393 $1,502

Cheapest Nampa, ID Car Insurance for Teen Drivers

Teen car insurance in Nampa, ID can be expensive. Take a look at rates from the top car insurance companies in Nampa for teenagers.

Annual Car Insurance Rates for Teen Drivers in Nampa, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,479 $9,825
American Family $8,445 $10,934
Farmers $7,867 $8,150
GEICO $3,912 $4,855
Liberty Mutual $4,801 $5,352
Nationwide $4,704 $5,760
State Farm $3,618 $4,566
Travelers $6,776 $10,795
USAA $3,332 $3,737

Cheapest Nampa, ID Car Insurance for Seniors

Take a look at Nampa, ID senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Nampa, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,960 $2,030
American Family $2,054 $2,054
Farmers $1,369 $1,458
GEICO $1,700 $1,651
Liberty Mutual $1,118 $1,256
Nationwide $1,675 $1,772
State Farm $1,065 $1,065
Travelers $1,346 $1,339
USAA $999 $980

Cheapest Nampa, ID Car Insurance Rates After a DUI

A DUI in Nampa, ID increases car insurance rates. Compare Nampa, Idaho DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Nampa, Idaho

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,626
American Family $5,027
Farmers $3,332
GEICO $3,409
Liberty Mutual $2,465
Nationwide $3,818
State Farm $1,936
Travelers $4,944
USAA $2,393

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Nampa, ID Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Nampa, ID by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Nampa, Idaho

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,974 $3,974
American Family $4,079 $4,253
Farmers $3,197 $3,197
GEICO $2,457 $2,542
Liberty Mutual $2,306 $2,306
Nationwide $2,773 $2,773
State Farm $1,888 $1,985
Travelers $3,242 $3,242
USAA $1,706 $1,748

Cheapest Nampa, ID Car Insurance Rates by ZIP Code

Nampa car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Nampa, ID.

Annual Car Insurance Rates by ZIP Code in Nampa, Idaho

ZIP Code Average Annual Rates
83651 $2,864
83686 $2,871
83687 $2,872

The Best Cheap Car Insurance Companies in Nampa, ID

Take a look at a side-by-side comparison of the top car insurance companies in Nampa, ID to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Nampa, Idaho

Insurance Company Average Annual Rates
Allstate $3,974
American Family $4,166
Farmers $3,197
GEICO $2,499
Liberty Mutual $2,306
Nationwide $2,773
State Farm $1,936
Travelers $3,242
USAA $1,727

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Category Winners: Cheapest Car Insurance in Nampa, Idaho

Find the cheapest car insurance companies in Nampa, ID for each category right here.

Best Annual Car Insurance Rates by Company in Nampa, Idaho

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheapest Nampa, ID Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Nampa car insurance rates. Find the cheapest Nampa, ID car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Nampa, Idaho

Insurance Company Low Medium High
Allstate $3,788 $3,964 $4,169
American Family $4,139 $4,374 $3,985
Farmers $2,999 $3,151 $3,442
GEICO $2,340 $2,494 $2,664
Liberty Mutual $2,146 $2,302 $2,471
Nationwide $2,709 $2,917 $2,694
State Farm $1,807 $1,942 $2,059
Travelers $3,163 $3,291 $3,271
USAA $1,659 $1,723 $1,799

What affects car insurance rates in Nampa, Idaho?

What factors can have an impact on Nampa, ID car insurance? There are several reasons why Nampa car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Nampa, Idaho.

Car Theft in Nampa

High levels of vehicle theft can make car insurance more expensive. Nampa, ID car theft statistics from the FBI indicate 255 vehicle thefts a year.

Commute Time in Nampa

The more time you spend in your car the higher the risk of an accident. The average commute length in Nampa, ID is 23.1 minutes according to City-Data.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Compare Car Insurance Quotes in Nampa, ID

Ready to find affordable Nampa, Idaho car insurance today? Enter your ZIP code for fast, free Nampa, ID car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption