Compare Naugatuck, CT Car Insurance Rates (2021)

Car insurance in Naugatuck, CT averages $418 a month. Naugatuck, Connecticut car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Naugatuck car insurance rates, compare quotes from the top car insurance companies in Naugatuck, CT.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Naugatuck for teen drivers is GEICO
  • Average car insurance rates in Naugatuck, CT are $5,021/year
  • Average car insurance rates in Naugatuck, CT after a DUI are $6,136/year

If you need to buy Naugatuck, Connecticut car insurance, the options can be confusing. Everything you need to know about car insurance in Naugatuck, CT is right here.

You’ll find Naugatuck car insurance rates, the cheapest Naugatuck, CT car insurance companies, and information on Connecticut car insurance laws. You can also compare Naugatuck, Connecticut car insurance rates to Bridgeport car insurance rates, Waterbury car insurance rates, and Meriden car insurance rates.

Ready to find affordable Naugatuck, CT car insurance today? Enter your ZIP code for fast, free Naugatuck car insurance quotes.

Cheapest Naugatuck, CT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Naugatuck, CT car insurance rates? Every Naugatuck, Connecticut car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Naugatuck, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,123 $4,069 $3,803 $4,075 $12,673 $14,974 $4,302 $4,504
GEICO $2,578 $2,585 $2,391 $2,410 $5,984 $7,043 $2,481 $2,401
Liberty Mutual $3,959 $4,323 $3,047 $3,778 $19,768 $22,328 $3,994 $4,360
Nationwide $2,481 $2,510 $2,228 $2,338 $6,896 $8,757 $2,880 $3,099
Progressive $2,612 $2,431 $2,230 $2,318 $10,995 $12,196 $2,984 $3,353
State Farm $1,901 $1,901 $1,748 $1,748 $5,808 $7,300 $2,139 $2,460
Travelers $1,914 $1,942 $1,910 $1,904 $14,759 $23,872 $2,082 $2,338
USAA $2,240 $2,214 $2,093 $2,064 $7,139 $7,477 $3,009 $3,112

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Minimum Car Insurance in Naugatuck, CT

Every driver must carry the minimum car insurance in Naugatuck, CT. Take a look at the Connecticut car insurance requirements.

Minimum Required Car Insurance Coverage in Naugatuck, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Naugatuck, CT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Naugatuck, CT. Compare credit history car insurance rates in Naugatuck from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Naugatuck, Connecticut

Insurance Company Poor Fair Good
Allstate $8,363 $6,321 $5,011
GEICO $5,071 $3,056 $2,325
Liberty Mutual $11,655 $7,243 $5,686
Nationwide $5,165 $3,465 $3,066
Progressive $5,315 $4,777 $4,578
State Farm $4,355 $2,784 $2,239
Travelers $7,194 $5,998 $5,828
USAA $4,851 $3,276 $2,879

Cheapest Naugatuck, CT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Naugatuck, CT to rates for a clean record with top companies.

Annual Naugatuck, Connecticut Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,578 $6,911 $8,193 $5,578
GEICO $2,198 $2,886 $6,152 $2,700
Liberty Mutual $7,173 $8,983 $8,903 $7,720
Nationwide $3,171 $4,142 $4,748 $3,533
Progressive $4,170 $6,062 $4,387 $4,940
State Farm $2,909 $3,198 $3,198 $3,198
Travelers $5,105 $5,530 $8,044 $6,681
USAA $2,826 $3,557 $5,466 $2,826

Cheapest Naugatuck, CT Car Insurance for Teen Drivers

Teen car insurance in Naugatuck, CT can be expensive. Take a look at rates from the top car insurance companies in Naugatuck for teenagers.

Annual Car Insurance Rates for Teen Drivers in Naugatuck, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,673 $14,974
GEICO $5,984 $7,043
Liberty Mutual $19,768 $22,328
Nationwide $6,896 $8,757
Progressive $10,995 $12,196
State Farm $5,808 $7,300
Travelers $14,759 $23,872
USAA $7,139 $7,477

Cheapest Naugatuck, CT Car Insurance for Seniors

Take a look at Naugatuck, CT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Naugatuck, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,803 $4,075
GEICO $2,391 $2,410
Liberty Mutual $3,047 $3,778
Nationwide $2,228 $2,338
Progressive $2,230 $2,318
State Farm $1,748 $1,748
Travelers $1,910 $1,904
USAA $2,093 $2,064

Cheapest Naugatuck, CT Car Insurance Rates After a DUI

A DUI in Naugatuck, CT increases car insurance rates. Compare Naugatuck, Connecticut DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Naugatuck, Connecticut

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $8,193
GEICO $6,152
Liberty Mutual $8,903
Nationwide $4,748
Progressive $4,387
State Farm $3,198
Travelers $8,044
USAA $5,466

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Cheapest Naugatuck, CT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Naugatuck, CT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Naugatuck, Connecticut

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,565 $6,565
GEICO $3,430 $3,538
Liberty Mutual $8,195 $8,195
Nationwide $3,898 $3,898
Progressive $4,890 $4,890
State Farm $3,049 $3,203
Travelers $6,340 $6,340
USAA $3,624 $3,713

The Best Cheap Car Insurance Companies in Naugatuck, CT

Take a look at a side-by-side comparison of the top car insurance companies in Naugatuck, CT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Naugatuck, Connecticut

Insurance Company Average Annual Rates
Allstate $6,565
GEICO $3,484
Liberty Mutual $8,195
Nationwide $3,898
Progressive $4,890
State Farm $3,126
Travelers $6,340
USAA $3,668

Category Winners: Cheapest Car Insurance in Naugatuck, Connecticut

Find the cheapest car insurance companies in Naugatuck, CT for each category right here.

Best Annual Car Insurance Rates by Company in Naugatuck, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Naugatuck, CT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Naugatuck car insurance rates. Find the cheapest Naugatuck, CT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Naugatuck, Connecticut

Insurance Company Low Medium High
Allstate $6,159 $6,555 $6,981
GEICO $3,182 $3,433 $3,837
Liberty Mutual $7,831 $8,121 $8,632
Nationwide $3,954 $3,929 $3,813
Progressive $4,545 $4,845 $5,280
State Farm $2,934 $3,131 $3,312
Travelers $5,852 $6,295 $6,874
USAA $3,411 $3,672 $3,922

What affects car insurance rates in Naugatuck, Connecticut?

What factors can have an impact on Naugatuck, CT car insurance? There are several reasons why Naugatuck car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Naugatuck, Connecticut.

Commute Time in Naugatuck

The more time you spend in your car the higher the risk of an accident. The average commute length in Naugatuck, CT is 30.5 minutes according to City-Data.

Compare Car Insurance Quotes in Naugatuck, CT

Ready to find affordable Naugatuck, Connecticut car insurance today? Enter your ZIP code for fast, free Naugatuck, CT car insurance quotes.

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Average Monthly Car Insurance Rates by State