Compare New Albany, IN Car Insurance Rates (2021)

Car insurance in New Albany, IN averages $292 a month. New Albany, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap New Albany car insurance rates, compare quotes from the top car insurance companies in New Albany, IN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in New Albany, IN are $3,508/year
  • The cheapest car insurance company in New Albany for teen drivers is USAA
  • The cheapest car insurance company in New Albany is USAA

If you need to buy New Albany, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in New Albany, IN is right here.

You’ll find New Albany car insurance rates, the cheapest New Albany, IN car insurance companies, and information on Indiana car insurance laws. You can also compare New Albany, Indiana car insurance rates to Bloomington car insurance rates, Gary car insurance rates, and Evansville car insurance rates.

Ready to find affordable New Albany, IN car insurance today? Enter your ZIP code for fast, free New Albany car insurance quotes.

Cheapest New Albany, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect New Albany, IN car insurance rates? Every New Albany, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in New Albany, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,359 $2,411 $2,080 $2,279 $7,343 $9,315 $2,384 $2,581
American Family $2,296 $2,296 $2,066 $2,066 $6,467 $9,311 $2,296 $2,785
Farmers $1,606 $1,581 $1,373 $1,547 $8,904 $9,536 $2,132 $2,294
GEICO $1,725 $1,727 $1,637 $1,724 $5,173 $4,765 $1,979 $1,721
Liberty Mutual $4,037 $4,037 $3,716 $3,716 $8,758 $13,190 $4,037 $5,510
Nationwide $2,047 $2,091 $1,789 $1,910 $6,172 $8,012 $2,422 $2,651
Progressive $1,863 $1,755 $1,698 $1,703 $11,320 $12,753 $2,342 $2,377
State Farm $1,527 $1,527 $1,372 $1,372 $4,764 $6,102 $1,698 $1,882
Travelers $1,187 $1,206 $1,119 $1,118 $7,602 $12,084 $1,260 $1,439
USAA $1,086 $1,068 $1,016 $1,020 $3,061 $3,406 $1,468 $1,565

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Minimum Car Insurance in New Albany, IN

Every driver must carry the minimum car insurance in New Albany, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in New Albany, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest New Albany, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in New Albany, IN. Compare credit history car insurance rates in New Albany from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in New Albany, Indiana

Insurance Company Poor Fair Good
Allstate $4,762 $3,544 $3,226
American Family $5,069 $3,280 $2,745
Farmers $4,218 $3,448 $3,199
GEICO $3,078 $2,556 $2,034
Liberty Mutual $7,824 $5,092 $4,709
Nationwide $3,862 $3,253 $3,045
Progressive $4,918 $4,377 $4,135
State Farm $3,688 $2,199 $1,704
Travelers $3,755 $3,188 $3,188
USAA $2,294 $1,527 $1,313

Cheapest New Albany, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in New Albany, IN to rates for a clean record with top companies.

Annual New Albany, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,067 $4,517 $4,153 $3,639
American Family $2,548 $4,060 $5,146 $3,037
Farmers $3,248 $3,765 $3,893 $3,580
GEICO $1,661 $2,644 $3,618 $2,303
Liberty Mutual $4,527 $5,379 $8,584 $5,010
Nationwide $2,907 $3,759 $3,603 $3,278
Progressive $3,320 $5,957 $3,973 $4,656
State Farm $2,468 $2,717 $2,468 $2,468
Travelers $2,872 $3,543 $4,013 $3,080
USAA $1,290 $1,844 $2,112 $1,600

Cheapest New Albany, IN Car Insurance for Teen Drivers

Teen car insurance in New Albany, IN can be expensive. Take a look at rates from the top car insurance companies in New Albany for teenagers.

Annual Car Insurance Rates for Teen Drivers in New Albany, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,343 $9,315
American Family $6,467 $9,311
Farmers $8,904 $9,536
GEICO $5,173 $4,765
Liberty Mutual $8,758 $13,190
Nationwide $6,172 $8,012
Progressive $11,320 $12,753
State Farm $4,764 $6,102
Travelers $7,602 $12,084
USAA $3,061 $3,406

Cheapest New Albany, IN Car Insurance for Seniors

Take a look at New Albany, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in New Albany, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,080 $2,279
American Family $2,066 $2,066
Farmers $1,373 $1,547
GEICO $1,637 $1,724
Liberty Mutual $3,716 $3,716
Nationwide $1,789 $1,910
Progressive $1,698 $1,703
State Farm $1,372 $1,372
Travelers $1,119 $1,118
USAA $1,016 $1,020

Cheapest New Albany, IN Car Insurance Rates After a DUI

A DUI in New Albany, IN increases car insurance rates. Compare New Albany, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in New Albany, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,153
American Family $5,146
Farmers $3,893
GEICO $3,618
Liberty Mutual $8,584
Nationwide $3,603
Progressive $3,973
State Farm $2,468
Travelers $4,013
USAA $2,112

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Cheapest New Albany, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in New Albany, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in New Albany, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,844 $3,844
American Family $3,652 $3,743
Farmers $3,622 $3,622
GEICO $2,510 $2,602
Liberty Mutual $5,721 $6,029
Nationwide $3,387 $3,387
Progressive $4,477 $4,477
State Farm $2,458 $2,603
Travelers $3,377 $3,377
USAA $1,689 $1,734

The Best Cheap Car Insurance Companies in New Albany, IN

Take a look at a side-by-side comparison of the top car insurance companies in New Albany, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in New Albany, Indiana

Insurance Company Average Annual Rates
Allstate $3,844
American Family $3,698
Farmers $3,622
GEICO $2,556
Liberty Mutual $5,875
Nationwide $3,387
Progressive $4,477
State Farm $2,531
Travelers $3,377
USAA $1,711

Category Winners: Cheapest Car Insurance in New Albany, Indiana

Find the cheapest car insurance companies in New Albany, IN for each category right here.

Best Annual Car Insurance Rates by Company in New Albany, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest New Albany, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your New Albany car insurance rates. Find the cheapest New Albany, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in New Albany, Indiana

Insurance Company Low Medium High
Allstate $3,626 $3,827 $4,078
American Family $3,632 $3,818 $3,643
Farmers $3,473 $3,615 $3,777
GEICO $2,356 $2,550 $2,763
Liberty Mutual $5,652 $5,858 $6,115
Nationwide $3,418 $3,363 $3,380
Progressive $4,157 $4,387 $4,886
State Farm $2,393 $2,530 $2,668
Travelers $3,293 $3,409 $3,429
USAA $1,640 $1,706 $1,788

What affects car insurance rates in New Albany, Indiana?

What factors can have an impact on New Albany, IN car insurance? There are several reasons why New Albany car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in New Albany, Indiana.

Commute Time in New Albany

The more time you spend in your car the higher the risk of an accident. The average commute length in New Albany, IN is 20.9 minutes according to City-Data.

Compare Car Insurance Quotes in New Albany, IN

Ready to find affordable New Albany, Indiana car insurance today? Enter your ZIP code for fast, free New Albany, IN car insurance quotes.

Free Car Insurance Comparison

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