Compare Putnam, CT Car Insurance Rates (2021)

Car insurance in Putnam, CT averages $349 a month. Putnam, Connecticut car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Putnam car insurance rates, compare quotes from the top car insurance companies in Putnam, CT.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Putnam, CT after a DUI are $5,086/year
  • The cheapest car insurance company in Putnam for teen drivers is GEICO
  • Average car insurance rates in Putnam, CT are $4,191/year

If you need to buy Putnam, Connecticut car insurance, the options can be confusing. Everything you need to know about car insurance in Putnam, CT is right here.

You’ll find Putnam car insurance rates, the cheapest Putnam, CT car insurance companies, and information on Connecticut car insurance laws. You can also compare Putnam, Connecticut car insurance rates to Bridgeport car insurance rates, New Haven car insurance rates, and Meriden car insurance rates.

Ready to find affordable Putnam, CT car insurance today? Enter your ZIP code for fast, free Putnam car insurance quotes.

Cheapest Putnam, CT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Putnam, CT car insurance rates? Every Putnam, Connecticut car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Putnam, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,391 $3,370 $3,112 $3,330 $10,332 $12,200 $3,567 $3,772
GEICO $2,131 $2,137 $1,976 $1,992 $4,889 $5,817 $2,059 $2,006
Liberty Mutual $3,102 $3,365 $2,388 $2,928 $15,515 $17,460 $3,145 $3,435
Nationwide $2,037 $2,064 $1,833 $1,925 $5,529 $7,014 $2,351 $2,527
Progressive $2,375 $2,219 $2,023 $2,109 $9,745 $10,798 $2,715 $3,036
State Farm $1,939 $1,939 $1,784 $1,784 $5,924 $7,461 $2,182 $2,501
Travelers $1,580 $1,603 $1,574 $1,567 $11,869 $19,039 $1,718 $1,942
USAA $1,855 $1,837 $1,727 $1,706 $5,822 $6,120 $2,481 $2,574

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Putnam, CT

Every driver must carry the minimum car insurance in Putnam, CT. Take a look at the Connecticut car insurance requirements.

Minimum Required Car Insurance Coverage in Putnam, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Putnam, CT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Putnam, CT. Compare credit history car insurance rates in Putnam from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Putnam, Connecticut

Insurance Company Poor Fair Good
Allstate $6,847 $5,185 $4,121
GEICO $4,182 $2,523 $1,922
Liberty Mutual $9,106 $5,678 $4,468
Nationwide $4,185 $2,807 $2,488
Progressive $4,774 $4,271 $4,088
State Farm $4,444 $2,840 $2,283
Travelers $5,805 $4,835 $4,694
USAA $3,987 $2,690 $2,369

Cheapest Putnam, CT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Putnam, CT to rates for a clean record with top companies.

Annual Putnam, Connecticut Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,591 $5,647 $6,707 $4,591
GEICO $1,816 $2,380 $5,077 $2,230
Liberty Mutual $5,622 $7,041 $6,964 $6,042
Nationwide $2,578 $3,349 $3,837 $2,876
Progressive $3,732 $5,413 $3,923 $4,443
State Farm $2,967 $3,263 $3,263 $3,263
Travelers $4,118 $4,458 $6,481 $5,389
USAA $2,343 $2,941 $4,435 $2,343

Cheapest Putnam, CT Car Insurance for Teen Drivers

Teen car insurance in Putnam, CT can be expensive. Take a look at rates from the top car insurance companies in Putnam for teenagers.

Annual Car Insurance Rates for Teen Drivers in Putnam, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,332 $12,200
GEICO $4,889 $5,817
Liberty Mutual $15,515 $17,460
Nationwide $5,529 $7,014
Progressive $9,745 $10,798
State Farm $5,924 $7,461
Travelers $11,869 $19,039
USAA $5,822 $6,120

Cheapest Putnam, CT Car Insurance for Seniors

Take a look at Putnam, CT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Putnam, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,112 $3,330
GEICO $1,976 $1,992
Liberty Mutual $2,388 $2,928
Nationwide $1,833 $1,925
Progressive $2,023 $2,109
State Farm $1,784 $1,784
Travelers $1,574 $1,567
USAA $1,727 $1,706

Cheapest Putnam, CT Car Insurance Rates After a DUI

A DUI in Putnam, CT increases car insurance rates. Compare Putnam, Connecticut DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Putnam, Connecticut

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,707
GEICO $5,077
Liberty Mutual $6,964
Nationwide $3,837
Progressive $3,923
State Farm $3,263
Travelers $6,481
USAA $4,435

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Putnam, CT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Putnam, CT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Putnam, Connecticut

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,384 $5,384
GEICO $2,832 $2,919
Liberty Mutual $6,417 $6,417
Nationwide $3,160 $3,160
Progressive $4,377 $4,377
State Farm $3,109 $3,269
Travelers $5,112 $5,112
USAA $2,979 $3,051

The Best Cheap Car Insurance Companies in Putnam, CT

Take a look at a side-by-side comparison of the top car insurance companies in Putnam, CT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Putnam, Connecticut

Insurance Company Average Annual Rates
Allstate $5,384
GEICO $2,876
Liberty Mutual $6,417
Nationwide $3,160
Progressive $4,377
State Farm $3,189
Travelers $5,112
USAA $3,015

Category Winners: Cheapest Car Insurance in Putnam, Connecticut

Find the cheapest car insurance companies in Putnam, CT for each category right here.

Best Annual Car Insurance Rates by Company in Putnam, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors Travelers
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Putnam, CT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Putnam car insurance rates. Find the cheapest Putnam, CT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Putnam, Connecticut

Insurance Company Low Medium High
Allstate $5,129 $5,378 $5,645
GEICO $2,690 $2,844 $3,093
Liberty Mutual $6,190 $6,374 $6,688
Nationwide $3,228 $3,180 $3,072
Progressive $4,091 $4,342 $4,699
State Farm $2,984 $3,195 $3,388
Travelers $4,762 $5,079 $5,494
USAA $2,826 $3,018 $3,202

What affects car insurance rates in Putnam, Connecticut?

What factors can have an impact on Putnam, CT car insurance? There are several reasons why Putnam car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Putnam, Connecticut.

Commute Time in Putnam

The more time you spend in your car the higher the risk of an accident. The average commute length in Putnam, CT is 23.1 minutes according to City-Data.

Compare Car Insurance Quotes in Putnam, CT

Ready to find affordable Putnam, Connecticut car insurance today? Enter your ZIP code for fast, free Putnam, CT car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State