Compare Sanford, NC Car Insurance Rates (2021)

Car insurance in Sanford, NC averages $297 a month. Sanford, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Sanford car insurance rates, compare quotes from the top car insurance companies in Sanford, NC.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Sanford, NC are $3,567/year
  • Average car insurance rates in Sanford, NC after a DUI are $6,736/year
  • The cheapest car insurance company in Sanford is Liberty Mutual

If you need to buy Sanford, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Sanford, NC is right here.

You’ll find Sanford car insurance rates, the cheapest Sanford, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare Sanford, North Carolina car insurance rates to Fayetteville car insurance rates, Durham car insurance rates, and Concord car insurance rates.

Ready to find affordable Sanford, NC car insurance today? Enter your ZIP code for fast, free Sanford car insurance quotes.

Cheapest Sanford, NC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sanford, NC car insurance rates? Every Sanford, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sanford, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $6,039 $6,039 $4,958 $4,958 $14,425 $14,425 $6,158 $6,158
GEICO $2,540 $2,495 $2,508 $2,464 $4,639 $4,599 $2,238 $2,225
Liberty Mutual $1,898 $1,898 $1,965 $1,965 $3,353 $3,353 $1,898 $1,898
Nationwide $2,601 $2,601 $2,601 $2,601 $4,403 $4,403 $2,601 $2,601
Progressive $1,826 $1,826 $1,663 $1,663 $4,318 $4,318 $2,038 $2,038
State Farm $2,682 $2,682 $2,319 $2,319 $3,956 $3,956 $3,315 $3,315
Travelers $2,762 $2,762 $2,740 $2,740 $4,671 $4,671 $2,835 $2,835

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Minimum Car Insurance in Sanford, NC

Every driver must carry the minimum car insurance in Sanford, NC. Take a look at the North Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Sanford, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Sanford, NC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sanford, NC. Compare credit history car insurance rates in Sanford from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sanford, North Carolina

Insurance Company Poor Fair Good
Allstate $10,693 $6,921 $6,071
GEICO $3,199 $2,950 $2,742
Liberty Mutual $2,279 $2,279 $2,279
Nationwide $3,052 $3,052 $3,052
Progressive $2,785 $2,400 $2,199
State Farm $4,310 $2,754 $2,139
Travelers $3,490 $3,160 $3,106

Cheapest Sanford, NC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sanford, NC to rates for a clean record with top companies.

Annual Sanford, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,266 $7,532 $14,006 $5,775
GEICO $1,556 $2,337 $5,789 $2,172
Liberty Mutual $1,357 $1,743 $4,271 $1,743
Nationwide $1,793 $2,321 $5,773 $2,321
Progressive $1,164 $1,697 $5,341 $1,644
State Farm $1,642 $2,364 $5,902 $2,364
Travelers $1,898 $2,551 $6,071 $2,488

Cheapest Sanford, NC Car Insurance for Teen Drivers

Teen car insurance in Sanford, NC can be expensive. Take a look at rates from the top car insurance companies in Sanford for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sanford, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,425 $14,425
GEICO $4,639 $4,599
Liberty Mutual $3,353 $3,353
Nationwide $4,403 $4,403
Progressive $4,318 $4,318
State Farm $3,956 $3,956
Travelers $4,671 $4,671

Cheapest Sanford, NC Car Insurance for Seniors

Take a look at Sanford, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sanford, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,958 $4,958
GEICO $2,508 $2,464
Liberty Mutual $1,965 $1,965
Nationwide $2,601 $2,601
Progressive $1,663 $1,663
State Farm $2,319 $2,319
Travelers $2,740 $2,740

Cheapest Sanford, NC Car Insurance Rates After a DUI

A DUI in Sanford, NC increases car insurance rates. Compare Sanford, North Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sanford, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $14,006
GEICO $5,789
Liberty Mutual $4,271
Nationwide $5,773
Progressive $5,341
State Farm $5,902
Travelers $6,071

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Cheapest Sanford, NC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sanford, NC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sanford, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,895 $7,895
GEICO $2,964 $2,964
Liberty Mutual $2,279 $2,279
Nationwide $3,052 $3,052
Progressive $2,461 $2,461
State Farm $3,053 $3,082
Travelers $3,252 $3,252

Cheapest Sanford, NC Car Insurance Rates by ZIP Code

Sanford car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Sanford, NC.

Annual Car Insurance Rates by ZIP Code in Sanford, North Carolina

ZIP Code Average Annual Rates
27330 $3,210
27332 $3,254

The Best Cheap Car Insurance Companies in Sanford, NC

Take a look at a side-by-side comparison of the top car insurance companies in Sanford, NC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sanford, North Carolina

Insurance Company Average Annual Rates
Allstate $7,895
GEICO $2,964
Liberty Mutual $2,279
Nationwide $3,052
Progressive $2,461
State Farm $3,068
Travelers $3,252

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Category Winners: Cheapest Car Insurance in Sanford, North Carolina

Find the cheapest car insurance companies in Sanford, NC for each category right here.

Best Annual Car Insurance Rates by Company in Sanford, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

Cheapest Sanford, NC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sanford car insurance rates. Find the cheapest Sanford, NC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sanford, North Carolina

Insurance Company Low Medium High
Allstate $7,590 $7,864 $8,231
GEICO $2,822 $2,952 $3,116
Liberty Mutual $2,165 $2,264 $2,406
Nationwide $2,921 $3,037 $3,198
Progressive $2,329 $2,446 $2,609
State Farm $2,925 $3,052 $3,226
Travelers $3,110 $3,234 $3,412

What affects car insurance rates in Sanford, North Carolina?

What factors can have an impact on Sanford, NC car insurance? There are several reasons why Sanford car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sanford, North Carolina.

Commute Time in Sanford

The more time you spend in your car the higher the risk of an accident. The average commute length in Sanford, NC is 23.8 minutes according to City-Data.

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Compare Car Insurance Quotes in Sanford, NC

Ready to find affordable Sanford, North Carolina car insurance today? Enter your ZIP code for fast, free Sanford, NC car insurance quotes.

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