Compare Stratford, CT Car Insurance Rates (2021)

Car insurance in Stratford, CT averages $420 a month. Stratford, Connecticut car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Stratford car insurance rates, compare quotes from the top car insurance companies in Stratford, CT.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Stratford for teen drivers is GEICO
  • Average car insurance rates in Stratford, CT after a DUI are $6,139/year
  • The cheapest car insurance company in Stratford is State Farm

If you need to buy Stratford, Connecticut car insurance, the options can be confusing. Everything you need to know about car insurance in Stratford, CT is right here.

You’ll find Stratford car insurance rates, the cheapest Stratford, CT car insurance companies, and information on Connecticut car insurance laws. You can also compare Stratford, Connecticut car insurance rates to Danbury car insurance rates, Bridgeport car insurance rates, and Stamford car insurance rates.

Ready to find affordable Stratford, CT car insurance today? Enter your ZIP code for fast, free Stratford car insurance quotes.

Cheapest Stratford, CT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Stratford, CT car insurance rates? Every Stratford, Connecticut car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Stratford, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,052 $3,988 $3,747 $4,016 $12,425 $14,677 $4,213 $4,390
GEICO $2,681 $2,688 $2,487 $2,507 $6,251 $7,368 $2,583 $2,499
Liberty Mutual $3,997 $4,363 $3,075 $3,811 $20,005 $22,594 $4,030 $4,402
Nationwide $2,404 $2,431 $2,159 $2,265 $6,705 $8,510 $2,793 $3,005
Progressive $2,711 $2,519 $2,306 $2,405 $11,334 $12,581 $3,086 $3,457
State Farm $2,011 $2,011 $1,853 $1,853 $6,189 $7,801 $2,265 $2,597
Travelers $1,906 $1,935 $1,896 $1,894 $14,705 $23,835 $2,072 $2,327
USAA $2,112 $2,089 $1,971 $1,945 $6,687 $7,013 $2,833 $2,934

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Minimum Car Insurance in Stratford, CT

Every driver must carry the minimum car insurance in Stratford, CT. Take a look at the Connecticut car insurance requirements.

Minimum Required Car Insurance Coverage in Stratford, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Stratford, CT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Stratford, CT. Compare credit history car insurance rates in Stratford from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Stratford, Connecticut

Insurance Company Poor Fair Good
Allstate $8,203 $6,200 $4,912
GEICO $5,289 $3,186 $2,424
Liberty Mutual $11,787 $7,322 $5,746
Nationwide $5,010 $3,365 $2,977
Progressive $5,493 $4,933 $4,724
State Farm $4,633 $2,958 $2,376
Travelers $7,169 $5,982 $5,813
USAA $4,560 $3,077 $2,706

Cheapest Stratford, CT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Stratford, CT to rates for a clean record with top companies.

Annual Stratford, Connecticut Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,467 $6,789 $8,030 $5,467
GEICO $2,296 $3,013 $6,402 $2,820
Liberty Mutual $7,250 $9,083 $9,001 $7,804
Nationwide $3,078 $4,022 $4,608 $3,428
Progressive $4,312 $6,250 $4,541 $5,097
State Farm $3,089 $3,400 $3,400 $3,400
Travelers $5,094 $5,517 $8,019 $6,655
USAA $2,665 $3,350 $5,112 $2,665

Cheapest Stratford, CT Car Insurance for Teen Drivers

Teen car insurance in Stratford, CT can be expensive. Take a look at rates from the top car insurance companies in Stratford for teenagers.

Annual Car Insurance Rates for Teen Drivers in Stratford, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,425 $14,677
GEICO $6,251 $7,368
Liberty Mutual $20,005 $22,594
Nationwide $6,705 $8,510
Progressive $11,334 $12,581
State Farm $6,189 $7,801
Travelers $14,705 $23,835
USAA $6,687 $7,013

Cheapest Stratford, CT Car Insurance for Seniors

Take a look at Stratford, CT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Stratford, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,747 $4,016
GEICO $2,487 $2,507
Liberty Mutual $3,075 $3,811
Nationwide $2,159 $2,265
Progressive $2,306 $2,405
State Farm $1,853 $1,853
Travelers $1,896 $1,894
USAA $1,971 $1,945

Cheapest Stratford, CT Car Insurance Rates After a DUI

A DUI in Stratford, CT increases car insurance rates. Compare Stratford, Connecticut DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Stratford, Connecticut

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $8,030
GEICO $6,402
Liberty Mutual $9,001
Nationwide $4,608
Progressive $4,541
State Farm $3,400
Travelers $8,019
USAA $5,112

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Cheapest Stratford, CT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Stratford, CT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Stratford, Connecticut

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,439 $6,439
GEICO $3,577 $3,689
Liberty Mutual $8,285 $8,285
Nationwide $3,784 $3,784
Progressive $5,050 $5,050
State Farm $3,238 $3,407
Travelers $6,321 $6,321
USAA $3,407 $3,489

Cheapest Stratford, CT Car Insurance Rates by ZIP Code

Stratford car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Stratford, CT.

Annual Car Insurance Rates by ZIP Code in Stratford, Connecticut

ZIP Code Average Annual Rates
6614 $5,086
6615 $5,086

The Best Cheap Car Insurance Companies in Stratford, CT

Take a look at a side-by-side comparison of the top car insurance companies in Stratford, CT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Stratford, Connecticut

Insurance Company Average Annual Rates
Allstate $6,439
GEICO $3,633
Liberty Mutual $8,285
Nationwide $3,784
Progressive $5,050
State Farm $3,323
Travelers $6,321
USAA $3,448

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Category Winners: Cheapest Car Insurance in Stratford, Connecticut

Find the cheapest car insurance companies in Stratford, CT for each category right here.

Best Annual Car Insurance Rates by Company in Stratford, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheapest Stratford, CT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Stratford car insurance rates. Find the cheapest Stratford, CT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Stratford, Connecticut

Insurance Company Low Medium High
Allstate $5,999 $6,427 $6,889
GEICO $3,315 $3,577 $4,007
Liberty Mutual $7,909 $8,208 $8,737
Nationwide $3,840 $3,816 $3,696
Progressive $4,649 $4,998 $5,502
State Farm $3,104 $3,329 $3,535
Travelers $5,837 $6,276 $6,851
USAA $3,217 $3,452 $3,675

What affects car insurance rates in Stratford, Connecticut?

What factors can have an impact on Stratford, CT car insurance? There are several reasons why Stratford car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Stratford, Connecticut.

Commute Time in Stratford

The more time you spend in your car the higher the risk of an accident. The average commute length in Stratford, CT is 29.2 minutes according to City-Data.

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Compare Car Insurance Quotes in Stratford, CT

Ready to find affordable Stratford, Connecticut car insurance today? Enter your ZIP code for fast, free Stratford, CT car insurance quotes.

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Average Monthly Car Insurance Rates by State