Compare Sylacauga, AL Car Insurance Rates (2021)

Car insurance in Sylacauga, AL averages $294 a month. Sylacauga, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Sylacauga car insurance rates, compare quotes from the top car insurance companies in Sylacauga, AL.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Sylacauga, AL after a DUI are $4,026/year
  • Average car insurance rates in Sylacauga, AL are $3,526/year
  • The cheapest car insurance company in Sylacauga for teen drivers is USAA

If you need to buy Sylacauga, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Sylacauga, AL is right here.

You’ll find Sylacauga car insurance rates, the cheapest Sylacauga, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Sylacauga, Alabama car insurance rates to Dothan car insurance rates, Huntsville car insurance rates, and Hoover car insurance rates.

Ready to find affordable Sylacauga, AL car insurance today? Enter your ZIP code for fast, free Sylacauga car insurance quotes.

Cheapest Sylacauga, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sylacauga, AL car insurance rates? Every Sylacauga, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sylacauga, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,019 $1,923 $1,824 $1,859 $7,091 $7,610 $2,265 $2,317
Farmers $2,414 $2,398 $2,159 $2,289 $9,213 $9,484 $2,748 $2,867
GEICO $1,919 $1,902 $1,817 $1,869 $4,975 $4,882 $2,025 $1,883
Liberty Mutual $3,123 $3,374 $2,557 $2,859 $11,428 $12,705 $3,331 $3,553
Nationwide $1,626 $1,648 $1,482 $1,537 $4,168 $5,382 $1,799 $2,012
Progressive $2,042 $1,918 $1,677 $1,784 $8,373 $9,349 $2,394 $2,552
State Farm $2,755 $2,755 $2,488 $2,488 $8,273 $10,369 $3,111 $3,583
Travelers $1,383 $1,404 $1,299 $1,295 $7,339 $11,505 $1,312 $1,500
USAA $1,295 $1,317 $1,208 $1,184 $3,838 $4,257 $1,687 $1,822

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Sylacauga, AL

Every driver must carry the minimum car insurance in Sylacauga, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Sylacauga, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Sylacauga, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sylacauga, AL. Compare credit history car insurance rates in Sylacauga from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sylacauga, Alabama

Insurance Company Poor Fair Good
Allstate $4,149 $3,267 $2,674
Farmers $4,709 $4,046 $3,835
GEICO $3,381 $2,413 $2,183
Liberty Mutual $7,688 $4,713 $3,698
Nationwide $2,962 $2,314 $2,094
Progressive $4,246 $3,639 $3,398
State Farm $7,261 $3,675 $2,497
Travelers $3,686 $3,196 $3,256
USAA $2,795 $1,814 $1,619

Cheapest Sylacauga, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sylacauga, AL to rates for a clean record with top companies.

Annual Sylacauga, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,854 $3,369 $4,001 $3,229
Farmers $3,531 $4,563 $4,452 $4,240
GEICO $1,803 $2,879 $3,547 $2,408
Liberty Mutual $4,206 $5,862 $5,729 $5,669
Nationwide $2,151 $2,151 $3,124 $2,400
Progressive $3,397 $4,267 $3,654 $3,727
State Farm $4,046 $5,005 $4,430 $4,430
Travelers $2,816 $2,955 $4,319 $3,428
USAA $1,597 $2,002 $2,977 $1,728

Cheapest Sylacauga, AL Car Insurance for Teen Drivers

Teen car insurance in Sylacauga, AL can be expensive. Take a look at rates from the top car insurance companies in Sylacauga for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sylacauga, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,091 $7,610
Farmers $9,213 $9,484
GEICO $4,975 $4,882
Liberty Mutual $11,428 $12,705
Nationwide $4,168 $5,382
Progressive $8,373 $9,349
State Farm $8,273 $10,369
Travelers $7,339 $11,505
USAA $3,838 $4,257

Cheapest Sylacauga, AL Car Insurance for Seniors

Take a look at Sylacauga, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sylacauga, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,824 $1,859
Farmers $2,159 $2,289
GEICO $1,817 $1,869
Liberty Mutual $2,557 $2,859
Nationwide $1,482 $1,537
Progressive $1,677 $1,784
State Farm $2,488 $2,488
Travelers $1,299 $1,295
USAA $1,208 $1,184

Cheapest Sylacauga, AL Car Insurance Rates After a DUI

A DUI in Sylacauga, AL increases car insurance rates. Compare Sylacauga, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sylacauga, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,001
Farmers $4,452
GEICO $3,547
Liberty Mutual $5,729
Nationwide $3,124
Progressive $3,654
State Farm $4,430
Travelers $4,319
USAA $2,977

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Sylacauga, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sylacauga, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sylacauga, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,363 $3,363
Farmers $4,196 $4,196
GEICO $2,610 $2,708
Liberty Mutual $5,366 $5,366
Nationwide $2,457 $2,457
Progressive $3,761 $3,761
State Farm $4,369 $4,586
Travelers $3,380 $3,380
USAA $1,981 $2,171

The Best Cheap Car Insurance Companies in Sylacauga, AL

Take a look at a side-by-side comparison of the top car insurance companies in Sylacauga, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sylacauga, Alabama

Insurance Company Average Annual Rates
Allstate $3,363
Farmers $4,196
GEICO $2,659
Liberty Mutual $5,366
Nationwide $2,457
Progressive $3,761
State Farm $4,478
Travelers $3,380
USAA $2,076

Category Winners: Cheapest Car Insurance in Sylacauga, Alabama

Find the cheapest car insurance companies in Sylacauga, AL for each category right here.

Best Annual Car Insurance Rates by Company in Sylacauga, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Sylacauga, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sylacauga car insurance rates. Find the cheapest Sylacauga, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sylacauga, Alabama

Insurance Company Low Medium High
Allstate $3,249 $3,359 $3,482
Farmers $3,972 $4,144 $4,473
GEICO $2,454 $2,647 $2,876
Liberty Mutual $5,130 $5,342 $5,626
Nationwide $2,440 $2,435 $2,495
Progressive $3,386 $3,744 $4,154
State Farm $4,235 $4,472 $4,726
Travelers $3,215 $3,447 $3,477
USAA $2,005 $2,065 $2,158

What affects car insurance rates in Sylacauga, Alabama?

What factors can have an impact on Sylacauga, AL car insurance? There are several reasons why Sylacauga car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sylacauga, Alabama.

Car Theft in Sylacauga

High levels of vehicle theft can make car insurance more expensive. Sylacauga, AL car theft statistics from the FBI indicate 35 vehicle thefts a year.

Commute Time in Sylacauga

The more time you spend in your car the higher the risk of an accident. The average commute length in Sylacauga, AL is 21.6 minutes according to City-Data.

Compare Car Insurance Quotes in Sylacauga, AL

Ready to find affordable Sylacauga, Alabama car insurance today? Enter your ZIP code for fast, free Sylacauga, AL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State