Compare Tuscaloosa, AL Car Insurance Rates (2021)

Car insurance in Tuscaloosa, AL averages $315 a month. Tuscaloosa, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Tuscaloosa car insurance rates, compare quotes from the top car insurance companies in Tuscaloosa, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Tuscaloosa for teen drivers is USAA
  • The cheapest ZIP code in Tuscaloosa is 35405
  • The cheapest car insurance company in Tuscaloosa is USAA

If you need to buy Tuscaloosa, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Tuscaloosa, AL is right here.

You’ll find Tuscaloosa car insurance rates, the cheapest Tuscaloosa, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Tuscaloosa, Alabama car insurance rates to Tuscaloosa car insurance rates, Hoover car insurance rates, and Auburn car insurance rates.

Ready to find affordable Tuscaloosa, AL car insurance today? Enter your ZIP code for fast, free Tuscaloosa car insurance quotes.

Cheapest Tuscaloosa, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Tuscaloosa, AL car insurance rates? Every Tuscaloosa, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Tuscaloosa, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,148 $2,041 $1,947 $1,984 $7,664 $8,234 $2,396 $2,446
Farmers $2,396 $2,380 $2,139 $2,277 $9,381 $9,657 $2,715 $2,812
GEICO $2,066 $2,060 $1,972 $2,049 $5,528 $5,421 $2,184 $2,024
Liberty Mutual $2,973 $3,209 $2,442 $2,729 $10,982 $12,203 $3,157 $3,352
Nationwide $1,709 $1,728 $1,560 $1,612 $4,521 $5,808 $1,897 $2,117
Progressive $2,574 $2,407 $2,119 $2,255 $10,796 $12,048 $3,019 $3,223
State Farm $2,951 $2,951 $2,688 $2,688 $9,180 $11,494 $3,341 $3,849
Travelers $1,486 $1,508 $1,401 $1,395 $8,093 $12,746 $1,406 $1,600
USAA $1,311 $1,327 $1,226 $1,197 $3,930 $4,350 $1,704 $1,836

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Minimum Car Insurance in Tuscaloosa, AL

Every driver must carry the minimum car insurance in Tuscaloosa, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Tuscaloosa, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Tuscaloosa, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Tuscaloosa, AL. Compare credit history car insurance rates in Tuscaloosa from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Tuscaloosa, Alabama

Insurance Company Poor Fair Good
Allstate $4,446 $3,507 $2,869
Farmers $4,727 $4,073 $3,860
GEICO $3,706 $2,642 $2,390
Liberty Mutual $7,335 $4,514 $3,543
Nationwide $3,156 $2,467 $2,234
Progressive $5,407 $4,654 $4,355
State Farm $7,940 $4,014 $2,724
Travelers $4,037 $3,504 $3,572
USAA $2,831 $1,848 $1,651

Cheapest Tuscaloosa, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Tuscaloosa, AL to rates for a clean record with top companies.

Annual Tuscaloosa, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,052 $3,611 $4,305 $3,462
Farmers $3,551 $4,598 $4,486 $4,244
GEICO $1,954 $3,163 $3,936 $2,598
Liberty Mutual $4,022 $5,608 $5,473 $5,419
Nationwide $2,294 $2,294 $3,329 $2,558
Progressive $4,330 $5,465 $4,676 $4,749
State Farm $4,400 $5,496 $4,838 $4,838
Travelers $3,083 $3,235 $4,745 $3,755
USAA $1,623 $2,040 $3,022 $1,755

Cheapest Tuscaloosa, AL Car Insurance for Teen Drivers

Teen car insurance in Tuscaloosa, AL can be expensive. Take a look at rates from the top car insurance companies in Tuscaloosa for teenagers.

Annual Car Insurance Rates for Teen Drivers in Tuscaloosa, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,664 $8,234
Farmers $9,381 $9,657
GEICO $5,528 $5,421
Liberty Mutual $10,982 $12,203
Nationwide $4,521 $5,808
Progressive $10,796 $12,048
State Farm $9,180 $11,494
Travelers $8,093 $12,746
USAA $3,930 $4,350

Cheapest Tuscaloosa, AL Car Insurance for Seniors

Take a look at Tuscaloosa, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Tuscaloosa, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,947 $1,984
Farmers $2,139 $2,277
GEICO $1,972 $2,049
Liberty Mutual $2,442 $2,729
Nationwide $1,560 $1,612
Progressive $2,119 $2,255
State Farm $2,688 $2,688
Travelers $1,401 $1,395
USAA $1,226 $1,197

Cheapest Tuscaloosa, AL Car Insurance Rates After a DUI

A DUI in Tuscaloosa, AL increases car insurance rates. Compare Tuscaloosa, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Tuscaloosa, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,305
Farmers $4,486
GEICO $3,936
Liberty Mutual $5,473
Nationwide $3,329
Progressive $4,676
State Farm $4,838
Travelers $4,745
USAA $3,022

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Cheapest Tuscaloosa, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Tuscaloosa, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Tuscaloosa, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,608 $3,608
Farmers $4,220 $4,220
GEICO $2,862 $2,964
Liberty Mutual $5,131 $5,131
Nationwide $2,619 $2,619
Progressive $4,805 $4,805
State Farm $4,772 $5,014
Travelers $3,704 $3,704
USAA $2,013 $2,206

Cheapest Tuscaloosa, AL Car Insurance Rates by ZIP Code

Tuscaloosa car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Tuscaloosa, AL.

Annual Car Insurance Rates by ZIP Code in Tuscaloosa, Alabama

ZIP Code Average Annual Rates
35401 $3,863
35404 $3,891
35405 $3,848
35406 $3,904
35487 $3,969

The Best Cheap Car Insurance Companies in Tuscaloosa, AL

Take a look at a side-by-side comparison of the top car insurance companies in Tuscaloosa, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Tuscaloosa, Alabama

Insurance Company Average Annual Rates
Allstate $3,608
Farmers $4,220
GEICO $2,913
Liberty Mutual $5,131
Nationwide $2,619
Progressive $4,805
State Farm $4,893
Travelers $3,704
USAA $2,110

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Category Winners: Cheapest Car Insurance in Tuscaloosa, Alabama

Find the cheapest car insurance companies in Tuscaloosa, AL for each category right here.

Best Annual Car Insurance Rates by Company in Tuscaloosa, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Cheapest Tuscaloosa, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Tuscaloosa car insurance rates. Find the cheapest Tuscaloosa, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Tuscaloosa, Alabama

Insurance Company Low Medium High
Allstate $3,476 $3,602 $3,744
Farmers $3,968 $4,160 $4,530
GEICO $2,680 $2,901 $3,158
Liberty Mutual $4,892 $5,106 $5,394
Nationwide $2,596 $2,598 $2,662
Progressive $4,318 $4,784 $5,313
State Farm $4,601 $4,889 $5,189
Travelers $3,512 $3,778 $3,823
USAA $2,032 $2,098 $2,199

What affects car insurance rates in Tuscaloosa, Alabama?

What factors can have an impact on Tuscaloosa, AL car insurance? There are several reasons why Tuscaloosa car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Tuscaloosa, Alabama.

Car Theft in Tuscaloosa

High levels of vehicle theft can make car insurance more expensive. Tuscaloosa, AL car theft statistics from the FBI indicate 315 vehicle thefts a year.

Commute Time in Tuscaloosa

The more time you spend in your car the higher the risk of an accident. The average commute length in Tuscaloosa, AL is 19.0 minutes according to City-Data.

Traffic in Tuscaloosa

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Tuscaloosa, AL traffic data from INRIX ranks Tuscaloosa as the 838th-most congested in the world.

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Compare Car Insurance Quotes in Tuscaloosa, AL

Ready to find affordable Tuscaloosa, Alabama car insurance today? Enter your ZIP code for fast, free Tuscaloosa, AL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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