Compare Wallace, NC Car Insurance Rates (2021)

Car insurance in Wallace, NC averages $295 a month. Wallace, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Wallace car insurance rates, compare quotes from the top car insurance companies in Wallace, NC.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Wallace is Liberty Mutual
  • Average car insurance rates in Wallace, NC are $3,539/year
  • Average car insurance rates in Wallace, NC after a DUI are $6,708/year

If you need to buy Wallace, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Wallace, NC is right here.

You’ll find Wallace car insurance rates, the cheapest Wallace, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare Wallace, North Carolina car insurance rates to Charlotte car insurance rates, Greensboro car insurance rates, and Durham car insurance rates.

Ready to find affordable Wallace, NC car insurance today? Enter your ZIP code for fast, free Wallace car insurance quotes.

Cheapest Wallace, NC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Wallace, NC car insurance rates? Every Wallace, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wallace, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,624 $5,624 $4,621 $4,621 $13,349 $13,349 $5,735 $5,735
GEICO $2,584 $2,538 $2,546 $2,501 $4,649 $4,609 $2,278 $2,265
Liberty Mutual $1,929 $1,929 $1,996 $1,996 $3,338 $3,338 $1,929 $1,929
Nationwide $2,654 $2,654 $2,654 $2,654 $4,402 $4,402 $2,654 $2,654
Progressive $1,957 $1,957 $1,774 $1,774 $4,350 $4,350 $2,172 $2,172
State Farm $2,778 $2,778 $2,401 $2,401 $4,086 $4,086 $3,435 $3,435
Travelers $2,836 $2,836 $2,813 $2,813 $4,706 $4,706 $2,911 $2,911

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Minimum Car Insurance in Wallace, NC

Every driver must carry the minimum car insurance in Wallace, NC. Take a look at the North Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Wallace, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Wallace, NC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Wallace, NC. Compare credit history car insurance rates in Wallace from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Wallace, North Carolina

Insurance Company Poor Fair Good
Allstate $9,942 $6,426 $5,629
GEICO $3,235 $2,982 $2,772
Liberty Mutual $2,298 $2,298 $2,298
Nationwide $3,091 $3,091 $3,091
Progressive $2,894 $2,501 $2,295
State Farm $4,464 $2,850 $2,211
Travelers $3,549 $3,222 $3,179

Cheapest Wallace, NC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Wallace, NC to rates for a clean record with top companies.

Annual Wallace, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,956 $6,990 $13,020 $5,362
GEICO $1,567 $2,351 $5,884 $2,184
Liberty Mutual $1,362 $1,754 $4,322 $1,754
Nationwide $1,806 $2,344 $5,870 $2,344
Progressive $1,201 $1,761 $5,584 $1,707
State Farm $1,717 $2,447 $6,089 $2,447
Travelers $1,951 $2,587 $6,188 $2,539

Cheapest Wallace, NC Car Insurance for Teen Drivers

Teen car insurance in Wallace, NC can be expensive. Take a look at rates from the top car insurance companies in Wallace for teenagers.

Annual Car Insurance Rates for Teen Drivers in Wallace, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,349 $13,349
GEICO $4,649 $4,609
Liberty Mutual $3,338 $3,338
Nationwide $4,402 $4,402
Progressive $4,350 $4,350
State Farm $4,086 $4,086
Travelers $4,706 $4,706

Cheapest Wallace, NC Car Insurance for Seniors

Take a look at Wallace, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Wallace, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,621 $4,621
GEICO $2,546 $2,501
Liberty Mutual $1,996 $1,996
Nationwide $2,654 $2,654
Progressive $1,774 $1,774
State Farm $2,401 $2,401
Travelers $2,813 $2,813

Cheapest Wallace, NC Car Insurance Rates After a DUI

A DUI in Wallace, NC increases car insurance rates. Compare Wallace, North Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Wallace, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $13,020
GEICO $5,884
Liberty Mutual $4,322
Nationwide $5,870
Progressive $5,584
State Farm $6,089
Travelers $6,188

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Cheapest Wallace, NC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Wallace, NC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Wallace, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,332 $7,332
GEICO $2,996 $2,996
Liberty Mutual $2,298 $2,298
Nationwide $3,091 $3,091
Progressive $2,563 $2,563
State Farm $3,151 $3,199
Travelers $3,316 $3,316

The Best Cheap Car Insurance Companies in Wallace, NC

Take a look at a side-by-side comparison of the top car insurance companies in Wallace, NC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Wallace, North Carolina

Insurance Company Average Annual Rates
Allstate $7,332
GEICO $2,996
Liberty Mutual $2,298
Nationwide $3,091
Progressive $2,563
State Farm $3,175
Travelers $3,316

Category Winners: Cheapest Car Insurance in Wallace, North Carolina

Find the cheapest car insurance companies in Wallace, NC for each category right here.

Best Annual Car Insurance Rates by Company in Wallace, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

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Cheapest Wallace, NC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Wallace car insurance rates. Find the cheapest Wallace, NC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Wallace, North Carolina

Insurance Company Low Medium High
Allstate $7,064 $7,306 $7,627
GEICO $2,855 $2,986 $3,148
Liberty Mutual $2,187 $2,284 $2,423
Nationwide $2,962 $3,077 $3,234
Progressive $2,433 $2,549 $2,707
State Farm $3,044 $3,160 $3,322
Travelers $3,176 $3,300 $3,473

What affects car insurance rates in Wallace, North Carolina?

What factors can have an impact on Wallace, NC car insurance? There are several reasons why Wallace car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Wallace, North Carolina.

Commute Time in Wallace

The more time you spend in your car the higher the risk of an accident. The average commute length in Wallace, NC is 20.2 minutes according to City-Data.

Compare Car Insurance Quotes in Wallace, NC

Ready to find affordable Wallace, North Carolina car insurance today? Enter your ZIP code for fast, free Wallace, NC car insurance quotes.

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