Compare Babylon, NY Car Insurance Rates (2021)

The average annual auto insurance rates in Babylon, NY are around $5,935 ($494/mo). The cheapest car insurance company in Babylon, NY is GEICO, although rates will vary for each person. Babylon, NY car insurance must meet the state minimum requirements with coverage levels of 25/50/10 for liability and property damage. Compare Babylon, New York car insurance rates online to get the best price for you.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Mar 5, 2021

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Here’s What You Need To Know

  • The average annual car insurance rates for Babylon, NY are $5,935 ($494/mo)
  • The cheapest car insurance company in Babylon, NY is GEICO, and the second cheapest is USAA
  • Babylon, NY rates are affected by the traffic that is shared with Hempstead as well as New York City
  • The average commute time for Babylon is 36.8 min

Babylon, NY average annual car insurance rates are well above the state average. They are about $2,000 lower than Hempstead rates and about $1,500 cheaper than New York City rates.

You can save on Babylon, New York car insurance by shopping around, comparing rates, and looking for discounts, and we can help. Below you’ll find information on cheap car insurance in Babylon, New York for every age, credit history, and driving record.

Ready to find affordable car insurance in Babylon, NY? Enter your ZIP code above to get started.

What is the cheapest car insurance company in Babylon, NY?

The cheapest car insurance company in Babylon, based on average rates, is GEICO.

The top car insurance companies in Babylon, NY, ranked from cheapest to most expensive are:

  • GEICO—$3,663
  • USAA—$4,926
  • Nationwide—$5,770
  • Progressive—$6,038
  • Allstate—$6,039
  • State Farm—$6,059
  • Travelers—$6,456
  • Liberty Mutual—$8,530

There are a lot of factors that determine your car insurance rates. The cheapest company for you will depend on your personal factors, including what part of the city you call home, your driving record, what kind of car you drive, and the coverage level you choose.

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What car insurance coverage is required in Babylon, NY?

All Babylon drivers have to meet the New York state law minimum requirements to buy car insurance.

In New York, you have to carry at least:

  • $25,000 per person and $50,000 per incident for bodily injury liability
  • $10,000 per incident for property damage

It’s recommended that most drivers carry more than the state minimum.

What affects car insurance rates in Babylon, NY?

Babylon is the 8th largest city in New York and about a 30 min drive from Hempstead and about an hour drive from New York City. Let’s take a look at how Babylon auto insurance rates compare to other cities in New York.

Brooklyn, NY— $9,347 (most expensive)
Hempstead, NY— $7,827
Babylon, NY — $5,935
New York City, NY— $7,482
Corning, NY— $2,730 (cheapest)

INRIX doesn’t rank Babylon or Hempstead but does rank New York City which is about an hour away.

INRIX does rank New York City as the 4th most congested city in the U.S. Babylon is east of Hempstead and New York City, so traffic heading to a larger city can affect auto insurance rates.

City-Data reports an average commute time for Babylon is 36.8 minutes.

Car theft in Babylon, NY also affects rates. The FBI’s most recent annual statistics don’t list car thefts for Babylon; however, New York City had 5,735 car thefts in a city population of 8,616,333. That’s a rate of 67 cars stolen per 100,000 population.

Babylon, NY car Insurance: The Bottom Line

Babylon has slightly above-average car insurance rates compared to other cities of its size in New York, but you can still save by shopping around and comparing.

Before you buy car insurance in Babylon, NY, be sure you’ve checked rates with multiple companies. Enter your ZIP code below to get fast, free Babylon, NY car insurance quotes.

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