Best Ford Fiesta Car Insurance in 2024 (Top 10 Companies Ranked)
Discover best Ford Fiesta car insurance with rates as refined as $60 monthly, courtesy of top providers Geico, Progressive, and State Farm. Geico’s competitive premiums, Progressive’s innovative initiatives, and State Farm’s unwavering dedication to claims mastery elevate your insurance experience to new heights.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
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UPDATED: Nov 1, 2024
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UPDATED: Nov 1, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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19,116 reviewsCompany Facts
Full Coverage for Ford Fiesta
A.M. Best Rating
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Pros & Cons
19,116 reviews
13,128 reviewsCompany Facts
Full Coverage for Ford Fiesta
A.M. Best Rating
Complaint Level
Pros & Cons
13,128 reviews
17,759 reviewsCompany Facts
Full Coverage for Ford Fiesta
A.M. Best Rating
Complaint Level
Pros & Cons
17,759 reviewsGeico, Progressive, and State Farm are the best Ford Fiesta car insurance providers, with Geico standing out as the top pick for affordability.
These top providers offer competitive rates and reliable coverage, ensuring you can secure the best policy for your Ford Fiesta. To gain further insights, consult our comprehensive guide titled “Compare Car Insurance by Coverage Type.”
Our Top 10 Company Picks: Best Ford Fiesta Car Insurance
| Company | Rank | Bundling Discount | A.M. Best | Best For | Jump to Pros/Cons |
|---|---|---|---|---|---|
 | #1 | 15% | A++ | Competitive Premiums | Geico |
 | #2 | 10% | A+ | Innovative Programs | Progressive |
 | #3 | 17% | B | Reliable Claims | State Farm |
 | #4 | 12% | A+ | Personalized Service | Allstate |
 | #5 | 12% | A | Customizable Policies | Liberty Mutual |
 | #6 | 10% | A++ | Competitive Rates | USAA |
 | #7 | 20% | A+ | Safe-Driving Discounts | Nationwide |
 | #8 | 8% | A++ | Extensive Coverage | Travelers |
 | #9 | 10% | A+ | Many Discounts | Farmers |
 | #10 | 15% | A+ | Customer Satisfaction | Amica |
Each company brings unique benefits to the table, from innovative programs to exceptional claims service, helping you find the ideal insurance solution tailored to your needs.
Our free online comparison tool above allows you to compare cheap car insurance quotes instantly — just enter your ZIP code to get started.
- Geico offers the best Ford Fiesta car insurance with monthly rates from $60
- Enjoy competitive rates and comprehensive coverage for your Ford Fiesta
- Compare quotes to find the ideal insurance for your Ford Fiesta
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#1 – Geico: Top Overall Pick
Pros
- Affordable Coverage Options: Geico offers affordable insurance options for the Ford Fiesta, which makes it a great choice for drivers on a tight budget. – To expand your knowledge, refer to our comprehensive handbook titled “Geico Car Insurance Review.”
- User-Friendly Digital Tools: Geico offers a highly-rated mobile app and website that simplify managing your Ford Fiesta insurance, from obtaining quotes to filing claims.
- Wide Range of Discounts: With various discounts available, such as those for safe driving and good credit, Geico can help lower your Ford Fiesta insurance premiums.
Cons
- Limited Local Agent Interaction: Geico primarily operates online, which might be a drawback if you prefer face-to-face interactions for your Ford Fiesta insurance needs.
- Customer Service Variability: While Geico generally receives positive reviews, some customers report inconsistent service experiences, which might affect support for Ford Fiesta owners.
#2 – Progressive: Best for Innovative Programs
Pros
- Innovative Insurance Features: Progressive offers unique features like Name Your Price tool and Snapshot program, which can be beneficial for personalizing Ford Fiesta insurance based on driving habits.
- Comprehensive Coverage Options: Progressive car insurance review presents the company’s variety of coverage choices tailored to the needs of Ford Fiesta drivers, including customizable add-ons.
- Flexible Payment Plans: Progressive’s range of payment options makes managing insurance costs for your Ford Fiesta easier and more adaptable to your financial situation.
Cons
- Higher Rates for Some Drivers: Despite innovative features, some drivers may find Progressive’s premiums higher compared to other insurers, which could be less ideal for Ford Fiesta owners seeking low-cost options.
- Complex Policy Details: The wide range of options and coverage features can sometimes be overwhelming or confusing, requiring careful review to ensure the right fit for your Ford Fiesta insurance.
#3 – State Farm: Best for Reliable Claims
Pros
- Broad Network of Agents: State Farm offers extensive local agent access, providing personalized service and support for your Ford Fiesta insurance needs.
- Strong Claims Handling: Known for reliable claims processing, State Farm ensures that any issues with your Ford Fiesta are addressed efficiently and fairly.
- Variety of Coverage Options: State Farm car insurance review highlights the company’s comprehensive range of insurance options, allowing Ford Fiesta drivers to tailor their coverage to their specific needs.
Cons
- Possibly Higher Premiums: Compared to some competitors, State Farm’s rates might be higher, which could impact affordability for Ford Fiesta owners.
- Limited Discounts: While State Farm offers a range of discounts, they may not be as extensive as those provided by other insurers, potentially affecting savings on Ford Fiesta insurance.
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#4 – Allstate: Best for Personalized Service
Pros
- Tailored Insurance Solutions: Allstate car insurance review features the company’s customizable insurance plans specifically designed for the Ford Fiesta, allowing you to adjust coverage to your driving habits and needs.
- Personalized Customer Service: Allstate is known for its high level of personalized service, ensuring Ford Fiesta drivers receive attention and advice tailored to their specific insurance requirements.
- Numerous Discounts Available: With various discounts, including those for safe driving and bundling, Allstate helps Ford Fiesta owners reduce their overall insurance costs.
Cons
- Potentially Higher Premiums: Allstate’s premiums can sometimes be on the higher side, which might be less ideal for Ford Fiesta owners looking for budget-friendly insurance options.
- Mixed Customer Reviews: Some customers have reported inconsistent experiences with Allstate’s customer service, which could impact support quality for Ford Fiesta drivers.
#5 – Liberty Mutual: Best for Customizable Policies
Pros
- Customizable Policies: Liberty Mutual offers a range of customizable coverage options for the Ford Fiesta, allowing you to tailor your insurance to your specific needs and preferences.
- Varied Discount Opportunities: Liberty Mutual illustrates how the company can reduce your Ford Fiesta insurance costs by offering a number of discounts, such as those for having multiple policies or being a safe driver. To gain profound insights, consult our extensive guide titled “Liberty Mutual Car Insurance Review.”
- Broad Insurance Coverage: The insurer offers extensive coverage choices, ensuring that you can find the right protection for your Ford Fiesta.
Cons
- Premium Costs Can Vary: Depending on your profile, Liberty Mutual’s premiums might be higher than some competitors, which could impact affordability for Ford Fiesta insurance.
- Extensive Policy Options: The wide range of policy options and add-ons can be complex, requiring careful consideration to ensure you select the best coverage for your Ford Fiesta.
#6 – USAA: Best for Competitive Rates
Pros
- Highly Competitive Rates: USAA offers some of the most competitive rates available for Ford Fiesta insurance, making it a cost-effective option for eligible members.
- Excellent Customer Service: USAA is renowned for its top-notch customer service, providing reliable support and assistance for Ford Fiesta drivers.
- Complete Coverage Selections: USAA car insurance review flaunts the company’s broad range of coverage options, ensuring that Ford Fiesta owners can find the protection they need.
Cons
- Eligibility Restrictions: USAA insurance is only available to military members, veterans, and their families, limiting access for some Ford Fiesta owners.
- Limited Local Agent Presence: With a focus on online and phone service, USAA might lack the local agent interactions preferred by some Ford Fiesta drivers.
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#7 – Nationwide: Best for Safe-Driving Discounts
Pros
- Safe-Driving Discounts: The company’s emphasis on safe driving is publicized across the country, which benefits Ford Fiesta owners looking to lower their insurance premiums. – For a comprehensive overview, explore our detailed resource titled “Nationwide Car Insurance Discounts.”
- All-Inclusive Protection Plans: Nationwide provides a wide range of coverage options, allowing Ford Fiesta drivers to customize their insurance based on their specific needs.
- Flexible Payment Options: Nationwide offers various payment plans, making it easier to manage insurance costs for your Ford Fiesta.
Cons
- Variable Rates: Nationwide’s insurance rates can vary based on individual factors, potentially leading to higher premiums for some Ford Fiesta owners.
- Mixed Claims Experience: Some customers report mixed experiences with Nationwide’s claims process, which could affect the reliability of support for Ford Fiesta drivers.
#8 – Travelers: Best for Extensive Coverage
Pros
- Full Spectrum of Coverage: Travelers provides a wide range of coverage options, ensuring Ford Fiesta owners can find protection tailored to their needs.
- Broad Network of Local Agents: Travelers car insurance review promotes the company’s wide network of local agents, providing personalized support for your Ford Fiesta insurance needs.
- Innovative Coverage Features: The insurer includes innovative features and add-ons, enhancing coverage for Ford Fiesta drivers.
Cons
- Premium Costs: Travelers’ premiums might be higher compared to some competitors, which could impact affordability for Ford Fiesta owners.
- Complex Policy Options: The range of coverage options can be complex, requiring careful review to ensure you select the best policy for your Ford Fiesta.
#9 – Farmers: Best for Many Discounts
Pros
- Many Available Discounts: Farmers offers a variety of discounts, such as those for safe driving and bundling policies, helping to reduce the cost of insurance for your Ford Fiesta.
- Comprehensive Coverage Choices: Farmers provides a broad selection of coverage options, allowing you to tailor your policy to the specific needs of your Ford Fiesta.
- Strong Local Agent Network: With a large network of local agents, Farmers car insurance review manifests the company’s personalized support and advice for Ford Fiesta insurance.
Cons
- Higher Premiums for Some Drivers: Farmers’ rates might be higher for certain drivers, which could affect affordability for Ford Fiesta owners.
- Inconsistent Customer Service: Some customers report mixed experiences with Farmers’ customer service, potentially impacting support quality for Ford Fiesta drivers.
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#10 – Amica: Best for Customer Satisfaction
Pros
- High Customer Satisfaction: Amica is known for high customer satisfaction, providing reliable and responsive service for Ford Fiesta drivers.
- Various Discounts Available: Amica offers numerous discounts, including those for safe driving and bundling, which can help lower insurance costs for your Ford Fiesta. For additional details, explore our comprehensive resource titled “Car Insurance Discounts: Compare the Best Discounts.”
- Customizable Coverage Options: Amica provides flexible and customizable coverage options, allowing you to tailor your Ford Fiesta insurance to meet your specific needs.
Cons
- Limited Local Presence: Amica operates primarily online and via phone, which may be a disadvantage if you prefer in-person interactions for your Ford Fiesta insurance.
- Potentially Higher Costs: Some drivers may find Amica’s premiums to be higher compared to other insurers, which could impact affordability for Ford Fiesta owners.
Factors Affecting Ford Fiesta Insurance Costs
Even though the average annual rate for the Ford Fiesta is $1,212, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Ford Fiesta. For a comprehensive overview, explore our detailed resource titled “Average Car Insurance Rates by Age and Gender.”
Ford Fiesta Car Insurance Monthly Rates by Provider & Coverage Level
| Insurance Company | Minimum Coverage | Full Coverage |
|---|---|---|
| Allstate | $73 | $155 |
| Amica | $66 | $142 |
| Farmers | $72 | $155 |
| Geico | $65 | $140 |
| Liberty Mutual | $75 | $160 |
| Nationwide | $67 | $145 |
| Progressive | $68 | $145 |
| State Farm | $70 | $150 |
| Travelers | $69 | $148 |
| USAA | $60 | $135 |
Understanding the factors that influence your Ford Fiesta insurance rates can help you find the best policy for your needs. Whether you prioritize affordability with providers like Geico and USAA or opt for more comprehensive coverage, comparing rates across different companies ensures you get the best value for your profile and coverage level.
Impact of Vehicle Age on Insurance Rates
Older Ford Fiesta models generally cost less to insure. For example, car insurance rates for a 2019 Ford Fiesta are $1,212, while 2011 Ford Fiesta rates are $1,058, a difference of $154.
Ford Fiesta Car Insurance Monthly Rates by City
| City | Rates |
|---|---|
| Los Angeles, CA | $203 |
| New York, NY | $187 |
| Houston, TX | $186 |
| Jacksonville, FL | $172 |
| Philadelphia, PA | $159 |
| Chicago, IL | $156 |
| Phoenix, AZ | $138 |
| Seattle, WA | $115 |
| Indianapolis, IN | $101 |
| Columbus, OH | $98 |
The age of your Ford Fiesta significantly impacts insurance costs, with older models generally being cheaper to insure compared to newer ones. This difference in cost is evident when comparing insurance rates for various model years.
Additionally, insurance rates can vary widely depending on your city, highlighting the importance of considering both vehicle age and location when evaluating your insurance expenses. For detailed information, refer to our comprehensive report titled “Compare Car Insurance Rates by Vehicle Make and Model.”
Driver Age Affects Ford Fiesta Insurance Costs
Driver age can have a significant effect on Ford Fiesta auto insurance rates. For example, 30-year-old drivers pay $53 more for Ford Fiesta auto insurance than 40-year-old drivers.
Ford Fiesta Car Insurance Monthly Rates by Age
| Age | Rates |
|---|---|
| Age: 16 | $461 |
| Age: 18 | $384 |
| Age: 20 | $315 |
| Age: 30 | $142 |
| Age: 40 | $134 |
| Age: 45 | $128 |
| Age: 50 | $123 |
| Age: 60 | $117 |
Driver age can greatly influence the cost of Ford Fiesta insurance, with younger drivers typically facing higher rates compared to older drivers.
For instance, 30-year-olds may pay significantly more than 40-year-olds for the same coverage. Understanding how age affects insurance rates can help you anticipate and manage your insurance costs more effectively.
To gain in-depth knowledge, consult our comprehensive resources below:
- Best Car Insurance for Drivers Under 25
- Best Car Insurance for New Drivers Over 21
- Best Car Insurance for 50-Year-Olds
Impact of Driver Location on Ford Fiesta Insurance Rates
Where you live can have a large impact on Ford Fiesta insurance rates. For example, drivers in Jacksonville may pay $727 a year more than drivers in Indianapolis.
Ford Fiesta Car Insurance Monthly Rates by City
| City | Rates |
|---|---|
| Chicago, IL | $133 |
| Columbus, OH | $84 |
| Houston, TX | $158 |
| Indianapolis, IN | $86 |
| Jacksonville, FL | $146 |
| Los Angeles, CA | $173 |
| New York, NY | $160 |
| Philadelphia, PA | $135 |
| Phoenix, AZ | $117 |
| Seattle, WA | $98 |
Your location plays a crucial role in determining Ford Fiesta insurance rates, with significant variations depending on the city. For instance, drivers in Jacksonville may face much higher premiums compared to those in Indianapolis. For a comprehensive analysis, refer to our detailed guide titled “What is a Car Insurance Premium?”
This underscores the importance of considering your city’s impact on insurance costs when budgeting for your Ford Fiesta.
Your Driving Record
Your driving record can have an impact on the cost of Ford Fiesta car insurance. Teens and drivers in their 20’s see the highest jump in their Ford Fiesta car insurance with violations on their driving record.
Ford Fiesta Car Insurance Monthly Rates by Age & Driving Record
| Age | Clean Record | One Accident | One DUI | One Ticket |
|---|---|---|---|---|
| Age: 16 | $461 | $490 | $660 | $415 |
| Age: 18 | $384 | $369 | $480 | $302 |
| Age: 20 | $315 | $357 | $480 | $302 |
| Age: 30 | $142 | $222 | $298 | $187 |
| Age: 40 | $134 | $102 | $137 | $86 |
| Age: 45 | $128 | $98 | $132 | $83 |
| Age: 50 | $123 | $98 | $132 | $83 |
| Age: 60 | $117 | $96 | $130 | $81 |
For example, teens and drivers in their 20s experience notable jumps in their insurance costs with accidents or tickets on their record.
Maintaining a clean driving records is crucial for keeping your insurance rates as low as possible. For an in-depth examination, consult our thorough guide entitled “Do all car insurance companies check your driving records?”
Ford Fiesta Insurance Costs: A Comprehensive Breakdown
Geico, Progressive, and State Farm are the best Ford Fiesta car insurance providers, with annual costs averaging $1,212 or $101 per month. These companies stand out for their affordable rates, comprehensive coverage options, and customer satisfaction. To expand your knowledge, refer to our comprehensive handbook titled “Compare Car Insurance Rates by State.”
Ford Fiesta Car Insurance Monthly Rates by Model Year and Coverage Type
| Vehicle | Comprehensive | Collision | Liability | Full Coverage |
|---|---|---|---|---|
| 2019 Ford Fiesta | $20 | $35 | $33 | $101 |
| 2018 Ford Fiesta | $19 | $35 | $33 | $101 |
| 2017 Ford Fiesta | $19 | $34 | $35 | $101 |
| 2016 Ford Fiesta | $18 | $33 | $36 | $100 |
| 2015 Ford Fiesta | $17 | $32 | $37 | $99 |
| 2014 Ford Fiesta | $16 | $29 | $38 | $96 |
| 2013 Ford Fiesta | $16 | $28 | $38 | $94 |
| 2012 Ford Fiesta | $15 | $25 | $38 | $91 |
| 2011 Ford Fiesta | $14 | $23 | $38 | $88 |
Understanding the cost of insuring your Ford Fiesta by model year can help you choose the right coverage. With Geico, Progressive, and State Farm offering competitive rates, you can find the best insurance that fits your budget and needs.
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Ford Fiesta Insurance: How It Compares to Other Vehicles
Ford Fiesta insurance rates are competitive within the subcompact car category, offering lower overall costs compared to similar vehicles like the Ford Focus ST and Kia Rio. The chart below highlights how the Ford Fiesta stacks up against these models in terms of comprehensive, collision, minimum, and full coverage options, providing a clear comparison for your insurance planning.
Ford Fiesta Car Insurance Monthly Rates vs. Other Cars by Coverage Type
| Vehicle | Comprehensive | Collision | Liability | Full Coverage |
|---|---|---|---|---|
| Ford Fiesta | $20 | $35 | $33 | $101 |
| Ford Focus ST | $24 | $45 | $33 | $115 |
| Kia Rio | $20 | $42 | $38 | $115 |
When comparing insurance costs for subcompact cars, the Ford Fiesta emerges as a more affordable option, especially when it comes to comprehensive and collision coverage. To gain profound insights, consult our extensive guide titled “Compare Collision Car Insurance: Rates, Discounts, & Requirements.” This makes the Fiesta an appealing choice for budget-conscious drivers seeking reliable insurance at a lower cost.
Ford Fiesta Safety Ratings and Their Impact on Insurance Costs
Your Ford Fiesta auto insurance rates are tied to the Ford Fiesta’s safety ratings. See the breakdown below:
Ford Fiesta Safety Ratings
| Type | Rating |
|---|---|
| Small overlap front: driver-side | Marginal |
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
The safety ratings of your Ford Fiesta directly impact your auto insurance rates, as safer vehicles typically qualify for lower premiums. For a thorough exploration, delve into our extensive guide titled “The Best Small Car Safety Ratings.”
With various ratings for aspects such as overlap front, side, and roof strength, understanding these ratings helps in assessing how they might influence your insurance costs. The better your vehicle’s safety features, the more you can potentially save on your insurance.
Ford Fiesta Crash Test Ratings
The crash test ratings of your Ford Fiesta play a significant role in determining your insurance rates. Vehicles with higher safety ratings & features, such as the consistently high marks across various model years, often benefit from lower insurance premiums. For a detailed breakdown, consult our comprehensive guide named “Safety Features Car Insurance Discounts.”
Ford Fiesta Crash Test Ratings
| Vehicle Tested | Overall | Frontal | Side | Rollover |
|---|---|---|---|---|
| Ford Fiesta 2019 | 4 stars | 4 stars | 5 stars | 4 stars |
| Ford Fiesta 2018 | 4 stars | 4 stars | 5 stars | 4 stars |
| Ford Fiesta 2017 | 4 stars | 4 stars | 5 stars | 4 stars |
| Ford Fiesta 2016 | 4 stars | 4 stars | 5 stars | 4 stars |
| Ford Fiesta 2015 | 4 stars | 4 stars | 5 stars | 4 stars |
Understanding these ratings can help you gauge how they might influence your overall insurance costs and ensure you are getting the best value.
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Ford Fiesta Safety Features
The Ford Fiesta’s range of safety features plays a crucial role in potentially reducing your insurance rates. With features such as multiple airbags, electronic stability control, and traction control, the Fiesta is designed to provide robust protection for both drivers and passengers. For an exhaustive analysis, check out our complete guide entitled “Can you drive a car with airbags deployed?”
- Driver Air Bag: An airbag located in the steering wheel, designed to protect the driver in the event of a frontal collision by cushioning the impact.
- Passenger Air Bag: An airbag positioned in the dashboard in front of the front passenger seat, intended to protect the front passenger during a frontal crash.
- Front Head Air Bag: An airbag mounted above the side windows, designed to protect the head in the event of a side impact or rollover crash.
- Rear Head Air Bag: An airbag located above the rear side windows, designed to protect the heads of rear passengers during a side collision or rollover.
- Front Side Air Bag: An airbag embedded in the side of the front seats, designed to provide protection for the torso during a side impact collision.
The extensive safety features of the Ford Fiesta not only enhance your vehicle’s protection but can also help lower your insurance premiums.
Investing in these advanced safety measures contributes to both safer driving and potential cost savings on your insurance.
Ford Fiesta Insurance Loss Probability
Another contributing factor that affects Ford Fiesta car insurance rates is the loss probability for each type of coverage. The loss probability associated with different types of coverage can significantly impact your Ford Fiesta insurance rates.
Ford Fiesta Car Insurance Loss Probability by Coverage Type
| Insurance Coverage Category | Loss Rate |
|---|---|
| Collision | -4% |
| Property Damage | -9% |
| Comprehensive | -27% |
| Personal Injury | 15% |
| Medical Payment | 23% |
| Bodily Injury | 13% |
Understanding how these loss rates vary—such as lower probabilities for comprehensive and property damage coverage—helps in evaluating how each coverage type affects your overall insurance costs. For a detailed overview, refer to our extensive guide called “Compare Comprehensive Car Insurance: Rates, Discounts, & Requirements.”
By considering these factors, you can make more informed decisions about your insurance policy and potentially reduce your premiums.
Top Insurance Companies for Ford Fiesta
Who is the top auto insurance company for Ford Fiesta insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Ford Fiesta auto insurance coverage (ordered by market share).
Top Ford Fiesta Car Insurance Providers by Market Share
| Rank | Insurance Company | Premiums Written | Market Share |
|---|---|---|---|
| #1 | State Farm | $65.6 million | 9% |
| #2 | Geico | $46.1 million | 6% |
| #3 | Progressive | $39.2 million | 6% |
| #4 | Allstate | $35.6 million | 5% |
| #5 | Liberty Mutual | $35 million | 5% |
| #6 | Travelers | $28 million | 4% |
| #7 | USAA | $23.5 million | 3% |
| #8 | Chubb | $23.4 million | 3% |
| #9 | Farmers | $20.6 million | 3% |
| #10 | Nationwide | $18.4 million | 3% |
Driver discounts for Ford Fiesta models often include those for passive restraint systems, anti-lock brakes, and anti-theft devices. Additionally, many insurance companies provide discounts for other safety features, such as advanced security systems, that the Ford Fiesta comes equipped with. For an in-depth investigation, peruse our comprehensive guide named “Car Insurance Discounts.”
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Ford Fiesta Safety Ratings: How It Measures Up
According to Edmunds, the 2012 Ford Fiesta model has not yet been rated for safety by the National Highway Traffic Safety Administration (NHTSA).
However, the Insurance Institute for Highway Safety (IIHS) has done their tests and gives the Fiesta good marks all the way around.
Geico offers the best Ford Fiesta insurance with monthly rates starting at $65 and valuable discounts, combining affordability with exceptional coverage. It’s important to note that safety ratings impact insurance costs, as insurers consider safer cars reduce the likelihood of severe injuries in accidents.
The less safe a vehicle is, the more serious injuries can be — which ultimately adds risk to the insurance company. The IIHS ratings are just one of the many resources insurance companies use to assess the safety of a particular vehicle. For a thorough examination, take a look at our detailed guide entitled “Best Usage-Based Car Insurance Companies.”
Ford Fiesta Safety Features: What You Need to Know
The Ford Fiesta has quite a few features insurance companies love to see in new cars.
For starters, it has an all-wheel anti-lock braking system, dual side air bags, and head air bags for both front and rear. Just these three features alone have a very significant impact on car insurance rates because they do wonders for passenger safety.
Throw in extra features like stability control, traction control, child safety locks on the doors, and anchors for child car seats, and you have a four-door sedan which is considered extremely safe for passengers.
There are some other features car insurance companies will look for regarding theft — like alarm systems, a locking steering wheel, and security keys. For a comprehensive assessment, read through our detailed guide titled “Does car insurance cover lost car keys?”
But these things don’t apply to most economy class vehicles like the Ford Fiesta. Cars that do include them will enjoy a lower rate for comprehensive insurance that covers against theft.
If you don’t carry comprehensive insurance, these extra features won’t have an impact on your annual premiums. Be sure to do your research to save on Ford Fiesta car insurance costs.
Affordability of Ford Fiesta Insurance for Young Drivers
Young drivers are great candidates for the Ford Fiesta. The car is relatively inexpensive, and with its great gas mileage, it’s an excellent choice for the new driver, college student, or young adult who is just getting married or starting a family. For a thorough analysis, consult our comprehensive guide named “Cheap Car Insurance for Young Drivers.”
The Ford Fiesta seats four people comfortably, so it can be a car that you keep for a long time. In addition to all of its safety features, it was awarded a five-star rating from the National Highway Traffic Safety Administration.
If you are a young driver looking to buy a new car that you can keep as you get older, the Ford Fiesta is a sensible choice. If you are a driver under 25 years of age, you may not be able to get your own insurance policy on it unless you have already been listed on someone else’s policy for a few years.
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Insuring a Ford Fiesta for Young Drivers
As soon as you start driving, you need to be covered by insurance.
Young drivers are very expensive to insure and are practically impossible to put on a policy by themselves for the first time.
Most parents of new drivers take on the responsibility of adding their teenagers to their car insurance policy. The cost of the premiums increases when you add a young driver to your insurance, but it is unavoidable. For an extensive exploration, refer to our detailed guide entitled “Best Car Insurance for Parents.”
If your young adult buys a Ford Fiesta, he should be able to insure it as long as he has been covered on your policy previously. Before he buys the car, he should make sure he can get insurance for it.
Insuring a Ford Fiesta: Tips for Mature Drivers
No matter how old you are, the Ford Fiesta is a sensible choice for many people. If you are a mature driver, and you decide to buy a Ford Fiesta, getting insurance for it should be relatively easy.
If you already have a car, and you are replacing it with the Ford Fiesta, you only need to tell your agent to write you a new policy for your new car.
A Ford Fiesta should not cost too much to insure since it is a subcompact car. It is not rated as one of the hottest cars subject to theft nor is it a collector’s car. You should be able to get liability, collision, and comprehensive car insurance for a reasonable rate. To gain further insights, consult our comprehensive guide titled “Collision vs. Comprehensive: What is the difference?”
If you do not have a health care policy that covers emergency room visits, hospital stays, X-rays, or surgery, then you may need to pay for your own bodily injury expenses out of your own pocket.
Case Studies: Optimal Insurance Solutions for Your Ford Fiesta
When choosing insurance for your Ford Fiesta, finding the right provider can significantly impact your coverage and costs. Here’s how leading insurers offer tailored solutions to fit different needs:
- Case Study #1 – Cost-Efficiency and Discounts: Alex opts for Geico due to its highly competitive rates and discounts for safe driving, achieving substantial savings while securing full coverage.
- Case Study #2 – Reliable Service and Personal Touch: Taylor selects State Farm for its renowned customer service and local agent support, choosing slightly higher premiums for reliable claims handling and personalized assistance. For additional details, explore our comprehensive resource titled “How do you file a car insurance claim?“
- Case Study #3 – Innovative Tools and Flexibility: Jordan chooses Progressive for its advanced online tools and customizable policy options, benefiting from the Snapshot program and extensive coverage options tailored to individual driving habits.
These case studies illustrate how Geico, State Farm, and Progressive each deliver tailored insurance solutions for Ford Fiesta owners.
Geico offers the best Ford Fiesta insurance with monthly rates starting at $65, combining affordability with exceptional coverage.
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Geico stands out for its cost savings and significant discounts, providing affordable coverage without compromising on protection.
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Ford Fiesta Insurance: Conclusion and Top Providers Compared
Choosing the right insurance for your Ford Fiesta can enhance your driving experience by optimizing cost, coverage, and service.
Geico offers competitive rates and discounts, State Farm provides exceptional customer service and reliable claims handling, and Progressive delivers innovative tools and flexible options.
Compare these top providers to find the best policy for your needs and budget. Use our comparison tool to get quotes and make an informed decision. To learn more, explore our comprehensive resource on commercial auto insurance titled “How do you get competitive quotes for car insurance?”
Our free online comparison tool below allows you to compare cheap car insurance quotes instantly — just enter your ZIP code to get started.
Frequently Asked Questions
Are Ford Fiestas cheap to insure, and what is the Ford Fiesta ST insurance cost?
Ford Fiestas are generally cheap to insure, and while the Ford Fiesta ST insurance cost may be slightly higher due to its sporty design, it’s still competitive within its class.
How do I get a Fiesta auto insurance quote, and what is the Ford Fiesta insurance group?
You can obtain a Fiesta auto insurance quote online through major insurers. The Ford Fiesta typically falls into a lower insurance group, which helps keep insurance costs affordable.
Finding cheap car insurance quotes is easy. Just enter your ZIP code into our free comparison tool below to instantly compare quotes near you.
What do Fiesta auto insurance reviews say about the most trusted car insurance company for Ford Fiestas?
Fiesta auto insurance reviews often highlight trusted companies like Geico and State Farm for offering the best rates and liability coverage for Ford Fiestas, ensuring that drivers are well-protected on the road.
To delve deeper, refer to our in-depth report titled “Compare Liability Car Insurance: Rates, Discounts, & Requirements.”
Are Ford Fiestas more expensive to insure compared to other cars in their insurance group?
Ford Fiestas are not more expensive to insure compared to other cars in their insurance group, making them a cost-effective choice for budget-conscious drivers.
Which car insurer is best for Ford Fiesta owners, according to Fiesta auto insurance reviews?
According to Fiesta auto insurance reviews, State Farm and Progressive are often considered the best insurers for Ford Fiesta owners, offering competitive rates and comprehensive coverage.
What is the Ford Fiesta insurance group, and how does it impact the cost to insure a Fiesta?
The Ford Fiesta typically belongs to a lower insurance group, which positively impacts its insurance cost, especially when opting for full coverage. This makes the Fiesta an affordable vehicle to insure while still providing comprehensive protection.
For a thorough understanding, refer to our detailed analysis titled “Compare Full Coverage vs. Liability Car Insurance: Rates, Discounts, & Requirements.”
Is the Ford Fiesta ST insurance cost higher than other Ford Fiestas, and what do insurance reviews suggest?
The Ford Fiesta ST insurance cost is generally higher due to its performance features, but insurance reviews suggest it remains a good value within the performance car category.
How do I get a Fiesta auto insurance quote, and are Ford Fiestas more expensive to insure?
You can easily get a Fiesta auto insurance quote online, and despite its popularity, Ford Fiestas are not more expensive to insure compared to similar vehicles.
Which insurance company has the highest customer satisfaction for Ford Fiesta insurance, and what is its insurance group?
USAA and State Farm have high customer satisfaction for Ford Fiesta insurance, and the car typically falls into a lower insurance group, making it a smart choice for affordable coverage.
To gain profound insights, consult our extensive guide titled “Cheap Car Insurance.”
Is the Ford Fiesta expensive to maintain, and how do these costs influence Fiesta auto insurance reviews?
The Ford Fiesta is not expensive to maintain, which positively impacts Fiesta auto insurance reviews, as lower maintenance costs often lead to lower insurance premiums.
Take the first step toward cheaper car insurance rates. Enter your ZIP code below to see how much you could save.
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Daniel Walker
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Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
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