Compare Altamont, NY Car Insurance Rates (2021)

Car insurance in Altamont, NY averages $269 a month. Altamont, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Altamont car insurance rates, compare quotes from the top car insurance companies in Altamont, NY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Altamont, NY are $3,233/year
  • The cheapest car insurance company in Altamont is GEICO
  • The cheapest car insurance company in Altamont for teen drivers is GEICO

If you need to buy Altamont, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Altamont, NY is right here.

You’ll find Altamont car insurance rates, the cheapest Altamont, NY car insurance companies, and information on New York car insurance laws. You can also compare Altamont, New York car insurance rates to Yonkers car insurance rates, Syracuse car insurance rates, and Mount Vernon car insurance rates.

Ready to find affordable Altamont, NY car insurance today? Enter your ZIP code for fast, free Altamont car insurance quotes.

Cheapest Altamont, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Altamont, NY car insurance rates? Every Altamont, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Altamont, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,461 $2,325 $2,314 $2,358 $7,354 $7,952 $2,438 $2,467
GEICO $1,446 $1,395 $1,411 $1,390 $3,117 $4,626 $1,300 $1,343
Liberty Mutual $3,353 $3,353 $3,125 $3,125 $6,539 $10,591 $3,353 $3,555
Nationwide $2,041 $2,041 $1,929 $1,929 $3,658 $5,430 $2,041 $2,598
Progressive $1,733 $1,620 $1,395 $1,413 $6,096 $6,813 $2,259 $2,207
State Farm $1,994 $1,994 $1,745 $1,745 $6,034 $7,782 $2,199 $2,338
Travelers $2,602 $2,625 $2,400 $2,573 $6,242 $7,472 $2,777 $2,895
USAA $1,532 $1,502 $1,397 $1,391 $6,246 $7,415 $1,952 $2,149

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Minimum Car Insurance in Altamont, NY

Every driver must carry the minimum car insurance in Altamont, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Altamont, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Altamont, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Altamont, NY. Compare credit history car insurance rates in Altamont from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Altamont, New York

Insurance Company Poor Fair Good
Allstate $5,294 $3,126 $2,707
GEICO $2,511 $1,844 $1,656
Liberty Mutual $6,458 $4,235 $3,180
Nationwide $2,708 $2,708 $2,708
Progressive $4,613 $2,425 $1,788
State Farm $4,559 $2,859 $2,269
Travelers $5,056 $3,226 $2,813
USAA $4,508 $2,300 $2,036

Cheapest Altamont, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Altamont, NY to rates for a clean record with top companies.

Annual Altamont, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,130 $3,130 $4,607 $3,968
GEICO $1,555 $1,696 $3,209 $1,555
Liberty Mutual $3,689 $3,689 $7,431 $3,689
Nationwide $2,080 $2,080 $4,546 $2,127
Progressive $2,861 $2,861 $3,166 $2,879
State Farm $3,071 $3,071 $3,387 $3,387
Travelers $3,145 $3,954 $4,012 $3,682
USAA $2,609 $2,652 $3,879 $2,652

Cheapest Altamont, NY Car Insurance for Teen Drivers

Teen car insurance in Altamont, NY can be expensive. Take a look at rates from the top car insurance companies in Altamont for teenagers.

Annual Car Insurance Rates for Teen Drivers in Altamont, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,354 $7,952
GEICO $3,117 $4,626
Liberty Mutual $6,539 $10,591
Nationwide $3,658 $5,430
Progressive $6,096 $6,813
State Farm $6,034 $7,782
Travelers $6,242 $7,472
USAA $6,246 $7,415

Cheapest Altamont, NY Car Insurance for Seniors

Take a look at Altamont, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Altamont, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,314 $2,358
GEICO $1,411 $1,390
Liberty Mutual $3,125 $3,125
Nationwide $1,929 $1,929
Progressive $1,395 $1,413
State Farm $1,745 $1,745
Travelers $2,400 $2,573
USAA $1,397 $1,391

Cheapest Altamont, NY Car Insurance Rates After a DUI

A DUI in Altamont, NY increases car insurance rates. Compare Altamont, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Altamont, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,607
GEICO $3,209
Liberty Mutual $7,431
Nationwide $4,546
Progressive $3,166
State Farm $3,387
Travelers $4,012
USAA $3,879

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Cheapest Altamont, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Altamont, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Altamont, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,659 $3,759
GEICO $1,944 $2,063
Liberty Mutual $4,496 $4,753
Nationwide $2,708 $2,708
Progressive $2,942 $2,942
State Farm $3,117 $3,340
Travelers $3,698 $3,698
USAA $2,919 $2,977

The Best Cheap Car Insurance Companies in Altamont, NY

Take a look at a side-by-side comparison of the top car insurance companies in Altamont, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Altamont, New York

Insurance Company Average Annual Rates
Allstate $3,709
GEICO $2,004
Liberty Mutual $4,624
Nationwide $2,708
Progressive $2,942
State Farm $3,229
Travelers $3,698
USAA $2,948

Category Winners: Cheapest Car Insurance in Altamont, New York

Find the cheapest car insurance companies in Altamont, NY for each category right here.

Best Annual Car Insurance Rates by Company in Altamont, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Altamont, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Altamont car insurance rates. Find the cheapest Altamont, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Altamont, New York

Insurance Company Low Medium High
Allstate $3,525 $3,698 $3,903
GEICO $1,899 $2,003 $2,110
Liberty Mutual $4,407 $4,607 $4,859
Nationwide $2,546 $2,689 $2,890
Progressive $2,800 $2,931 $3,095
State Farm $3,034 $3,251 $3,401
Travelers $3,525 $3,672 $3,899
USAA $2,855 $2,933 $3,055

What affects car insurance rates in Altamont, New York?

What factors can have an impact on Altamont, NY car insurance? There are several reasons why Altamont car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Altamont, New York.

Commute Time in Altamont

The more time you spend in your car the higher the risk of an accident. The average commute length in Altamont, NY is 27.6 minutes according to City-Data.

Compare Car Insurance Quotes in Altamont, NY

Ready to find affordable Altamont, New York car insurance today? Enter your ZIP code for fast, free Altamont, NY car insurance quotes.

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