Compare Bald Head Island, NC Car Insurance Rates (2021)

Car insurance in Bald Head Island, NC averages $277 a month. Bald Head Island, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Bald Head Island car insurance rates, compare quotes from the top car insurance companies in Bald Head Island, NC.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Bald Head Island for teen drivers is Liberty Mutual
  • Average car insurance rates in Bald Head Island, NC are $3,324/year
  • The cheapest car insurance company in Bald Head Island is Liberty Mutual

If you need to buy Bald Head Island, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Bald Head Island, NC is right here.

You’ll find Bald Head Island car insurance rates, the cheapest Bald Head Island, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare Bald Head Island, North Carolina car insurance rates to Fayetteville car insurance rates, High Point car insurance rates, and Greensboro car insurance rates.

Ready to find affordable Bald Head Island, NC car insurance today? Enter your ZIP code for fast, free Bald Head Island car insurance quotes.

Cheapest Bald Head Island, NC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bald Head Island, NC car insurance rates? Every Bald Head Island, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bald Head Island, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,557 $5,557 $4,559 $4,559 $13,384 $13,384 $5,667 $5,667
GEICO $2,375 $2,332 $2,346 $2,305 $4,390 $4,352 $2,091 $2,079
Liberty Mutual $1,775 $1,775 $1,837 $1,837 $3,184 $3,184 $1,775 $1,775
Nationwide $2,414 $2,414 $2,414 $2,414 $4,152 $4,152 $2,414 $2,414
Progressive $1,728 $1,728 $1,587 $1,587 $4,082 $4,082 $1,922 $1,922
State Farm $2,466 $2,466 $2,133 $2,133 $3,645 $3,645 $3,045 $3,045
Travelers $2,570 $2,570 $2,550 $2,550 $4,438 $4,438 $2,638 $2,638

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Bald Head Island, NC

Every driver must carry the minimum car insurance in Bald Head Island, NC. Take a look at the North Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Bald Head Island, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Bald Head Island, NC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bald Head Island, NC. Compare credit history car insurance rates in Bald Head Island from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bald Head Island, North Carolina

Insurance Company Poor Fair Good
Allstate $9,850 $6,406 $5,620
GEICO $3,005 $2,771 $2,575
Liberty Mutual $2,143 $2,143 $2,143
Nationwide $2,848 $2,848 $2,848
Progressive $2,609 $2,277 $2,102
State Farm $3,961 $2,535 $1,971
Travelers $3,248 $2,965 $2,935

Cheapest Bald Head Island, NC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bald Head Island, NC to rates for a clean record with top companies.

Annual Bald Head Island, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,952 $6,964 $12,911 $5,341
GEICO $1,475 $2,206 $5,404 $2,051
Liberty Mutual $1,282 $1,642 $4,004 $1,642
Nationwide $1,683 $2,171 $5,368 $2,171
Progressive $1,111 $1,615 $5,028 $1,563
State Farm $1,504 $2,176 $5,433 $2,176
Travelers $1,831 $2,379 $5,638 $2,349

Cheapest Bald Head Island, NC Car Insurance for Teen Drivers

Teen car insurance in Bald Head Island, NC can be expensive. Take a look at rates from the top car insurance companies in Bald Head Island for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bald Head Island, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,384 $13,384
GEICO $4,390 $4,352
Liberty Mutual $3,184 $3,184
Nationwide $4,152 $4,152
Progressive $4,082 $4,082
State Farm $3,645 $3,645
Travelers $4,438 $4,438

Cheapest Bald Head Island, NC Car Insurance for Seniors

Take a look at Bald Head Island, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bald Head Island, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,559 $4,559
GEICO $2,346 $2,305
Liberty Mutual $1,837 $1,837
Nationwide $2,414 $2,414
Progressive $1,587 $1,587
State Farm $2,133 $2,133
Travelers $2,550 $2,550

Cheapest Bald Head Island, NC Car Insurance Rates After a DUI

A DUI in Bald Head Island, NC increases car insurance rates. Compare Bald Head Island, North Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bald Head Island, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $12,911
GEICO $5,404
Liberty Mutual $4,004
Nationwide $5,368
Progressive $5,028
State Farm $5,433
Travelers $5,638

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Bald Head Island, NC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bald Head Island, NC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bald Head Island, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,292 $7,292
GEICO $2,784 $2,784
Liberty Mutual $2,143 $2,143
Nationwide $2,848 $2,848
Progressive $2,330 $2,330
State Farm $2,814 $2,831
Travelers $3,049 $3,049

The Best Cheap Car Insurance Companies in Bald Head Island, NC

Take a look at a side-by-side comparison of the top car insurance companies in Bald Head Island, NC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bald Head Island, North Carolina

Insurance Company Average Annual Rates
Allstate $7,292
GEICO $2,784
Liberty Mutual $2,143
Nationwide $2,848
Progressive $2,330
State Farm $2,822
Travelers $3,049

Category Winners: Cheapest Car Insurance in Bald Head Island, North Carolina

Find the cheapest car insurance companies in Bald Head Island, NC for each category right here.

Best Annual Car Insurance Rates by Company in Bald Head Island, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Bald Head Island, NC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bald Head Island car insurance rates. Find the cheapest Bald Head Island, NC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bald Head Island, North Carolina

Insurance Company Low Medium High
Allstate $7,017 $7,262 $7,598
GEICO $2,651 $2,772 $2,928
Liberty Mutual $2,033 $2,128 $2,267
Nationwide $2,722 $2,833 $2,990
Progressive $2,202 $2,314 $2,473
State Farm $2,681 $2,806 $2,980
Travelers $2,911 $3,031 $3,205

What affects car insurance rates in Bald Head Island, North Carolina?

What factors can have an impact on Bald Head Island, NC car insurance? There are several reasons why Bald Head Island car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bald Head Island, North Carolina.

Commute Time in Bald Head Island

The more time you spend in your car the higher the risk of an accident. The average commute length in Bald Head Island, NC is 26.6 minutes according to City-Data.

Compare Car Insurance Quotes in Bald Head Island, NC

Ready to find affordable Bald Head Island, North Carolina car insurance today? Enter your ZIP code for fast, free Bald Head Island, NC car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption