Compare Cary, NC Car Insurance Rates (2021)

Car insurance in Cary, NC averages $253 a month. Cary, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Cary car insurance rates, compare quotes from the top car insurance companies in Cary, NC.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Cary, NC are $3,034/year
  • The cheapest car insurance company in Cary is Liberty Mutual
  • The cheapest car insurance company in Cary for teen drivers is Liberty Mutual

If you need to buy Cary, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Cary, NC is right here.

You’ll find Cary car insurance rates, the cheapest Cary, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare Cary, North Carolina car insurance rates to Fayetteville car insurance rates, Raleigh car insurance rates, and Charlotte car insurance rates.

Ready to find affordable Cary, NC car insurance today? Enter your ZIP code for fast, free Cary car insurance quotes.

Cheapest Cary, NC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cary, NC car insurance rates? Every Cary, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cary, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,231 $5,231 $4,286 $4,286 $12,702 $12,702 $5,334 $5,334
GEICO $2,250 $2,209 $2,219 $2,180 $4,131 $4,095 $1,975 $1,964
Liberty Mutual $1,641 $1,641 $1,698 $1,698 $2,931 $2,931 $1,641 $1,641
Nationwide $1,914 $1,914 $1,914 $1,914 $3,284 $3,284 $1,914 $1,914
Progressive $1,522 $1,522 $1,401 $1,401 $3,721 $3,721 $1,709 $1,709
State Farm $2,261 $2,261 $1,957 $1,957 $3,340 $3,340 $2,793 $2,793
Travelers $2,379 $2,379 $2,360 $2,360 $4,073 $4,073 $2,442 $2,442

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Minimum Car Insurance in Cary, NC

Every driver must carry the minimum car insurance in Cary, NC. Take a look at the North Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Cary, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Cary, NC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cary, NC. Compare credit history car insurance rates in Cary from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cary, North Carolina

Insurance Company Poor Fair Good
Allstate $9,275 $6,069 $5,321
GEICO $2,841 $2,615 $2,427
Liberty Mutual $1,978 $1,978 $1,978
Nationwide $2,256 $2,256 $2,256
Progressive $2,347 $2,042 $1,876
State Farm $3,632 $2,324 $1,807
Travelers $3,018 $2,735 $2,689

Cheapest Cary, NC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cary, NC to rates for a clean record with top companies.

Annual Cary, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,738 $6,584 $12,186 $5,045
GEICO $1,406 $2,094 $5,066 $1,945
Liberty Mutual $1,183 $1,516 $3,698 $1,516
Nationwide $1,336 $1,721 $4,247 $1,721
Progressive $997 $1,448 $4,507 $1,401
State Farm $1,373 $1,995 $4,989 $1,995
Travelers $1,650 $2,210 $5,239 $2,156

Cheapest Cary, NC Car Insurance for Teen Drivers

Teen car insurance in Cary, NC can be expensive. Take a look at rates from the top car insurance companies in Cary for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cary, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,702 $12,702
GEICO $4,131 $4,095
Liberty Mutual $2,931 $2,931
Nationwide $3,284 $3,284
Progressive $3,721 $3,721
State Farm $3,340 $3,340
Travelers $4,073 $4,073

Cheapest Cary, NC Car Insurance for Seniors

Take a look at Cary, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cary, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,286 $4,286
GEICO $2,219 $2,180
Liberty Mutual $1,698 $1,698
Nationwide $1,914 $1,914
Progressive $1,401 $1,401
State Farm $1,957 $1,957
Travelers $2,360 $2,360

Cheapest Cary, NC Car Insurance Rates After a DUI

A DUI in Cary, NC increases car insurance rates. Compare Cary, North Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cary, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $12,186
GEICO $5,066
Liberty Mutual $3,698
Nationwide $4,247
Progressive $4,507
State Farm $4,989
Travelers $5,239

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Cheapest Cary, NC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cary, NC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cary, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,888 $6,888
GEICO $2,628 $2,628
Liberty Mutual $1,978 $1,978
Nationwide $2,256 $2,256
Progressive $2,088 $2,088
State Farm $2,582 $2,594
Travelers $2,814 $2,814

Cheapest Cary, NC Car Insurance Rates by ZIP Code

Cary car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Cary, NC.

Annual Car Insurance Rates by ZIP Code in Cary, North Carolina

ZIP Code Average Annual Rates
27511 $2,794
27513 $2,760
27518 $2,792
27519 $2,710
27560 $2,698

The Best Cheap Car Insurance Companies in Cary, NC

Take a look at a side-by-side comparison of the top car insurance companies in Cary, NC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cary, North Carolina

Insurance Company Average Annual Rates
Allstate $6,888
GEICO $2,628
Liberty Mutual $1,978
Nationwide $2,256
Progressive $2,088
State Farm $2,588
Travelers $2,814

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Category Winners: Cheapest Car Insurance in Cary, North Carolina

Find the cheapest car insurance companies in Cary, NC for each category right here.

Best Annual Car Insurance Rates by Company in Cary, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

Cheapest Cary, NC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cary car insurance rates. Find the cheapest Cary, NC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cary, North Carolina

Insurance Company Low Medium High
Allstate $6,640 $6,861 $7,164
GEICO $2,514 $2,618 $2,752
Liberty Mutual $1,886 $1,966 $2,082
Nationwide $2,166 $2,245 $2,358
Progressive $1,983 $2,075 $2,207
State Farm $2,487 $2,574 $2,702
Travelers $2,699 $2,799 $2,943

What affects car insurance rates in Cary, North Carolina?

What factors can have an impact on Cary, NC car insurance? There are several reasons why Cary car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cary, North Carolina.

Commute Time in Cary

The more time you spend in your car the higher the risk of an accident. The average commute length in Cary, NC is 23.3 minutes according to City-Data.

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Compare Car Insurance Quotes in Cary, NC

Ready to find affordable Cary, North Carolina car insurance today? Enter your ZIP code for fast, free Cary, NC car insurance quotes.

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