Compare Clayton, NC Car Insurance Rates (2021)

Car insurance in Clayton, NC averages $299 a month. Clayton, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Clayton car insurance rates, compare quotes from the top car insurance companies in Clayton, NC.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest ZIP code in Clayton is 27520
  • The cheapest car insurance company in Clayton is Liberty Mutual
  • Average car insurance rates in Clayton, NC are $3,592/year

If you need to buy Clayton, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Clayton, NC is right here.

You’ll find Clayton car insurance rates, the cheapest Clayton, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare Clayton, North Carolina car insurance rates to Charlotte car insurance rates, Durham car insurance rates, and Greensboro car insurance rates.

Ready to find affordable Clayton, NC car insurance today? Enter your ZIP code for fast, free Clayton car insurance quotes.

Cheapest Clayton, NC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Clayton, NC car insurance rates? Every Clayton, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Clayton, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,969 $5,969 $4,894 $4,894 $14,390 $14,390 $6,087 $6,087
GEICO $2,540 $2,495 $2,508 $2,464 $4,639 $4,599 $2,238 $2,225
Liberty Mutual $1,898 $1,898 $1,965 $1,965 $3,353 $3,353 $1,898 $1,898
Nationwide $2,601 $2,601 $2,601 $2,601 $4,403 $4,403 $2,601 $2,601
Progressive $1,770 $1,770 $1,621 $1,621 $4,258 $4,258 $1,987 $1,987
State Farm $2,916 $2,916 $2,521 $2,521 $4,301 $4,301 $3,606 $3,606
Travelers $2,775 $2,775 $2,753 $2,753 $4,714 $4,714 $2,849 $2,849

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Minimum Car Insurance in Clayton, NC

Every driver must carry the minimum car insurance in Clayton, NC. Take a look at the North Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Clayton, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Clayton, NC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Clayton, NC. Compare credit history car insurance rates in Clayton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Clayton, North Carolina

Insurance Company Poor Fair Good
Allstate $10,590 $6,874 $6,041
GEICO $3,199 $2,950 $2,742
Liberty Mutual $2,279 $2,279 $2,279
Nationwide $3,052 $3,052 $3,052
Progressive $2,726 $2,349 $2,153
State Farm $4,691 $2,994 $2,324
Travelers $3,490 $3,181 $3,148

Cheapest Clayton, NC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Clayton, NC to rates for a clean record with top companies.

Annual Clayton, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,243 $7,483 $13,879 $5,735
GEICO $1,556 $2,337 $5,789 $2,172
Liberty Mutual $1,357 $1,743 $4,271 $1,743
Nationwide $1,793 $2,321 $5,773 $2,321
Progressive $1,144 $1,664 $5,215 $1,612
State Farm $1,776 $2,568 $6,432 $2,568
Travelers $1,953 $2,551 $6,071 $2,516

Cheapest Clayton, NC Car Insurance for Teen Drivers

Teen car insurance in Clayton, NC can be expensive. Take a look at rates from the top car insurance companies in Clayton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Clayton, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,390 $14,390
GEICO $4,639 $4,599
Liberty Mutual $3,353 $3,353
Nationwide $4,403 $4,403
Progressive $4,258 $4,258
State Farm $4,301 $4,301
Travelers $4,714 $4,714

Cheapest Clayton, NC Car Insurance for Seniors

Take a look at Clayton, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Clayton, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,894 $4,894
GEICO $2,508 $2,464
Liberty Mutual $1,965 $1,965
Nationwide $2,601 $2,601
Progressive $1,621 $1,621
State Farm $2,521 $2,521
Travelers $2,753 $2,753

Cheapest Clayton, NC Car Insurance Rates After a DUI

A DUI in Clayton, NC increases car insurance rates. Compare Clayton, North Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Clayton, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $13,879
GEICO $5,789
Liberty Mutual $4,271
Nationwide $5,773
Progressive $5,215
State Farm $6,432
Travelers $6,071

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Cheapest Clayton, NC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Clayton, NC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Clayton, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,835 $7,835
GEICO $2,964 $2,964
Liberty Mutual $2,279 $2,279
Nationwide $3,052 $3,052
Progressive $2,409 $2,409
State Farm $3,323 $3,350
Travelers $3,273 $3,273

Cheapest Clayton, NC Car Insurance Rates by ZIP Code

Clayton car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Clayton, NC.

Annual Car Insurance Rates by ZIP Code in Clayton, North Carolina

ZIP Code Average Annual Rates
27520 $3,226
27527 $3,243
27528 $3,294

The Best Cheap Car Insurance Companies in Clayton, NC

Take a look at a side-by-side comparison of the top car insurance companies in Clayton, NC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Clayton, North Carolina

Insurance Company Average Annual Rates
Allstate $7,835
GEICO $2,964
Liberty Mutual $2,279
Nationwide $3,052
Progressive $2,409
State Farm $3,336
Travelers $3,273

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Category Winners: Cheapest Car Insurance in Clayton, North Carolina

Find the cheapest car insurance companies in Clayton, NC for each category right here.

Best Annual Car Insurance Rates by Company in Clayton, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

Cheapest Clayton, NC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Clayton car insurance rates. Find the cheapest Clayton, NC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Clayton, North Carolina

Insurance Company Low Medium High
Allstate $7,514 $7,802 $8,189
GEICO $2,822 $2,952 $3,116
Liberty Mutual $2,165 $2,264 $2,406
Nationwide $2,921 $3,037 $3,198
Progressive $2,276 $2,394 $2,556
State Farm $3,185 $3,319 $3,505
Travelers $3,130 $3,255 $3,434

What affects car insurance rates in Clayton, North Carolina?

What factors can have an impact on Clayton, NC car insurance? There are several reasons why Clayton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Clayton, North Carolina.

Commute Time in Clayton

The more time you spend in your car the higher the risk of an accident. The average commute length in Clayton, NC is 30.4 minutes according to City-Data.

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Compare Car Insurance Quotes in Clayton, NC

Ready to find affordable Clayton, North Carolina car insurance today? Enter your ZIP code for fast, free Clayton, NC car insurance quotes.

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