Compare Fort Knox, KY Car Insurance Rates (2021)

Car insurance in Fort Knox, KY averages $393 a month. Fort Knox, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Fort Knox car insurance rates, compare quotes from the top car insurance companies in Fort Knox, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Fort Knox, KY after a DUI are $5,517/year
  • The cheapest car insurance company in Fort Knox for teen drivers is USAA
  • The cheapest ZIP code in Fort Knox is 40121

If you need to buy Fort Knox, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Fort Knox, KY is right here.

You’ll find Fort Knox car insurance rates, the cheapest Fort Knox, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Fort Knox, Kentucky car insurance rates to Bowling Green car insurance rates, Nicholasville car insurance rates, and Henderson car insurance rates.

Ready to find affordable Fort Knox, KY car insurance today? Enter your ZIP code for fast, free Fort Knox car insurance quotes.

Cheapest Fort Knox, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fort Knox, KY car insurance rates? Every Fort Knox, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fort Knox, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,128 $3,087 $2,834 $3,021 $11,798 $13,249 $3,448 $3,637
GEICO $3,245 $3,002 $3,407 $3,086 $6,937 $8,194 $2,647 $2,272
Liberty Mutual $3,146 $3,406 $2,687 $2,997 $13,134 $14,488 $3,282 $3,396
Nationwide $2,911 $2,913 $2,632 $2,751 $6,390 $7,961 $3,284 $3,444
Progressive $3,520 $3,337 $3,168 $3,172 $17,683 $20,080 $4,383 $4,473
State Farm $1,734 $1,734 $1,550 $1,550 $5,026 $6,329 $1,938 $2,138
Travelers $2,378 $2,423 $2,327 $2,333 $11,310 $18,117 $2,483 $2,888
USAA $1,637 $1,633 $1,487 $1,503 $4,417 $4,639 $2,056 $2,242

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Minimum Car Insurance in Fort Knox, KY

Every driver must carry the minimum car insurance in Fort Knox, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Fort Knox, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Fort Knox, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fort Knox, KY. Compare credit history car insurance rates in Fort Knox from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fort Knox, Kentucky

Insurance Company Poor Fair Good
Allstate $7,309 $5,057 $4,210
GEICO $6,740 $3,365 $2,191
Liberty Mutual $8,321 $5,108 $4,022
Nationwide $4,904 $3,851 $3,352
Progressive $8,347 $7,289 $6,796
State Farm $3,980 $2,399 $1,870
Travelers $6,177 $5,221 $5,199
USAA $3,626 $2,051 $1,678

Cheapest Fort Knox, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fort Knox, KY to rates for a clean record with top companies.

Annual Fort Knox, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,565 $5,979 $6,394 $5,163
GEICO $2,442 $4,345 $6,617 $2,992
Liberty Mutual $4,842 $7,471 $5,802 $5,152
Nationwide $3,211 $4,150 $5,248 $3,535
Progressive $6,168 $9,193 $7,039 $7,509
State Farm $2,515 $2,985 $2,750 $2,750
Travelers $4,823 $4,964 $7,167 $5,174
USAA $1,849 $2,609 $3,121 $2,228

Cheapest Fort Knox, KY Car Insurance for Teen Drivers

Teen car insurance in Fort Knox, KY can be expensive. Take a look at rates from the top car insurance companies in Fort Knox for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fort Knox, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,798 $13,249
GEICO $6,937 $8,194
Liberty Mutual $13,134 $14,488
Nationwide $6,390 $7,961
Progressive $17,683 $20,080
State Farm $5,026 $6,329
Travelers $11,310 $18,117
USAA $4,417 $4,639

Cheapest Fort Knox, KY Car Insurance for Seniors

Take a look at Fort Knox, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fort Knox, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,834 $3,021
GEICO $3,407 $3,086
Liberty Mutual $2,687 $2,997
Nationwide $2,632 $2,751
Progressive $3,168 $3,172
State Farm $1,550 $1,550
Travelers $2,327 $2,333
USAA $1,487 $1,503

Cheapest Fort Knox, KY Car Insurance Rates After a DUI

A DUI in Fort Knox, KY increases car insurance rates. Compare Fort Knox, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fort Knox, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,394
GEICO $6,617
Liberty Mutual $5,802
Nationwide $5,248
Progressive $7,039
State Farm $2,750
Travelers $7,167
USAA $3,121

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Cheapest Fort Knox, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fort Knox, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fort Knox, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,525 $5,525
GEICO $4,060 $4,137
Liberty Mutual $5,817 $5,817
Nationwide $4,036 $4,036
Progressive $7,477 $7,477
State Farm $2,678 $2,821
Travelers $5,532 $5,532
USAA $2,361 $2,542

Cheapest Fort Knox, KY Car Insurance Rates by ZIP Code

Fort Knox car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Fort Knox, KY.

Annual Car Insurance Rates by ZIP Code in Fort Knox, Kentucky

ZIP Code Average Annual Rates
40121 $3,885
40122 $4,749

The Best Cheap Car Insurance Companies in Fort Knox, KY

Take a look at a side-by-side comparison of the top car insurance companies in Fort Knox, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fort Knox, Kentucky

Insurance Company Average Annual Rates
Allstate $5,525
GEICO $4,099
Liberty Mutual $5,817
Nationwide $4,036
Progressive $7,477
State Farm $2,750
Travelers $5,532
USAA $2,452

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Category Winners: Cheapest Car Insurance in Fort Knox, Kentucky

Find the cheapest car insurance companies in Fort Knox, KY for each category right here.

Best Annual Car Insurance Rates by Company in Fort Knox, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheapest Fort Knox, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fort Knox car insurance rates. Find the cheapest Fort Knox, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fort Knox, Kentucky

Insurance Company Low Medium High
Allstate $5,132 $5,503 $5,940
GEICO $3,836 $4,094 $4,367
Liberty Mutual $5,553 $5,781 $6,117
Nationwide $4,092 $3,989 $4,026
Progressive $6,840 $7,353 $8,238
State Farm $2,579 $2,749 $2,921
Travelers $5,272 $5,560 $5,765
USAA $2,328 $2,446 $2,582

What affects car insurance rates in Fort Knox, Kentucky?

What factors can have an impact on Fort Knox, KY car insurance? There are several reasons why Fort Knox car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fort Knox, Kentucky.

Commute Time in Fort Knox

The more time you spend in your car the higher the risk of an accident. The average commute length in Fort Knox, KY is 13.0 minutes according to City-Data.

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Compare Car Insurance Quotes in Fort Knox, KY

Ready to find affordable Fort Knox, Kentucky car insurance today? Enter your ZIP code for fast, free Fort Knox, KY car insurance quotes.

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