Compare Greensboro, NC Car Insurance Rates (2021)

Car insurance in Greensboro, NC averages $276 a month. Greensboro, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Greensboro car insurance rates, compare quotes from the top car insurance companies in Greensboro, NC.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Greensboro, NC are $3,309/year
  • Average car insurance rates in Greensboro, NC after a DUI are $6,242/year
  • The cheapest ZIP code in Greensboro is 27410

If you need to buy Greensboro, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Greensboro, NC is right here.

You’ll find Greensboro car insurance rates, the cheapest Greensboro, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare Greensboro, North Carolina car insurance rates to Wilmington car insurance rates, Fayetteville car insurance rates, and Greensboro car insurance rates.

Ready to find affordable Greensboro, NC car insurance today? Enter your ZIP code for fast, free Greensboro car insurance quotes.

Cheapest Greensboro, NC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Greensboro, NC car insurance rates? Every Greensboro, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Greensboro, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,168 $5,168 $4,239 $4,239 $12,454 $12,454 $5,270 $5,270
GEICO $2,538 $2,491 $2,504 $2,458 $4,701 $4,659 $2,227 $2,214
Liberty Mutual $1,840 $1,840 $1,905 $1,905 $3,273 $3,273 $1,840 $1,840
Nationwide $2,405 $2,405 $2,405 $2,405 $4,110 $4,110 $2,405 $2,405
Progressive $1,740 $1,740 $1,593 $1,593 $4,174 $4,174 $1,946 $1,946
State Farm $2,535 $2,535 $2,193 $2,193 $3,744 $3,744 $3,133 $3,133
Travelers $2,621 $2,621 $2,600 $2,600 $4,472 $4,472 $2,690 $2,690

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Minimum Car Insurance in Greensboro, NC

Every driver must carry the minimum car insurance in Greensboro, NC. Take a look at the North Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Greensboro, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Greensboro, NC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Greensboro, NC. Compare credit history car insurance rates in Greensboro from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Greensboro, North Carolina

Insurance Company Poor Fair Good
Allstate $9,150 $5,964 $5,236
GEICO $3,216 $2,960 $2,746
Liberty Mutual $2,215 $2,215 $2,215
Nationwide $2,831 $2,831 $2,831
Progressive $2,661 $2,305 $2,123
State Farm $4,074 $2,605 $2,024
Travelers $3,312 $3,009 $2,966

Cheapest Greensboro, NC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Greensboro, NC to rates for a clean record with top companies.

Annual Greensboro, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,678 $6,482 $12,006 $4,966
GEICO $1,600 $2,372 $5,721 $2,202
Liberty Mutual $1,322 $1,695 $4,147 $1,695
Nationwide $1,670 $2,156 $5,344 $2,156
Progressive $1,121 $1,629 $5,126 $1,576
State Farm $1,543 $2,236 $5,591 $2,236
Travelers $1,828 $2,423 $5,756 $2,375

Cheapest Greensboro, NC Car Insurance for Teen Drivers

Teen car insurance in Greensboro, NC can be expensive. Take a look at rates from the top car insurance companies in Greensboro for teenagers.

Annual Car Insurance Rates for Teen Drivers in Greensboro, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,454 $12,454
GEICO $4,701 $4,659
Liberty Mutual $3,273 $3,273
Nationwide $4,110 $4,110
Progressive $4,174 $4,174
State Farm $3,744 $3,744
Travelers $4,472 $4,472

Cheapest Greensboro, NC Car Insurance for Seniors

Take a look at Greensboro, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Greensboro, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,239 $4,239
GEICO $2,504 $2,458
Liberty Mutual $1,905 $1,905
Nationwide $2,405 $2,405
Progressive $1,593 $1,593
State Farm $2,193 $2,193
Travelers $2,600 $2,600

Cheapest Greensboro, NC Car Insurance Rates After a DUI

A DUI in Greensboro, NC increases car insurance rates. Compare Greensboro, North Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Greensboro, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $12,006
GEICO $5,721
Liberty Mutual $4,147
Nationwide $5,344
Progressive $5,126
State Farm $5,591
Travelers $5,756

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Cheapest Greensboro, NC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Greensboro, NC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Greensboro, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,783 $6,783
GEICO $2,974 $2,974
Liberty Mutual $2,215 $2,215
Nationwide $2,831 $2,831
Progressive $2,363 $2,363
State Farm $2,892 $2,910
Travelers $3,095 $3,095

Cheapest Greensboro, NC Car Insurance Rates by ZIP Code

Greensboro car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Greensboro, NC.

Annual Car Insurance Rates by ZIP Code in Greensboro, North Carolina

ZIP Code Average Annual Rates
27301 $2,774
27401 $3,323
27403 $3,307
27405 $3,239
27406 $3,189
27407 $3,216
27408 $2,663
27409 $2,684
27410 $2,653
27411 $3,377
27455 $2,676
27495 $3,251

The Best Cheap Car Insurance Companies in Greensboro, NC

Take a look at a side-by-side comparison of the top car insurance companies in Greensboro, NC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Greensboro, North Carolina

Insurance Company Average Annual Rates
Allstate $6,783
GEICO $2,974
Liberty Mutual $2,215
Nationwide $2,831
Progressive $2,363
State Farm $2,901
Travelers $3,095

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Category Winners: Cheapest Car Insurance in Greensboro, North Carolina

Find the cheapest car insurance companies in Greensboro, NC for each category right here.

Best Annual Car Insurance Rates by Company in Greensboro, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

Cheapest Greensboro, NC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Greensboro car insurance rates. Find the cheapest Greensboro, NC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Greensboro, North Carolina

Insurance Company Low Medium High
Allstate $6,519 $6,755 $7,075
GEICO $2,835 $2,963 $3,124
Liberty Mutual $2,104 $2,200 $2,339
Nationwide $2,709 $2,816 $2,969
Progressive $2,234 $2,348 $2,507
State Farm $2,775 $2,886 $3,043
Travelers $2,960 $3,078 $3,248

What affects car insurance rates in Greensboro, North Carolina?

What factors can have an impact on Greensboro, NC car insurance? There are several reasons why Greensboro car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Greensboro, North Carolina.

Commute Time in Greensboro

The more time you spend in your car the higher the risk of an accident. The average commute length in Greensboro, NC is 21.2 minutes according to City-Data.

Traffic in Greensboro

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Greensboro, NC traffic data from INRIX ranks Greensboro as the 674th-most congested in the world.

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Compare Car Insurance Quotes in Greensboro, NC

Ready to find affordable Greensboro, North Carolina car insurance today? Enter your ZIP code for fast, free Greensboro, NC car insurance quotes.

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