Compare Jamestown, KY Car Insurance Rates (2021)

Car insurance in Jamestown, KY averages $371 a month. Jamestown, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Jamestown car insurance rates, compare quotes from the top car insurance companies in Jamestown, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Jamestown for teen drivers is USAA
  • The cheapest car insurance company in Jamestown is USAA
  • Average car insurance rates in Jamestown, KY are $4,451/year

If you need to buy Jamestown, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Jamestown, KY is right here.

You’ll find Jamestown car insurance rates, the cheapest Jamestown, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Jamestown, Kentucky car insurance rates to Henderson car insurance rates, Covington car insurance rates, and Frankfort car insurance rates.

Ready to find affordable Jamestown, KY car insurance today? Enter your ZIP code for fast, free Jamestown car insurance quotes.

Cheapest Jamestown, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Jamestown, KY car insurance rates? Every Jamestown, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Jamestown, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,013 $2,976 $2,731 $2,910 $11,241 $12,602 $3,320 $3,500
GEICO $3,361 $3,112 $3,510 $3,179 $6,851 $8,131 $2,747 $2,372
Liberty Mutual $2,527 $2,738 $2,193 $2,444 $9,618 $10,586 $2,616 $2,678
Nationwide $3,534 $3,521 $3,188 $3,325 $7,948 $9,875 $4,012 $4,192
Progressive $2,251 $2,138 $2,023 $2,033 $10,988 $12,427 $2,790 $2,839
State Farm $2,275 $2,275 $2,032 $2,032 $6,850 $8,651 $2,538 $2,854
Travelers $2,524 $2,572 $2,468 $2,474 $11,993 $19,191 $2,634 $3,074
USAA $1,705 $1,705 $1,548 $1,570 $4,560 $4,791 $2,145 $2,344

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Minimum Car Insurance in Jamestown, KY

Every driver must carry the minimum car insurance in Jamestown, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Jamestown, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Jamestown, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Jamestown, KY. Compare credit history car insurance rates in Jamestown from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Jamestown, Kentucky

Insurance Company Poor Fair Good
Allstate $6,997 $4,836 $4,027
GEICO $6,836 $3,413 $2,224
Liberty Mutual $6,313 $3,885 $3,076
Nationwide $6,028 $4,724 $4,097
Progressive $5,237 $4,566 $4,255
State Farm $5,336 $3,219 $2,510
Travelers $6,555 $5,533 $5,510
USAA $3,769 $2,129 $1,740

Cheapest Jamestown, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Jamestown, KY to rates for a clean record with top companies.

Annual Jamestown, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,377 $5,718 $6,109 $4,943
GEICO $2,469 $4,406 $6,731 $3,024
Liberty Mutual $3,700 $5,661 $4,409 $3,930
Nationwide $3,914 $5,093 $6,470 $4,320
Progressive $3,874 $5,747 $4,417 $4,707
State Farm $3,367 $4,010 $3,689 $3,689
Travelers $5,111 $5,262 $7,603 $5,488
USAA $1,921 $2,711 $3,239 $2,313

Cheapest Jamestown, KY Car Insurance for Teen Drivers

Teen car insurance in Jamestown, KY can be expensive. Take a look at rates from the top car insurance companies in Jamestown for teenagers.

Annual Car Insurance Rates for Teen Drivers in Jamestown, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,241 $12,602
GEICO $6,851 $8,131
Liberty Mutual $9,618 $10,586
Nationwide $7,948 $9,875
Progressive $10,988 $12,427
State Farm $6,850 $8,651
Travelers $11,993 $19,191
USAA $4,560 $4,791

Cheapest Jamestown, KY Car Insurance for Seniors

Take a look at Jamestown, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Jamestown, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,731 $2,910
GEICO $3,510 $3,179
Liberty Mutual $2,193 $2,444
Nationwide $3,188 $3,325
Progressive $2,023 $2,033
State Farm $2,032 $2,032
Travelers $2,468 $2,474
USAA $1,548 $1,570

Cheapest Jamestown, KY Car Insurance Rates After a DUI

A DUI in Jamestown, KY increases car insurance rates. Compare Jamestown, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Jamestown, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,109
GEICO $6,731
Liberty Mutual $4,409
Nationwide $6,470
Progressive $4,417
State Farm $3,689
Travelers $7,603
USAA $3,239

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Cheapest Jamestown, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Jamestown, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Jamestown, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,287 $5,287
GEICO $4,119 $4,197
Liberty Mutual $4,425 $4,425
Nationwide $4,949 $4,949
Progressive $4,686 $4,686
State Farm $3,600 $3,777
Travelers $5,866 $5,866
USAA $2,451 $2,641

The Best Cheap Car Insurance Companies in Jamestown, KY

Take a look at a side-by-side comparison of the top car insurance companies in Jamestown, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Jamestown, Kentucky

Insurance Company Average Annual Rates
Allstate $5,287
GEICO $4,158
Liberty Mutual $4,425
Nationwide $4,949
Progressive $4,686
State Farm $3,689
Travelers $5,866
USAA $2,546

Category Winners: Cheapest Car Insurance in Jamestown, Kentucky

Find the cheapest car insurance companies in Jamestown, KY for each category right here.

Best Annual Car Insurance Rates by Company in Jamestown, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Jamestown, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Jamestown car insurance rates. Find the cheapest Jamestown, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Jamestown, Kentucky

Insurance Company Low Medium High
Allstate $4,886 $5,264 $5,710
GEICO $3,895 $4,144 $4,435
Liberty Mutual $4,189 $4,392 $4,694
Nationwide $5,017 $4,889 $4,942
Progressive $4,296 $4,617 $5,145
State Farm $3,492 $3,685 $3,889
Travelers $5,600 $5,895 $6,104
USAA $2,411 $2,539 $2,688

What affects car insurance rates in Jamestown, Kentucky?

What factors can have an impact on Jamestown, KY car insurance? There are several reasons why Jamestown car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Jamestown, Kentucky.

Commute Time in Jamestown

The more time you spend in your car the higher the risk of an accident. The average commute length in Jamestown, KY is 19.1 minutes according to City-Data.

Compare Car Insurance Quotes in Jamestown, KY

Ready to find affordable Jamestown, Kentucky car insurance today? Enter your ZIP code for fast, free Jamestown, KY car insurance quotes.

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