Compare Lake Grove, NY Car Insurance Rates (2021)

Car insurance in Lake Grove, NY averages $460 a month. Lake Grove, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Lake Grove car insurance rates, compare quotes from the top car insurance companies in Lake Grove, NY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Lake Grove, NY are $5,518/year
  • The cheapest car insurance company in Lake Grove for teen drivers is GEICO
  • The cheapest car insurance company in Lake Grove is GEICO

If you need to buy Lake Grove, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Lake Grove, NY is right here.

You’ll find Lake Grove car insurance rates, the cheapest Lake Grove, NY car insurance companies, and information on New York car insurance laws. You can also compare Lake Grove, New York car insurance rates to Rochester car insurance rates, Schenectady car insurance rates, and Syracuse car insurance rates.

Ready to find affordable Lake Grove, NY car insurance today? Enter your ZIP code for fast, free Lake Grove car insurance quotes.

Cheapest Lake Grove, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lake Grove, NY car insurance rates? Every Lake Grove, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lake Grove, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,855 $3,548 $3,654 $3,683 $11,511 $12,276 $3,651 $3,607
GEICO $2,254 $2,170 $2,194 $2,161 $4,873 $7,224 $2,026 $2,081
Liberty Mutual $6,047 $6,047 $5,633 $5,633 $11,845 $17,111 $6,047 $6,418
Nationwide $3,894 $3,894 $3,662 $3,662 $7,249 $10,911 $3,894 $5,043
Progressive $3,676 $3,310 $2,840 $2,912 $12,634 $13,778 $4,652 $4,360
State Farm $3,604 $3,604 $3,164 $3,164 $10,625 $13,044 $3,985 $4,190
Travelers $4,210 $4,115 $3,850 $4,036 $9,937 $11,763 $4,401 $4,472
USAA $2,290 $2,254 $2,085 $2,091 $9,224 $10,935 $2,946 $3,267

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Minimum Car Insurance in Lake Grove, NY

Every driver must carry the minimum car insurance in Lake Grove, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Lake Grove, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Lake Grove, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lake Grove, NY. Compare credit history car insurance rates in Lake Grove from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lake Grove, New York

Insurance Company Poor Fair Good
Allstate $8,359 $4,763 $4,047
GEICO $3,914 $2,874 $2,580
Liberty Mutual $11,345 $7,408 $5,540
Nationwide $5,276 $5,276 $5,276
Progressive $9,799 $4,802 $3,459
State Farm $8,008 $5,023 $3,987
Travelers $8,254 $5,011 $4,279
USAA $6,717 $3,426 $3,016

Cheapest Lake Grove, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lake Grove, NY to rates for a clean record with top companies.

Annual Lake Grove, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,817 $4,817 $7,130 $6,129
GEICO $2,413 $2,632 $5,034 $2,413
Liberty Mutual $6,367 $6,367 $13,289 $6,367
Nationwide $3,981 $3,981 $9,066 $4,076
Progressive $5,840 $5,840 $6,517 $5,883
State Farm $5,388 $5,388 $5,957 $5,957
Travelers $4,930 $6,281 $6,367 $5,814
USAA $3,912 $3,976 $5,682 $3,976

Cheapest Lake Grove, NY Car Insurance for Teen Drivers

Teen car insurance in Lake Grove, NY can be expensive. Take a look at rates from the top car insurance companies in Lake Grove for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lake Grove, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,511 $12,276
GEICO $4,873 $7,224
Liberty Mutual $11,845 $17,111
Nationwide $7,249 $10,911
Progressive $12,634 $13,778
State Farm $10,625 $13,044
Travelers $9,937 $11,763
USAA $9,224 $10,935

Cheapest Lake Grove, NY Car Insurance for Seniors

Take a look at Lake Grove, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lake Grove, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,654 $3,683
GEICO $2,194 $2,161
Liberty Mutual $5,633 $5,633
Nationwide $3,662 $3,662
Progressive $2,840 $2,912
State Farm $3,164 $3,164
Travelers $3,850 $4,036
USAA $2,085 $2,091

Cheapest Lake Grove, NY Car Insurance Rates After a DUI

A DUI in Lake Grove, NY increases car insurance rates. Compare Lake Grove, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lake Grove, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,130
GEICO $5,034
Liberty Mutual $13,289
Nationwide $9,066
Progressive $6,517
State Farm $5,957
Travelers $6,367
USAA $5,682

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Cheapest Lake Grove, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lake Grove, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lake Grove, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,642 $5,804
GEICO $3,030 $3,215
Liberty Mutual $7,863 $8,332
Nationwide $5,276 $5,276
Progressive $6,020 $6,020
State Farm $5,463 $5,882
Travelers $5,848 $5,848
USAA $4,342 $4,431

The Best Cheap Car Insurance Companies in Lake Grove, NY

Take a look at a side-by-side comparison of the top car insurance companies in Lake Grove, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lake Grove, New York

Insurance Company Average Annual Rates
Allstate $5,723
GEICO $3,123
Liberty Mutual $8,098
Nationwide $5,276
Progressive $6,020
State Farm $5,672
Travelers $5,848
USAA $4,387

Category Winners: Cheapest Car Insurance in Lake Grove, New York

Find the cheapest car insurance companies in Lake Grove, NY for each category right here.

Best Annual Car Insurance Rates by Company in Lake Grove, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Lake Grove, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lake Grove car insurance rates. Find the cheapest Lake Grove, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lake Grove, New York

Insurance Company Low Medium High
Allstate $5,237 $5,691 $6,241
GEICO $2,932 $3,111 $3,326
Liberty Mutual $7,665 $8,075 $8,553
Nationwide $4,894 $5,222 $5,712
Progressive $5,639 $5,973 $6,449
State Farm $5,325 $5,711 $5,981
Travelers $5,463 $5,769 $6,312
USAA $4,224 $4,357 $4,579

What affects car insurance rates in Lake Grove, New York?

What factors can have an impact on Lake Grove, NY car insurance? There are several reasons why Lake Grove car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lake Grove, New York.

Commute Time in Lake Grove

The more time you spend in your car the higher the risk of an accident. The average commute length in Lake Grove, NY is 35.9 minutes according to City-Data.

Compare Car Insurance Quotes in Lake Grove, NY

Ready to find affordable Lake Grove, New York car insurance today? Enter your ZIP code for fast, free Lake Grove, NY car insurance quotes.

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