Compare Manchester, CT Car Insurance Rates (2021)

Car insurance in Manchester, CT averages $376 a month. Manchester, Connecticut car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Manchester car insurance rates, compare quotes from the top car insurance companies in Manchester, CT.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest ZIP code in Manchester is 6040
  • Average car insurance rates in Manchester, CT after a DUI are $5,451/year
  • The cheapest car insurance company in Manchester is GEICO

If you need to buy Manchester, Connecticut car insurance, the options can be confusing. Everything you need to know about car insurance in Manchester, CT is right here.

You’ll find Manchester car insurance rates, the cheapest Manchester, CT car insurance companies, and information on Connecticut car insurance laws. You can also compare Manchester, Connecticut car insurance rates to Danbury car insurance rates, Hartford car insurance rates, and Bristol car insurance rates.

Ready to find affordable Manchester, CT car insurance today? Enter your ZIP code for fast, free Manchester car insurance quotes.

Cheapest Manchester, CT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Manchester, CT car insurance rates? Every Manchester, Connecticut car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Manchester, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,685 $3,637 $3,405 $3,643 $11,071 $13,053 $3,842 $4,013
GEICO $2,076 $2,081 $1,926 $1,942 $4,811 $5,663 $1,999 $1,934
Liberty Mutual $3,410 $3,704 $2,623 $3,230 $17,096 $19,260 $3,454 $3,767
Nationwide $2,320 $2,347 $2,083 $2,187 $6,416 $8,147 $2,689 $2,893
Progressive $2,638 $2,459 $2,250 $2,342 $10,981 $12,170 $3,013 $3,372
State Farm $1,756 $1,756 $1,616 $1,616 $5,332 $6,704 $1,974 $2,264
Travelers $1,828 $1,854 $1,828 $1,822 $14,352 $23,234 $1,992 $2,230
USAA $1,757 $1,736 $1,646 $1,622 $5,529 $5,784 $2,347 $2,423

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Minimum Car Insurance in Manchester, CT

Every driver must carry the minimum car insurance in Manchester, CT. Take a look at the Connecticut car insurance requirements.

Minimum Required Car Insurance Coverage in Manchester, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Manchester, CT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Manchester, CT. Compare credit history car insurance rates in Manchester from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Manchester, Connecticut

Insurance Company Poor Fair Good
Allstate $7,392 $5,574 $4,416
GEICO $4,077 $2,461 $1,875
Liberty Mutual $10,028 $6,256 $4,920
Nationwide $4,819 $3,229 $2,857
Progressive $5,338 $4,787 $4,585
State Farm $4,003 $2,564 $2,065
Travelers $6,968 $5,812 $5,647
USAA $3,765 $2,553 $2,248

Cheapest Manchester, CT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Manchester, CT to rates for a clean record with top companies.

Annual Manchester, Connecticut Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,940 $6,099 $7,196 $4,940
GEICO $1,774 $2,326 $4,938 $2,178
Liberty Mutual $6,190 $7,750 $7,676 $6,656
Nationwide $2,958 $3,860 $4,425 $3,298
Progressive $4,184 $6,071 $4,400 $4,958
State Farm $2,678 $2,944 $2,944 $2,944
Travelers $4,942 $5,354 $7,804 $6,470
USAA $2,209 $2,774 $4,229 $2,209

Cheapest Manchester, CT Car Insurance for Teen Drivers

Teen car insurance in Manchester, CT can be expensive. Take a look at rates from the top car insurance companies in Manchester for teenagers.

Annual Car Insurance Rates for Teen Drivers in Manchester, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,071 $13,053
GEICO $4,811 $5,663
Liberty Mutual $17,096 $19,260
Nationwide $6,416 $8,147
Progressive $10,981 $12,170
State Farm $5,332 $6,704
Travelers $14,352 $23,234
USAA $5,529 $5,784

Cheapest Manchester, CT Car Insurance for Seniors

Take a look at Manchester, CT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Manchester, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,405 $3,643
GEICO $1,926 $1,942
Liberty Mutual $2,623 $3,230
Nationwide $2,083 $2,187
Progressive $2,250 $2,342
State Farm $1,616 $1,616
Travelers $1,828 $1,822
USAA $1,646 $1,622

Cheapest Manchester, CT Car Insurance Rates After a DUI

A DUI in Manchester, CT increases car insurance rates. Compare Manchester, Connecticut DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Manchester, Connecticut

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,196
GEICO $4,938
Liberty Mutual $7,676
Nationwide $4,425
Progressive $4,400
State Farm $2,944
Travelers $7,804
USAA $4,229

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Cheapest Manchester, CT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Manchester, CT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Manchester, Connecticut

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,794 $5,794
GEICO $2,761 $2,847
Liberty Mutual $7,068 $7,068
Nationwide $3,635 $3,635
Progressive $4,903 $4,903
State Farm $2,806 $2,948
Travelers $6,143 $6,143
USAA $2,821 $2,889

Cheapest Manchester, CT Car Insurance Rates by ZIP Code

Manchester car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Manchester, CT.

Annual Car Insurance Rates by ZIP Code in Manchester, Connecticut

ZIP Code Average Annual Rates
6040 $4,556
6042 $4,556

The Best Cheap Car Insurance Companies in Manchester, CT

Take a look at a side-by-side comparison of the top car insurance companies in Manchester, CT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Manchester, Connecticut

Insurance Company Average Annual Rates
Allstate $5,794
GEICO $2,804
Liberty Mutual $7,068
Nationwide $3,635
Progressive $4,903
State Farm $2,877
Travelers $6,143
USAA $2,855

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Category Winners: Cheapest Car Insurance in Manchester, Connecticut

Find the cheapest car insurance companies in Manchester, CT for each category right here.

Best Annual Car Insurance Rates by Company in Manchester, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Cheapest Manchester, CT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Manchester car insurance rates. Find the cheapest Manchester, CT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Manchester, Connecticut

Insurance Company Low Medium High
Allstate $5,400 $5,780 $6,201
GEICO $2,569 $2,765 $3,078
Liberty Mutual $6,802 $7,018 $7,385
Nationwide $3,702 $3,663 $3,541
Progressive $4,563 $4,860 $5,286
State Farm $2,696 $2,882 $3,053
Travelers $5,671 $6,098 $6,658
USAA $2,657 $2,858 $3,051

What affects car insurance rates in Manchester, Connecticut?

What factors can have an impact on Manchester, CT car insurance? There are several reasons why Manchester car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Manchester, Connecticut.

Commute Time in Manchester

The more time you spend in your car the higher the risk of an accident. The average commute length in Manchester, CT is 22.3 minutes according to City-Data.

Traffic in Manchester

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Manchester, CT traffic data from INRIX ranks Manchester as the 184th-most congested in the world.

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Compare Car Insurance Quotes in Manchester, CT

Ready to find affordable Manchester, Connecticut car insurance today? Enter your ZIP code for fast, free Manchester, CT car insurance quotes.

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Average Monthly Car Insurance Rates by State