Compare Means, KY Car Insurance Rates (2021)

Car insurance in Means, KY averages $428 a month. Means, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Means car insurance rates, compare quotes from the top car insurance companies in Means, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Means, KY are $5,132/year
  • The cheapest car insurance company in Means is USAA
  • Average car insurance rates in Means, KY after a DUI are $6,236/year

If you need to buy Means, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Means, KY is right here.

You’ll find Means car insurance rates, the cheapest Means, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Means, Kentucky car insurance rates to Henderson car insurance rates, Richmond car insurance rates, and Bowling Green car insurance rates.

Ready to find affordable Means, KY car insurance today? Enter your ZIP code for fast, free Means car insurance quotes.

Cheapest Means, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Means, KY car insurance rates? Every Means, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Means, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,082 $3,029 $2,808 $2,987 $11,822 $13,282 $3,363 $3,534
GEICO $3,594 $3,333 $3,742 $3,389 $7,170 $8,568 $2,951 $2,559
Liberty Mutual $2,997 $3,240 $2,557 $2,843 $13,222 $14,578 $3,124 $3,230
Nationwide $5,553 $5,496 $5,015 $5,208 $12,445 $15,350 $6,313 $6,548
Progressive $2,171 $2,066 $1,945 $1,956 $10,507 $11,893 $2,693 $2,753
State Farm $1,907 $1,907 $1,714 $1,714 $5,437 $6,753 $2,129 $2,343
Travelers $2,997 $3,047 $2,977 $2,976 $15,522 $25,211 $3,144 $3,581
USAA $1,853 $1,853 $1,676 $1,700 $4,982 $5,239 $2,336 $2,553

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Minimum Car Insurance in Means, KY

Every driver must carry the minimum car insurance in Means, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Means, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Means, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Means, KY. Compare credit history car insurance rates in Means from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Means, Kentucky

Insurance Company Poor Fair Good
Allstate $7,263 $5,027 $4,175
GEICO $7,256 $3,623 $2,361
Liberty Mutual $8,195 $5,030 $3,946
Nationwide $9,500 $7,372 $6,351
Progressive $5,031 $4,382 $4,081
State Farm $4,308 $2,612 $2,044
Travelers $8,281 $7,017 $6,998
USAA $4,119 $2,315 $1,888

Cheapest Means, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Means, KY to rates for a clean record with top companies.

Annual Means, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,512 $5,939 $6,380 $5,123
GEICO $2,599 $4,672 $7,199 $3,183
Liberty Mutual $4,747 $7,364 $5,716 $5,069
Nationwide $6,108 $7,969 $10,137 $6,749
Progressive $3,720 $5,505 $4,245 $4,523
State Farm $2,729 $3,247 $2,988 $2,988
Travelers $6,460 $6,644 $9,692 $6,931
USAA $2,090 $2,954 $3,534 $2,517

Cheapest Means, KY Car Insurance for Teen Drivers

Teen car insurance in Means, KY can be expensive. Take a look at rates from the top car insurance companies in Means for teenagers.

Annual Car Insurance Rates for Teen Drivers in Means, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,822 $13,282
GEICO $7,170 $8,568
Liberty Mutual $13,222 $14,578
Nationwide $12,445 $15,350
Progressive $10,507 $11,893
State Farm $5,437 $6,753
Travelers $15,522 $25,211
USAA $4,982 $5,239

Cheapest Means, KY Car Insurance for Seniors

Take a look at Means, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Means, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,808 $2,987
GEICO $3,742 $3,389
Liberty Mutual $2,557 $2,843
Nationwide $5,015 $5,208
Progressive $1,945 $1,956
State Farm $1,714 $1,714
Travelers $2,977 $2,976
USAA $1,676 $1,700

Cheapest Means, KY Car Insurance Rates After a DUI

A DUI in Means, KY increases car insurance rates. Compare Means, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Means, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,380
GEICO $7,199
Liberty Mutual $5,716
Nationwide $10,137
Progressive $4,245
State Farm $2,988
Travelers $9,692
USAA $3,534

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Cheapest Means, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Means, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Means, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,488 $5,488
GEICO $4,371 $4,456
Liberty Mutual $5,724 $5,724
Nationwide $7,741 $7,741
Progressive $4,498 $4,498
State Farm $2,911 $3,065
Travelers $7,432 $7,432
USAA $2,671 $2,877

The Best Cheap Car Insurance Companies in Means, KY

Take a look at a side-by-side comparison of the top car insurance companies in Means, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Means, Kentucky

Insurance Company Average Annual Rates
Allstate $5,488
GEICO $4,413
Liberty Mutual $5,724
Nationwide $7,741
Progressive $4,498
State Farm $2,988
Travelers $7,432
USAA $2,774

Category Winners: Cheapest Car Insurance in Means, Kentucky

Find the cheapest car insurance companies in Means, KY for each category right here.

Best Annual Car Insurance Rates by Company in Means, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Means, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Means car insurance rates. Find the cheapest Means, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Means, Kentucky

Insurance Company Low Medium High
Allstate $5,093 $5,467 $5,905
GEICO $4,176 $4,404 $4,660
Liberty Mutual $5,451 $5,687 $6,035
Nationwide $7,713 $7,608 $7,902
Progressive $4,164 $4,441 $4,889
State Farm $2,808 $2,983 $3,173
Travelers $6,981 $7,454 $7,860
USAA $2,643 $2,767 $2,912

Compare Car Insurance Quotes in Means, KY

Ready to find affordable Means, Kentucky car insurance today? Enter your ZIP code for fast, free Means, KY car insurance quotes.

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