Compare New Rochelle, NY Car Insurance Rates (2021)

Car insurance in New Rochelle, NY averages $431 a month. New Rochelle, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap New Rochelle car insurance rates, compare quotes from the top car insurance companies in New Rochelle, NY.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in New Rochelle, NY after a DUI are $6,871/year
  • The cheapest car insurance company in New Rochelle is GEICO
  • The cheapest car insurance company in New Rochelle for teen drivers is GEICO

If you need to buy New Rochelle, New York car insurance, the options can be confusing. Everything you need to know about car insurance in New Rochelle, NY is right here.

You’ll find New Rochelle car insurance rates, the cheapest New Rochelle, NY car insurance companies, and information on New York car insurance laws. You can also compare New Rochelle, New York car insurance rates to Rochester car insurance rates, Buffalo car insurance rates, and Schenectady car insurance rates.

Ready to find affordable New Rochelle, NY car insurance today? Enter your ZIP code for fast, free New Rochelle car insurance quotes.

Cheapest New Rochelle, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect New Rochelle, NY car insurance rates? Every New Rochelle, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in New Rochelle, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,712 $3,496 $3,491 $3,566 $11,494 $12,408 $3,677 $3,743
GEICO $1,948 $1,877 $1,898 $1,870 $4,223 $6,275 $1,750 $1,803
Liberty Mutual $5,239 $5,239 $4,877 $4,877 $10,203 $14,794 $5,239 $5,569
Nationwide $3,714 $3,714 $3,494 $3,494 $6,841 $10,288 $3,714 $4,799
Progressive $3,385 $3,094 $2,647 $2,708 $11,451 $12,573 $4,308 $4,099
State Farm $3,183 $3,183 $2,792 $2,792 $9,443 $11,633 $3,518 $3,729
Travelers $4,182 $4,154 $3,857 $4,088 $10,189 $12,201 $4,414 $4,546
USAA $2,279 $2,236 $2,073 $2,069 $9,382 $11,143 $2,920 $3,224

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in New Rochelle, NY

Every driver must carry the minimum car insurance in New Rochelle, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in New Rochelle, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest New Rochelle, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in New Rochelle, NY. Compare credit history car insurance rates in New Rochelle from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in New Rochelle, New York

Insurance Company Poor Fair Good
Allstate $8,171 $4,788 $4,137
GEICO $3,391 $2,490 $2,235
Liberty Mutual $9,804 $6,411 $4,800
Nationwide $5,007 $5,007 $5,007
Progressive $8,946 $4,443 $3,210
State Farm $7,105 $4,458 $3,540
Travelers $8,334 $5,128 $4,399
USAA $6,792 $3,430 $3,026

Cheapest New Rochelle, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in New Rochelle, NY to rates for a clean record with top companies.

Annual New Rochelle, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,761 $4,761 $7,153 $6,118
GEICO $2,090 $2,280 $4,363 $2,090
Liberty Mutual $5,562 $5,562 $11,332 $5,562
Nationwide $3,781 $3,781 $8,596 $3,871
Progressive $5,373 $5,373 $5,977 $5,410
State Farm $4,783 $4,783 $5,286 $5,286
Travelers $5,020 $6,391 $6,485 $5,920
USAA $3,918 $3,983 $5,779 $3,983

Cheapest New Rochelle, NY Car Insurance for Teen Drivers

Teen car insurance in New Rochelle, NY can be expensive. Take a look at rates from the top car insurance companies in New Rochelle for teenagers.

Annual Car Insurance Rates for Teen Drivers in New Rochelle, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,494 $12,408
GEICO $4,223 $6,275
Liberty Mutual $10,203 $14,794
Nationwide $6,841 $10,288
Progressive $11,451 $12,573
State Farm $9,443 $11,633
Travelers $10,189 $12,201
USAA $9,382 $11,143

Cheapest New Rochelle, NY Car Insurance for Seniors

Take a look at New Rochelle, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in New Rochelle, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,491 $3,566
GEICO $1,898 $1,870
Liberty Mutual $4,877 $4,877
Nationwide $3,494 $3,494
Progressive $2,647 $2,708
State Farm $2,792 $2,792
Travelers $3,857 $4,088
USAA $2,073 $2,069

Cheapest New Rochelle, NY Car Insurance Rates After a DUI

A DUI in New Rochelle, NY increases car insurance rates. Compare New Rochelle, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in New Rochelle, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,153
GEICO $4,363
Liberty Mutual $11,332
Nationwide $8,596
Progressive $5,977
State Farm $5,286
Travelers $6,485
USAA $5,779

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest New Rochelle, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in New Rochelle, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in New Rochelle, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,618 $5,779
GEICO $2,625 $2,786
Liberty Mutual $6,802 $7,208
Nationwide $5,007 $5,007
Progressive $5,533 $5,533
State Farm $4,854 $5,214
Travelers $5,954 $5,954
USAA $4,371 $4,460

Cheapest New Rochelle, NY Car Insurance Rates by ZIP Code

New Rochelle car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in New Rochelle, NY.

Annual Car Insurance Rates by ZIP Code in New Rochelle, New York

ZIP Code Average Annual Rates
10801 $5,222
10804 $5,215
10805 $5,273

The Best Cheap Car Insurance Companies in New Rochelle, NY

Take a look at a side-by-side comparison of the top car insurance companies in New Rochelle, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in New Rochelle, New York

Insurance Company Average Annual Rates
Allstate $5,698
GEICO $2,705
Liberty Mutual $7,005
Nationwide $5,007
Progressive $5,533
State Farm $5,034
Travelers $5,954
USAA $4,416

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Category Winners: Cheapest Car Insurance in New Rochelle, New York

Find the cheapest car insurance companies in New Rochelle, NY for each category right here.

Best Annual Car Insurance Rates by Company in New Rochelle, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Cheapest New Rochelle, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your New Rochelle car insurance rates. Find the cheapest New Rochelle, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in New Rochelle, New York

Insurance Company Low Medium High
Allstate $5,405 $5,678 $6,011
GEICO $2,545 $2,695 $2,876
Liberty Mutual $6,678 $6,987 $7,350
Nationwide $4,670 $4,961 $5,390
Progressive $5,211 $5,492 $5,896
State Farm $4,729 $5,067 $5,306
Travelers $5,574 $5,876 $6,411
USAA $4,254 $4,387 $4,607

What affects car insurance rates in New Rochelle, New York?

What factors can have an impact on New Rochelle, NY car insurance? There are several reasons why New Rochelle car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in New Rochelle, New York.

Commute Time in New Rochelle

The more time you spend in your car the higher the risk of an accident. The average commute length in New Rochelle, NY is 33.3 minutes according to City-Data.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Compare Car Insurance Quotes in New Rochelle, NY

Ready to find affordable New Rochelle, New York car insurance today? Enter your ZIP code for fast, free New Rochelle, NY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption