Compare North Tonawanda, NY Car Insurance Rates (2021)

Car insurance in North Tonawanda, NY averages $292 a month. North Tonawanda, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap North Tonawanda car insurance rates, compare quotes from the top car insurance companies in North Tonawanda, NY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in North Tonawanda is GEICO
  • Average car insurance rates in North Tonawanda, NY after a DUI are $4,610/year
  • Average car insurance rates in North Tonawanda, NY are $3,499/year

If you need to buy North Tonawanda, New York car insurance, the options can be confusing. Everything you need to know about car insurance in North Tonawanda, NY is right here.

You’ll find North Tonawanda car insurance rates, the cheapest North Tonawanda, NY car insurance companies, and information on New York car insurance laws. You can also compare North Tonawanda, New York car insurance rates to Albany car insurance rates, Mount Vernon car insurance rates, and Rochester car insurance rates.

Ready to find affordable North Tonawanda, NY car insurance today? Enter your ZIP code for fast, free North Tonawanda car insurance quotes.

Cheapest North Tonawanda, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect North Tonawanda, NY car insurance rates? Every North Tonawanda, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in North Tonawanda, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,519 $2,365 $2,366 $2,400 $7,355 $7,907 $2,476 $2,489
GEICO $1,352 $1,302 $1,316 $1,297 $2,882 $4,247 $1,215 $1,247
Liberty Mutual $3,520 $3,520 $3,281 $3,281 $6,867 $11,128 $3,520 $3,734
Nationwide $2,354 $2,354 $2,220 $2,220 $4,260 $6,352 $2,354 $3,012
Progressive $1,749 $1,611 $1,388 $1,415 $6,249 $6,927 $2,265 $2,185
State Farm $2,651 $2,651 $2,327 $2,327 $7,951 $10,156 $2,929 $3,058
Travelers $2,679 $2,678 $2,480 $2,636 $6,457 $7,792 $2,830 $2,921
USAA $1,752 $1,721 $1,594 $1,594 $7,088 $8,416 $2,242 $2,478

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Minimum Car Insurance in North Tonawanda, NY

Every driver must carry the minimum car insurance in North Tonawanda, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in North Tonawanda, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest North Tonawanda, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in North Tonawanda, NY. Compare credit history car insurance rates in North Tonawanda from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in North Tonawanda, New York

Insurance Company Poor Fair Good
Allstate $5,357 $3,138 $2,709
GEICO $2,327 $1,710 $1,534
Liberty Mutual $6,785 $4,447 $3,337
Nationwide $3,141 $3,141 $3,141
Progressive $4,697 $2,435 $1,789
State Farm $6,008 $3,769 $2,992
Travelers $5,309 $3,288 $2,831
USAA $5,152 $2,618 $2,312

Cheapest North Tonawanda, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in North Tonawanda, NY to rates for a clean record with top companies.

Annual North Tonawanda, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,166 $3,166 $4,617 $3,989
GEICO $1,444 $1,575 $2,965 $1,444
Liberty Mutual $3,876 $3,876 $7,798 $3,876
Nationwide $2,398 $2,398 $5,313 $2,453
Progressive $2,889 $2,889 $3,208 $2,908
State Farm $4,044 $4,044 $4,468 $4,468
Travelers $3,230 $4,080 $4,136 $3,790
USAA $2,990 $3,039 $4,375 $3,039

Cheapest North Tonawanda, NY Car Insurance for Teen Drivers

Teen car insurance in North Tonawanda, NY can be expensive. Take a look at rates from the top car insurance companies in North Tonawanda for teenagers.

Annual Car Insurance Rates for Teen Drivers in North Tonawanda, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,355 $7,907
GEICO $2,882 $4,247
Liberty Mutual $6,867 $11,128
Nationwide $4,260 $6,352
Progressive $6,249 $6,927
State Farm $7,951 $10,156
Travelers $6,457 $7,792
USAA $7,088 $8,416

Cheapest North Tonawanda, NY Car Insurance for Seniors

Take a look at North Tonawanda, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in North Tonawanda, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,366 $2,400
GEICO $1,316 $1,297
Liberty Mutual $3,281 $3,281
Nationwide $2,220 $2,220
Progressive $1,388 $1,415
State Farm $2,327 $2,327
Travelers $2,480 $2,636
USAA $1,594 $1,594

Cheapest North Tonawanda, NY Car Insurance Rates After a DUI

A DUI in North Tonawanda, NY increases car insurance rates. Compare North Tonawanda, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in North Tonawanda, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,617
GEICO $2,965
Liberty Mutual $7,798
Nationwide $5,313
Progressive $3,208
State Farm $4,468
Travelers $4,136
USAA $4,375

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Cheapest North Tonawanda, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in North Tonawanda, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in North Tonawanda, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,684 $3,785
GEICO $1,803 $1,911
Liberty Mutual $4,721 $4,992
Nationwide $3,141 $3,141
Progressive $2,974 $2,974
State Farm $4,100 $4,412
Travelers $3,809 $3,809
USAA $3,327 $3,394

The Best Cheap Car Insurance Companies in North Tonawanda, NY

Take a look at a side-by-side comparison of the top car insurance companies in North Tonawanda, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in North Tonawanda, New York

Insurance Company Average Annual Rates
Allstate $3,735
GEICO $1,857
Liberty Mutual $4,856
Nationwide $3,141
Progressive $2,974
State Farm $4,256
Travelers $3,809
USAA $3,361

Category Winners: Cheapest Car Insurance in North Tonawanda, New York

Find the cheapest car insurance companies in North Tonawanda, NY for each category right here.

Best Annual Car Insurance Rates by Company in North Tonawanda, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest North Tonawanda, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your North Tonawanda car insurance rates. Find the cheapest North Tonawanda, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in North Tonawanda, New York

Insurance Company Low Medium High
Allstate $3,521 $3,722 $3,961
GEICO $1,743 $1,851 $1,978
Liberty Mutual $4,587 $4,837 $5,145
Nationwide $2,924 $3,111 $3,387
Progressive $2,797 $2,955 $3,168
State Farm $3,995 $4,285 $4,489
Travelers $3,541 $3,754 $4,132
USAA $3,251 $3,342 $3,490

What affects car insurance rates in North Tonawanda, New York?

What factors can have an impact on North Tonawanda, NY car insurance? There are several reasons why North Tonawanda car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in North Tonawanda, New York.

Commute Time in North Tonawanda

The more time you spend in your car the higher the risk of an accident. The average commute length in North Tonawanda, NY is 21.2 minutes according to City-Data.

Compare Car Insurance Quotes in North Tonawanda, NY

Ready to find affordable North Tonawanda, New York car insurance today? Enter your ZIP code for fast, free North Tonawanda, NY car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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