Compare Ossining, NY Car Insurance Rates (2021)

Car insurance in Ossining, NY averages $392 a month. Ossining, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Ossining car insurance rates, compare quotes from the top car insurance companies in Ossining, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Ossining for teen drivers is GEICO
  • The cheapest car insurance company in Ossining is GEICO
  • Average car insurance rates in Ossining, NY are $4,710/year

If you need to buy Ossining, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Ossining, NY is right here.

You’ll find Ossining car insurance rates, the cheapest Ossining, NY car insurance companies, and information on New York car insurance laws. You can also compare Ossining, New York car insurance rates to Mount Vernon car insurance rates, New York car insurance rates, and Yonkers car insurance rates.

Ready to find affordable Ossining, NY car insurance today? Enter your ZIP code for fast, free Ossining car insurance quotes.

Cheapest Ossining, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ossining, NY car insurance rates? Every Ossining, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ossining, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,277 $3,066 $3,081 $3,127 $9,773 $10,508 $3,205 $3,220
GEICO $1,841 $1,775 $1,796 $1,769 $4,003 $5,960 $1,654 $1,708
Liberty Mutual $5,114 $5,114 $4,761 $4,761 $9,982 $14,450 $5,114 $5,432
Nationwide $3,389 $3,389 $3,190 $3,190 $6,238 $9,362 $3,389 $4,371
Progressive $2,938 $2,687 $2,296 $2,352 $10,235 $11,282 $3,776 $3,621
State Farm $2,992 $2,992 $2,619 $2,619 $8,847 $10,929 $3,303 $3,517
Travelers $3,698 $3,700 $3,400 $3,623 $8,876 $10,604 $3,917 $4,058
USAA $2,038 $1,999 $1,846 $1,844 $8,363 $9,962 $2,612 $2,883

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Minimum Car Insurance in Ossining, NY

Every driver must carry the minimum car insurance in Ossining, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Ossining, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Ossining, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ossining, NY. Compare credit history car insurance rates in Ossining from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ossining, New York

Insurance Company Poor Fair Good
Allstate $7,060 $4,117 $3,545
GEICO $3,213 $2,359 $2,118
Liberty Mutual $9,572 $6,261 $4,690
Nationwide $4,565 $4,565 $4,565
Progressive $7,855 $3,961 $2,879
State Farm $6,675 $4,186 $3,322
Travelers $7,277 $4,525 $3,902
USAA $6,077 $3,054 $2,698

Cheapest Ossining, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ossining, NY to rates for a clean record with top companies.

Annual Ossining, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,139 $4,139 $6,100 $5,251
GEICO $1,979 $2,159 $4,136 $1,979
Liberty Mutual $5,424 $5,424 $11,092 $5,424
Nationwide $3,456 $3,456 $7,808 $3,538
Progressive $4,755 $4,755 $5,295 $4,787
State Farm $4,495 $4,495 $4,960 $4,960
Travelers $4,438 $5,606 $5,689 $5,205
USAA $3,490 $3,548 $5,188 $3,548

Cheapest Ossining, NY Car Insurance for Teen Drivers

Teen car insurance in Ossining, NY can be expensive. Take a look at rates from the top car insurance companies in Ossining for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ossining, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,773 $10,508
GEICO $4,003 $5,960
Liberty Mutual $9,982 $14,450
Nationwide $6,238 $9,362
Progressive $10,235 $11,282
State Farm $8,847 $10,929
Travelers $8,876 $10,604
USAA $8,363 $9,962

Cheapest Ossining, NY Car Insurance for Seniors

Take a look at Ossining, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ossining, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,081 $3,127
GEICO $1,796 $1,769
Liberty Mutual $4,761 $4,761
Nationwide $3,190 $3,190
Progressive $2,296 $2,352
State Farm $2,619 $2,619
Travelers $3,400 $3,623
USAA $1,846 $1,844

Cheapest Ossining, NY Car Insurance Rates After a DUI

A DUI in Ossining, NY increases car insurance rates. Compare Ossining, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ossining, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,100
GEICO $4,136
Liberty Mutual $11,092
Nationwide $7,808
Progressive $5,295
State Farm $4,960
Travelers $5,689
USAA $5,188

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Cheapest Ossining, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ossining, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ossining, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,839 $4,976
GEICO $2,486 $2,640
Liberty Mutual $6,643 $7,039
Nationwide $4,565 $4,565
Progressive $4,898 $4,898
State Farm $4,561 $4,894
Travelers $5,235 $5,235
USAA $3,904 $3,983

The Best Cheap Car Insurance Companies in Ossining, NY

Take a look at a side-by-side comparison of the top car insurance companies in Ossining, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ossining, New York

Insurance Company Average Annual Rates
Allstate $4,907
GEICO $2,563
Liberty Mutual $6,841
Nationwide $4,565
Progressive $4,898
State Farm $4,727
Travelers $5,235
USAA $3,943

Category Winners: Cheapest Car Insurance in Ossining, New York

Find the cheapest car insurance companies in Ossining, NY for each category right here.

Best Annual Car Insurance Rates by Company in Ossining, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Ossining, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ossining car insurance rates. Find the cheapest Ossining, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ossining, New York

Insurance Company Low Medium High
Allstate $4,598 $4,886 $5,237
GEICO $2,420 $2,555 $2,714
Liberty Mutual $6,520 $6,823 $7,181
Nationwide $4,255 $4,521 $4,917
Progressive $4,617 $4,865 $5,213
State Farm $4,458 $4,758 $4,967
Travelers $4,931 $5,175 $5,598
USAA $3,832 $3,927 $4,071

What affects car insurance rates in Ossining, New York?

What factors can have an impact on Ossining, NY car insurance? There are several reasons why Ossining car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ossining, New York.

Commute Time in Ossining

The more time you spend in your car the higher the risk of an accident. The average commute length in Ossining, NY is 32.1 minutes according to City-Data.

Compare Car Insurance Quotes in Ossining, NY

Ready to find affordable Ossining, New York car insurance today? Enter your ZIP code for fast, free Ossining, NY car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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