Compare Paintsville, KY Car Insurance Rates (2021)

Car insurance in Paintsville, KY averages $574 a month. Paintsville, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Paintsville car insurance rates, compare quotes from the top car insurance companies in Paintsville, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Paintsville, KY are $6,889/year
  • The cheapest car insurance company in Paintsville for teen drivers is USAA
  • Average car insurance rates in Paintsville, KY after a DUI are $8,213/year

If you need to buy Paintsville, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Paintsville, KY is right here.

You’ll find Paintsville car insurance rates, the cheapest Paintsville, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Paintsville, Kentucky car insurance rates to Frankfort car insurance rates, Independence car insurance rates, and Florence car insurance rates.

Ready to find affordable Paintsville, KY car insurance today? Enter your ZIP code for fast, free Paintsville car insurance quotes.

Cheapest Paintsville, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Paintsville, KY car insurance rates? Every Paintsville, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Paintsville, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,510 $5,417 $5,059 $5,378 $20,908 $23,174 $5,965 $6,227
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $4,614 $5,030 $3,854 $4,350 $20,069 $22,349 $4,840 $5,084
Nationwide $5,612 $5,527 $5,076 $5,251 $12,513 $15,335 $6,384 $6,579
Progressive $3,145 $2,967 $2,860 $2,859 $16,104 $18,241 $3,902 $3,920
State Farm $2,431 $2,431 $2,154 $2,154 $6,535 $8,290 $2,692 $2,973
Travelers $4,021 $4,096 $3,958 $3,966 $20,585 $33,458 $4,203 $4,868
USAA $2,086 $2,099 $1,883 $1,927 $5,515 $5,811 $2,647 $2,914

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Minimum Car Insurance in Paintsville, KY

Every driver must carry the minimum car insurance in Paintsville, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Paintsville, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Paintsville, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Paintsville, KY. Compare credit history car insurance rates in Paintsville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Paintsville, Kentucky

Insurance Company Poor Fair Good
Allstate $13,051 $8,812 $7,251
GEICO $8,861 $4,424 $2,884
Liberty Mutual $12,642 $7,672 $6,008
Nationwide $9,567 $7,412 $6,376
Progressive $7,518 $6,585 $6,146
State Farm $5,313 $3,250 $2,559
Travelers $11,053 $9,330 $9,300
USAA $4,625 $2,592 $2,113

Cheapest Paintsville, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Paintsville, KY to rates for a clean record with top companies.

Annual Paintsville, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,002 $10,491 $11,259 $9,067
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $7,284 $11,303 $8,750 $7,758
Nationwide $6,138 $8,016 $10,201 $6,784
Progressive $5,562 $8,347 $6,333 $6,757
State Farm $3,430 $3,985 $3,707 $3,707
Travelers $8,598 $8,850 $12,895 $9,234
USAA $2,341 $3,319 $3,962 $2,818

Cheapest Paintsville, KY Car Insurance for Teen Drivers

Teen car insurance in Paintsville, KY can be expensive. Take a look at rates from the top car insurance companies in Paintsville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Paintsville, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $20,908 $23,174
GEICO $8,902 $10,417
Liberty Mutual $20,069 $22,349
Nationwide $12,513 $15,335
Progressive $16,104 $18,241
State Farm $6,535 $8,290
Travelers $20,585 $33,458
USAA $5,515 $5,811

Cheapest Paintsville, KY Car Insurance for Seniors

Take a look at Paintsville, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Paintsville, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,059 $5,378
GEICO $4,595 $4,158
Liberty Mutual $3,854 $4,350
Nationwide $5,076 $5,251
Progressive $2,860 $2,859
State Farm $2,154 $2,154
Travelers $3,958 $3,966
USAA $1,883 $1,927

Cheapest Paintsville, KY Car Insurance Rates After a DUI

A DUI in Paintsville, KY increases car insurance rates. Compare Paintsville, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Paintsville, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $11,259
GEICO $8,597
Liberty Mutual $8,750
Nationwide $10,201
Progressive $6,333
State Farm $3,707
Travelers $12,895
USAA $3,962

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Cheapest Paintsville, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Paintsville, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Paintsville, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $9,705 $9,705
GEICO $5,341 $5,438
Liberty Mutual $8,774 $8,774
Nationwide $7,785 $7,785
Progressive $6,750 $6,750
State Farm $3,619 $3,796
Travelers $9,894 $9,894
USAA $2,991 $3,229

The Best Cheap Car Insurance Companies in Paintsville, KY

Take a look at a side-by-side comparison of the top car insurance companies in Paintsville, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Paintsville, Kentucky

Insurance Company Average Annual Rates
Allstate $9,705
GEICO $5,390
Liberty Mutual $8,774
Nationwide $7,785
Progressive $6,750
State Farm $3,707
Travelers $9,894
USAA $3,110

Category Winners: Cheapest Car Insurance in Paintsville, Kentucky

Find the cheapest car insurance companies in Paintsville, KY for each category right here.

Best Annual Car Insurance Rates by Company in Paintsville, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Paintsville, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Paintsville car insurance rates. Find the cheapest Paintsville, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Paintsville, Kentucky

Insurance Company Low Medium High
Allstate $8,461 $9,627 $11,026
GEICO $4,884 $5,352 $5,934
Liberty Mutual $8,243 $8,709 $9,370
Nationwide $7,752 $7,650 $7,952
Progressive $5,991 $6,588 $7,670
State Farm $3,472 $3,694 $3,956
Travelers $9,340 $9,923 $10,419
USAA $2,950 $3,102 $3,279

What affects car insurance rates in Paintsville, Kentucky?

What factors can have an impact on Paintsville, KY car insurance? There are several reasons why Paintsville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Paintsville, Kentucky.

Commute Time in Paintsville

The more time you spend in your car the higher the risk of an accident. The average commute length in Paintsville, KY is 18.7 minutes according to City-Data.

Compare Car Insurance Quotes in Paintsville, KY

Ready to find affordable Paintsville, Kentucky car insurance today? Enter your ZIP code for fast, free Paintsville, KY car insurance quotes.

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