Compare Salt Point, NY Car Insurance Rates (2021)

Car insurance in Salt Point, NY averages $359 a month. Salt Point, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Salt Point car insurance rates, compare quotes from the top car insurance companies in Salt Point, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Salt Point is GEICO
  • Average car insurance rates in Salt Point, NY are $4,313/year
  • The cheapest car insurance company in Salt Point for teen drivers is GEICO

If you need to buy Salt Point, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Salt Point, NY is right here.

You’ll find Salt Point car insurance rates, the cheapest Salt Point, NY car insurance companies, and information on New York car insurance laws. You can also compare Salt Point, New York car insurance rates to Albany car insurance rates, Rochester car insurance rates, and New York car insurance rates.

Ready to find affordable Salt Point, NY car insurance today? Enter your ZIP code for fast, free Salt Point car insurance quotes.

Cheapest Salt Point, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Salt Point, NY car insurance rates? Every Salt Point, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Salt Point, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,274 $3,067 $3,076 $3,123 $9,699 $10,394 $3,219 $3,246
GEICO $1,780 $1,714 $1,732 $1,706 $3,811 $5,621 $1,602 $1,645
Liberty Mutual $5,069 $5,069 $4,721 $4,721 $9,951 $16,163 $5,069 $5,381
Nationwide $3,057 $3,057 $2,878 $2,878 $5,552 $8,338 $3,057 $3,936
Progressive $2,140 $1,980 $1,699 $1,730 $7,236 $7,998 $2,740 $2,634
State Farm $2,821 $2,821 $2,467 $2,467 $8,391 $10,773 $3,109 $3,275
Travelers $3,164 $3,159 $2,876 $3,062 $7,289 $8,626 $3,339 $3,450
USAA $1,887 $1,851 $1,715 $1,711 $7,724 $9,183 $2,415 $2,665

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Minimum Car Insurance in Salt Point, NY

Every driver must carry the minimum car insurance in Salt Point, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Salt Point, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Salt Point, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Salt Point, NY. Compare credit history car insurance rates in Salt Point from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Salt Point, New York

Insurance Company Poor Fair Good
Allstate $7,037 $4,096 $3,528
GEICO $3,072 $2,257 $2,025
Liberty Mutual $9,834 $6,420 $4,800
Nationwide $4,094 $4,094 $4,094
Progressive $5,631 $2,853 $2,075
State Farm $6,375 $3,998 $3,174
Travelers $6,071 $3,777 $3,264
USAA $5,595 $2,833 $2,504

Cheapest Salt Point, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Salt Point, NY to rates for a clean record with top companies.

Annual Salt Point, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,123 $4,123 $6,073 $5,229
GEICO $1,905 $2,077 $3,917 $1,905
Liberty Mutual $5,576 $5,576 $11,346 $5,576
Nationwide $3,097 $3,097 $7,011 $3,171
Progressive $3,421 $3,421 $3,793 $3,443
State Farm $4,296 $4,296 $4,735 $4,735
Travelers $3,731 $4,670 $4,735 $4,346
USAA $3,229 $3,283 $4,782 $3,283

Cheapest Salt Point, NY Car Insurance for Teen Drivers

Teen car insurance in Salt Point, NY can be expensive. Take a look at rates from the top car insurance companies in Salt Point for teenagers.

Annual Car Insurance Rates for Teen Drivers in Salt Point, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,699 $10,394
GEICO $3,811 $5,621
Liberty Mutual $9,951 $16,163
Nationwide $5,552 $8,338
Progressive $7,236 $7,998
State Farm $8,391 $10,773
Travelers $7,289 $8,626
USAA $7,724 $9,183

Cheapest Salt Point, NY Car Insurance for Seniors

Take a look at Salt Point, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Salt Point, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,076 $3,123
GEICO $1,732 $1,706
Liberty Mutual $4,721 $4,721
Nationwide $2,878 $2,878
Progressive $1,699 $1,730
State Farm $2,467 $2,467
Travelers $2,876 $3,062
USAA $1,715 $1,711

Cheapest Salt Point, NY Car Insurance Rates After a DUI

A DUI in Salt Point, NY increases car insurance rates. Compare Salt Point, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Salt Point, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,073
GEICO $3,917
Liberty Mutual $11,346
Nationwide $7,011
Progressive $3,793
State Farm $4,735
Travelers $4,735
USAA $4,782

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Cheapest Salt Point, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Salt Point, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Salt Point, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,819 $4,955
GEICO $2,379 $2,524
Liberty Mutual $6,821 $7,215
Nationwide $4,094 $4,094
Progressive $3,520 $3,520
State Farm $4,355 $4,677
Travelers $4,371 $4,371
USAA $3,607 $3,680

The Best Cheap Car Insurance Companies in Salt Point, NY

Take a look at a side-by-side comparison of the top car insurance companies in Salt Point, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Salt Point, New York

Insurance Company Average Annual Rates
Allstate $4,887
GEICO $2,451
Liberty Mutual $7,018
Nationwide $4,094
Progressive $3,520
State Farm $4,516
Travelers $4,371
USAA $3,644

Category Winners: Cheapest Car Insurance in Salt Point, New York

Find the cheapest car insurance companies in Salt Point, NY for each category right here.

Best Annual Car Insurance Rates by Company in Salt Point, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Salt Point, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Salt Point car insurance rates. Find the cheapest Salt Point, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Salt Point, New York

Insurance Company Low Medium High
Allstate $4,578 $4,866 $5,217
GEICO $2,308 $2,442 $2,604
Liberty Mutual $6,686 $6,996 $7,372
Nationwide $3,868 $4,064 $4,350
Progressive $3,326 $3,497 $3,736
State Farm $4,274 $4,542 $4,731
Travelers $4,133 $4,323 $4,655
USAA $3,534 $3,627 $3,771

What affects car insurance rates in Salt Point, New York?

What factors can have an impact on Salt Point, NY car insurance? There are several reasons why Salt Point car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Salt Point, New York.

Commute Time in Salt Point

The more time you spend in your car the higher the risk of an accident. The average commute length in Salt Point, NY is 41.2 minutes according to City-Data.

Compare Car Insurance Quotes in Salt Point, NY

Ready to find affordable Salt Point, New York car insurance today? Enter your ZIP code for fast, free Salt Point, NY car insurance quotes.

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