Compare Sayville, NY Car Insurance Rates (2021)

Car insurance in Sayville, NY averages $459 a month. Sayville, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Sayville car insurance rates, compare quotes from the top car insurance companies in Sayville, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Sayville for teen drivers is GEICO
  • Average car insurance rates in Sayville, NY after a DUI are $7,476/year
  • Average car insurance rates in Sayville, NY are $5,508/year

If you need to buy Sayville, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Sayville, NY is right here.

You’ll find Sayville car insurance rates, the cheapest Sayville, NY car insurance companies, and information on New York car insurance laws. You can also compare Sayville, New York car insurance rates to Syracuse car insurance rates, Schenectady car insurance rates, and Yonkers car insurance rates.

Ready to find affordable Sayville, NY car insurance today? Enter your ZIP code for fast, free Sayville car insurance quotes.

Cheapest Sayville, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sayville, NY car insurance rates? Every Sayville, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sayville, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,765 $3,463 $3,566 $3,591 $11,114 $11,811 $3,570 $3,529
GEICO $2,651 $2,547 $2,572 $2,534 $5,727 $8,466 $2,381 $2,429
Liberty Mutual $6,368 $6,368 $5,931 $5,931 $12,483 $18,034 $6,368 $6,758
Nationwide $4,246 $4,246 $3,990 $3,990 $7,951 $11,985 $4,246 $5,511
Progressive $2,994 $2,705 $2,323 $2,389 $10,291 $11,227 $3,790 $3,566
State Farm $3,711 $3,711 $3,258 $3,258 $10,968 $13,470 $4,105 $4,322
Travelers $3,883 $3,817 $3,549 $3,736 $9,150 $10,855 $4,067 $4,152
USAA $2,290 $2,254 $2,085 $2,091 $9,224 $10,935 $2,946 $3,267

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Minimum Car Insurance in Sayville, NY

Every driver must carry the minimum car insurance in Sayville, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Sayville, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Sayville, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sayville, NY. Compare credit history car insurance rates in Sayville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sayville, New York

Insurance Company Poor Fair Good
Allstate $8,120 $4,615 $3,919
GEICO $4,592 $3,372 $3,026
Liberty Mutual $11,955 $7,803 $5,832
Nationwide $5,770 $5,770 $5,770
Progressive $7,958 $3,932 $2,842
State Farm $8,260 $5,180 $4,112
Travelers $7,600 $4,636 $3,967
USAA $6,717 $3,426 $3,016

Cheapest Sayville, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sayville, NY to rates for a clean record with top companies.

Annual Sayville, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,681 $4,681 $6,903 $5,941
GEICO $2,821 $3,077 $5,934 $2,821
Liberty Mutual $6,702 $6,702 $14,015 $6,702
Nationwide $4,346 $4,346 $9,941 $4,450
Progressive $4,765 $4,765 $5,314 $4,799
State Farm $5,557 $5,557 $6,144 $6,144
Travelers $4,565 $5,795 $5,874 $5,370
USAA $3,912 $3,976 $5,682 $3,976

Cheapest Sayville, NY Car Insurance for Teen Drivers

Teen car insurance in Sayville, NY can be expensive. Take a look at rates from the top car insurance companies in Sayville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sayville, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,114 $11,811
GEICO $5,727 $8,466
Liberty Mutual $12,483 $18,034
Nationwide $7,951 $11,985
Progressive $10,291 $11,227
State Farm $10,968 $13,470
Travelers $9,150 $10,855
USAA $9,224 $10,935

Cheapest Sayville, NY Car Insurance for Seniors

Take a look at Sayville, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sayville, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,566 $3,591
GEICO $2,572 $2,534
Liberty Mutual $5,931 $5,931
Nationwide $3,990 $3,990
Progressive $2,323 $2,389
State Farm $3,258 $3,258
Travelers $3,549 $3,736
USAA $2,085 $2,091

Cheapest Sayville, NY Car Insurance Rates After a DUI

A DUI in Sayville, NY increases car insurance rates. Compare Sayville, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sayville, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,903
GEICO $5,934
Liberty Mutual $14,015
Nationwide $9,941
Progressive $5,314
State Farm $6,144
Travelers $5,874
USAA $5,682

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Cheapest Sayville, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sayville, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sayville, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,473 $5,629
GEICO $3,556 $3,771
Liberty Mutual $8,283 $8,777
Nationwide $5,770 $5,770
Progressive $4,911 $4,911
State Farm $5,636 $6,065
Travelers $5,401 $5,401
USAA $4,342 $4,431

The Best Cheap Car Insurance Companies in Sayville, NY

Take a look at a side-by-side comparison of the top car insurance companies in Sayville, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sayville, New York

Insurance Company Average Annual Rates
Allstate $5,551
GEICO $3,663
Liberty Mutual $8,530
Nationwide $5,770
Progressive $4,911
State Farm $5,850
Travelers $5,401
USAA $4,387

Category Winners: Cheapest Car Insurance in Sayville, New York

Find the cheapest car insurance companies in Sayville, NY for each category right here.

Best Annual Car Insurance Rates by Company in Sayville, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Sayville, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sayville car insurance rates. Find the cheapest Sayville, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sayville, New York

Insurance Company Low Medium High
Allstate $5,065 $5,520 $6,069
GEICO $3,429 $3,642 $3,919
Liberty Mutual $8,070 $8,505 $9,015
Nationwide $5,355 $5,713 $6,243
Progressive $4,570 $4,864 $5,298
State Farm $5,497 $5,890 $6,165
Travelers $5,051 $5,328 $5,824
USAA $4,224 $4,357 $4,579

What affects car insurance rates in Sayville, New York?

What factors can have an impact on Sayville, NY car insurance? There are several reasons why Sayville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sayville, New York.

Commute Time in Sayville

The more time you spend in your car the higher the risk of an accident. The average commute length in Sayville, NY is 34.5 minutes according to City-Data.

Compare Car Insurance Quotes in Sayville, NY

Ready to find affordable Sayville, New York car insurance today? Enter your ZIP code for fast, free Sayville, NY car insurance quotes.

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