Compare Sharon Springs, NY Car Insurance Rates (2021)

Car insurance in Sharon Springs, NY averages $279 a month. Sharon Springs, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Sharon Springs car insurance rates, compare quotes from the top car insurance companies in Sharon Springs, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Sharon Springs, NY after a DUI are $4,469/year
  • The cheapest car insurance company in Sharon Springs for teen drivers is GEICO
  • Average car insurance rates in Sharon Springs, NY are $3,347/year

If you need to buy Sharon Springs, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Sharon Springs, NY is right here.

You’ll find Sharon Springs car insurance rates, the cheapest Sharon Springs, NY car insurance companies, and information on New York car insurance laws. You can also compare Sharon Springs, New York car insurance rates to Buffalo car insurance rates, New Rochelle car insurance rates, and Utica car insurance rates.

Ready to find affordable Sharon Springs, NY car insurance today? Enter your ZIP code for fast, free Sharon Springs car insurance quotes.

Cheapest Sharon Springs, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sharon Springs, NY car insurance rates? Every Sharon Springs, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sharon Springs, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,271 $2,151 $2,127 $2,166 $6,563 $7,048 $2,275 $2,312
GEICO $1,606 $1,546 $1,561 $1,538 $3,362 $4,907 $1,450 $1,489
Liberty Mutual $4,244 $4,244 $3,949 $3,949 $8,248 $13,407 $4,244 $4,515
Nationwide $2,068 $2,068 $1,954 $1,954 $3,660 $5,437 $2,068 $2,629
Progressive $1,681 $1,587 $1,364 $1,380 $5,583 $6,234 $2,168 $2,121
State Farm $1,939 $1,939 $1,689 $1,689 $5,675 $7,327 $2,129 $2,256
Travelers $2,506 $2,537 $2,277 $2,448 $5,725 $6,781 $2,661 $2,780
USAA $1,750 $1,722 $1,576 $1,583 $6,993 $8,362 $2,243 $2,480

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Minimum Car Insurance in Sharon Springs, NY

Every driver must carry the minimum car insurance in Sharon Springs, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Sharon Springs, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Sharon Springs, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sharon Springs, NY. Compare credit history car insurance rates in Sharon Springs from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sharon Springs, New York

Insurance Company Poor Fair Good
Allstate $4,800 $2,833 $2,459
GEICO $2,734 $2,010 $1,803
Liberty Mutual $8,187 $5,354 $4,009
Nationwide $2,730 $2,730 $2,730
Progressive $4,359 $2,270 $1,666
State Farm $4,349 $2,727 $2,165
Travelers $4,757 $3,013 $2,623
USAA $5,185 $2,565 $2,265

Cheapest Sharon Springs, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sharon Springs, NY to rates for a clean record with top companies.

Annual Sharon Springs, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,856 $2,856 $4,153 $3,592
GEICO $1,719 $1,873 $3,419 $1,719
Liberty Mutual $4,698 $4,698 $9,308 $4,698
Nationwide $2,094 $2,094 $4,589 $2,141
Progressive $2,692 $2,692 $2,969 $2,707
State Farm $2,936 $2,936 $3,225 $3,225
Travelers $2,977 $3,691 $3,744 $3,445
USAA $2,972 $3,020 $4,343 $3,020

Cheapest Sharon Springs, NY Car Insurance for Teen Drivers

Teen car insurance in Sharon Springs, NY can be expensive. Take a look at rates from the top car insurance companies in Sharon Springs for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sharon Springs, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,563 $7,048
GEICO $3,362 $4,907
Liberty Mutual $8,248 $13,407
Nationwide $3,660 $5,437
Progressive $5,583 $6,234
State Farm $5,675 $7,327
Travelers $5,725 $6,781
USAA $6,993 $8,362

Cheapest Sharon Springs, NY Car Insurance for Seniors

Take a look at Sharon Springs, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sharon Springs, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,127 $2,166
GEICO $1,561 $1,538
Liberty Mutual $3,949 $3,949
Nationwide $1,954 $1,954
Progressive $1,364 $1,380
State Farm $1,689 $1,689
Travelers $2,277 $2,448
USAA $1,576 $1,583

Cheapest Sharon Springs, NY Car Insurance Rates After a DUI

A DUI in Sharon Springs, NY increases car insurance rates. Compare Sharon Springs, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sharon Springs, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,153
GEICO $3,419
Liberty Mutual $9,308
Nationwide $4,589
Progressive $2,969
State Farm $3,225
Travelers $3,744
USAA $4,343

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Cheapest Sharon Springs, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sharon Springs, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sharon Springs, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,319 $3,409
GEICO $2,118 $2,247
Liberty Mutual $5,686 $6,015
Nationwide $2,730 $2,730
Progressive $2,765 $2,765
State Farm $2,973 $3,188
Travelers $3,464 $3,464
USAA $3,305 $3,372

The Best Cheap Car Insurance Companies in Sharon Springs, NY

Take a look at a side-by-side comparison of the top car insurance companies in Sharon Springs, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sharon Springs, New York

Insurance Company Average Annual Rates
Allstate $3,364
GEICO $2,182
Liberty Mutual $5,850
Nationwide $2,730
Progressive $2,765
State Farm $3,080
Travelers $3,464
USAA $3,339

Category Winners: Cheapest Car Insurance in Sharon Springs, New York

Find the cheapest car insurance companies in Sharon Springs, NY for each category right here.

Best Annual Car Insurance Rates by Company in Sharon Springs, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Sharon Springs, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sharon Springs car insurance rates. Find the cheapest Sharon Springs, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sharon Springs, New York

Insurance Company Low Medium High
Allstate $3,197 $3,354 $3,542
GEICO $2,072 $2,173 $2,302
Liberty Mutual $5,608 $5,832 $6,111
Nationwide $2,584 $2,711 $2,895
Progressive $2,634 $2,752 $2,909
State Farm $2,931 $3,097 $3,214
Travelers $3,302 $3,433 $3,657
USAA $3,250 $3,324 $3,442

What affects car insurance rates in Sharon Springs, New York?

What factors can have an impact on Sharon Springs, NY car insurance? There are several reasons why Sharon Springs car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sharon Springs, New York.

Commute Time in Sharon Springs

The more time you spend in your car the higher the risk of an accident. The average commute length in Sharon Springs, NY is 28.9 minutes according to City-Data.

Compare Car Insurance Quotes in Sharon Springs, NY

Ready to find affordable Sharon Springs, New York car insurance today? Enter your ZIP code for fast, free Sharon Springs, NY car insurance quotes.

Free Car Insurance Comparison

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