Compare Stamford, NY Car Insurance Rates (2021)

Car insurance in Stamford, NY averages $286 a month. Stamford, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Stamford car insurance rates, compare quotes from the top car insurance companies in Stamford, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Stamford, NY after a DUI are $4,560/year
  • The cheapest car insurance company in Stamford is GEICO
  • Average car insurance rates in Stamford, NY are $3,433/year

If you need to buy Stamford, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Stamford, NY is right here.

You’ll find Stamford car insurance rates, the cheapest Stamford, NY car insurance companies, and information on New York car insurance laws. You can also compare Stamford, New York car insurance rates to New York car insurance rates, Schenectady car insurance rates, and Yonkers car insurance rates.

Ready to find affordable Stamford, NY car insurance today? Enter your ZIP code for fast, free Stamford car insurance quotes.

Cheapest Stamford, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Stamford, NY car insurance rates? Every Stamford, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Stamford, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,408 $2,284 $2,241 $2,278 $6,769 $7,260 $2,432 $2,471
GEICO $1,606 $1,546 $1,561 $1,538 $3,362 $4,907 $1,450 $1,489
Liberty Mutual $4,244 $4,244 $3,949 $3,949 $8,248 $13,407 $4,244 $4,515
Nationwide $2,068 $2,068 $1,954 $1,954 $3,660 $5,437 $2,068 $2,629
Progressive $1,991 $1,872 $1,596 $1,621 $6,505 $7,244 $2,562 $2,505
State Farm $2,016 $2,016 $1,755 $1,755 $5,892 $7,607 $2,213 $2,344
Travelers $2,454 $2,489 $2,236 $2,406 $5,645 $6,695 $2,611 $2,731
USAA $1,750 $1,722 $1,576 $1,583 $6,993 $8,362 $2,243 $2,480

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Minimum Car Insurance in Stamford, NY

Every driver must carry the minimum car insurance in Stamford, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Stamford, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Stamford, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Stamford, NY. Compare credit history car insurance rates in Stamford from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Stamford, New York

Insurance Company Poor Fair Good
Allstate $5,003 $2,966 $2,585
GEICO $2,734 $2,010 $1,803
Liberty Mutual $8,187 $5,354 $4,009
Nationwide $2,730 $2,730 $2,730
Progressive $5,161 $2,634 $1,916
State Farm $4,517 $2,833 $2,249
Travelers $4,670 $2,968 $2,587
USAA $5,185 $2,565 $2,265

Cheapest Stamford, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Stamford, NY to rates for a clean record with top companies.

Annual Stamford, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,008 $3,008 $4,310 $3,746
GEICO $1,719 $1,873 $3,419 $1,719
Liberty Mutual $4,698 $4,698 $9,308 $4,698
Nationwide $2,094 $2,094 $4,589 $2,141
Progressive $3,149 $3,149 $3,481 $3,168
State Farm $3,050 $3,050 $3,349 $3,349
Travelers $2,927 $3,632 $3,685 $3,390
USAA $2,972 $3,020 $4,343 $3,020

Cheapest Stamford, NY Car Insurance for Teen Drivers

Teen car insurance in Stamford, NY can be expensive. Take a look at rates from the top car insurance companies in Stamford for teenagers.

Annual Car Insurance Rates for Teen Drivers in Stamford, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,769 $7,260
GEICO $3,362 $4,907
Liberty Mutual $8,248 $13,407
Nationwide $3,660 $5,437
Progressive $6,505 $7,244
State Farm $5,892 $7,607
Travelers $5,645 $6,695
USAA $6,993 $8,362

Cheapest Stamford, NY Car Insurance for Seniors

Take a look at Stamford, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Stamford, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,241 $2,278
GEICO $1,561 $1,538
Liberty Mutual $3,949 $3,949
Nationwide $1,954 $1,954
Progressive $1,596 $1,621
State Farm $1,755 $1,755
Travelers $2,236 $2,406
USAA $1,576 $1,583

Cheapest Stamford, NY Car Insurance Rates After a DUI

A DUI in Stamford, NY increases car insurance rates. Compare Stamford, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Stamford, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,310
GEICO $3,419
Liberty Mutual $9,308
Nationwide $4,589
Progressive $3,481
State Farm $3,349
Travelers $3,685
USAA $4,343

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Cheapest Stamford, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Stamford, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Stamford, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,471 $3,565
GEICO $2,118 $2,247
Liberty Mutual $5,686 $6,015
Nationwide $2,730 $2,730
Progressive $3,237 $3,237
State Farm $3,088 $3,312
Travelers $3,408 $3,408
USAA $3,305 $3,372

The Best Cheap Car Insurance Companies in Stamford, NY

Take a look at a side-by-side comparison of the top car insurance companies in Stamford, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Stamford, New York

Insurance Company Average Annual Rates
Allstate $3,518
GEICO $2,182
Liberty Mutual $5,850
Nationwide $2,730
Progressive $3,237
State Farm $3,200
Travelers $3,408
USAA $3,339

Category Winners: Cheapest Car Insurance in Stamford, New York

Find the cheapest car insurance companies in Stamford, NY for each category right here.

Best Annual Car Insurance Rates by Company in Stamford, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Stamford, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Stamford car insurance rates. Find the cheapest Stamford, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Stamford, New York

Insurance Company Low Medium High
Allstate $3,342 $3,506 $3,706
GEICO $2,072 $2,173 $2,302
Liberty Mutual $5,608 $5,832 $6,111
Nationwide $2,584 $2,711 $2,895
Progressive $3,097 $3,221 $3,393
State Farm $3,043 $3,217 $3,339
Travelers $3,253 $3,379 $3,593
USAA $3,250 $3,324 $3,442

What affects car insurance rates in Stamford, New York?

What factors can have an impact on Stamford, NY car insurance? There are several reasons why Stamford car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Stamford, New York.

Commute Time in Stamford

The more time you spend in your car the higher the risk of an accident. The average commute length in Stamford, NY is 23.5 minutes according to City-Data.

Traffic in Stamford

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Stamford, NY traffic data from INRIX ranks Stamford as the 68th-most congested in the world.

Compare Car Insurance Quotes in Stamford, NY

Ready to find affordable Stamford, New York car insurance today? Enter your ZIP code for fast, free Stamford, NY car insurance quotes.

Free Car Insurance Comparison

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