Compare Watervliet, NY Car Insurance Rates (2021)

Car insurance in Watervliet, NY averages $264 a month. Watervliet, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Watervliet car insurance rates, compare quotes from the top car insurance companies in Watervliet, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Watervliet for teen drivers is GEICO
  • Average car insurance rates in Watervliet, NY after a DUI are $4,210/year
  • The cheapest car insurance company in Watervliet is GEICO

If you need to buy Watervliet, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Watervliet, NY is right here.

You’ll find Watervliet car insurance rates, the cheapest Watervliet, NY car insurance companies, and information on New York car insurance laws. You can also compare Watervliet, New York car insurance rates to Buffalo car insurance rates, Yonkers car insurance rates, and Schenectady car insurance rates.

Ready to find affordable Watervliet, NY car insurance today? Enter your ZIP code for fast, free Watervliet car insurance quotes.

Cheapest Watervliet, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Watervliet, NY car insurance rates? Every Watervliet, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Watervliet, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,461 $2,325 $2,314 $2,358 $7,354 $7,952 $2,438 $2,467
GEICO $1,446 $1,395 $1,411 $1,390 $3,117 $4,626 $1,300 $1,343
Liberty Mutual $3,353 $3,353 $3,125 $3,125 $6,539 $10,591 $3,353 $3,555
Nationwide $2,041 $2,041 $1,929 $1,929 $3,658 $5,430 $2,041 $2,598
Progressive $1,598 $1,490 $1,281 $1,300 $5,693 $6,360 $2,088 $2,043
State Farm $1,945 $1,945 $1,703 $1,703 $5,884 $7,586 $2,146 $2,282
Travelers $2,441 $2,455 $2,254 $2,412 $5,863 $6,998 $2,605 $2,711
USAA $1,532 $1,502 $1,397 $1,391 $6,246 $7,415 $1,952 $2,149

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Minimum Car Insurance in Watervliet, NY

Every driver must carry the minimum car insurance in Watervliet, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Watervliet, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Watervliet, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Watervliet, NY. Compare credit history car insurance rates in Watervliet from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Watervliet, New York

Insurance Company Poor Fair Good
Allstate $5,294 $3,126 $2,707
GEICO $2,511 $1,844 $1,656
Liberty Mutual $6,458 $4,235 $3,180
Nationwide $2,708 $2,708 $2,708
Progressive $4,278 $2,253 $1,664
State Farm $4,446 $2,788 $2,213
Travelers $4,726 $3,030 $2,646
USAA $4,508 $2,300 $2,036

Cheapest Watervliet, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Watervliet, NY to rates for a clean record with top companies.

Annual Watervliet, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,130 $3,130 $4,607 $3,968
GEICO $1,555 $1,696 $3,209 $1,555
Liberty Mutual $3,689 $3,689 $7,431 $3,689
Nationwide $2,080 $2,080 $4,546 $2,127
Progressive $2,656 $2,656 $2,943 $2,672
State Farm $2,995 $2,995 $3,304 $3,304
Travelers $2,944 $3,709 $3,764 $3,452
USAA $2,609 $2,652 $3,879 $2,652

Cheapest Watervliet, NY Car Insurance for Teen Drivers

Teen car insurance in Watervliet, NY can be expensive. Take a look at rates from the top car insurance companies in Watervliet for teenagers.

Annual Car Insurance Rates for Teen Drivers in Watervliet, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,354 $7,952
GEICO $3,117 $4,626
Liberty Mutual $6,539 $10,591
Nationwide $3,658 $5,430
Progressive $5,693 $6,360
State Farm $5,884 $7,586
Travelers $5,863 $6,998
USAA $6,246 $7,415

Cheapest Watervliet, NY Car Insurance for Seniors

Take a look at Watervliet, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Watervliet, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,314 $2,358
GEICO $1,411 $1,390
Liberty Mutual $3,125 $3,125
Nationwide $1,929 $1,929
Progressive $1,281 $1,300
State Farm $1,703 $1,703
Travelers $2,254 $2,412
USAA $1,397 $1,391

Cheapest Watervliet, NY Car Insurance Rates After a DUI

A DUI in Watervliet, NY increases car insurance rates. Compare Watervliet, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Watervliet, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,607
GEICO $3,209
Liberty Mutual $7,431
Nationwide $4,546
Progressive $2,943
State Farm $3,304
Travelers $3,764
USAA $3,879

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Cheapest Watervliet, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Watervliet, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Watervliet, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,659 $3,759
GEICO $1,944 $2,063
Liberty Mutual $4,496 $4,753
Nationwide $2,708 $2,708
Progressive $2,732 $2,732
State Farm $3,040 $3,258
Travelers $3,467 $3,467
USAA $2,919 $2,977

The Best Cheap Car Insurance Companies in Watervliet, NY

Take a look at a side-by-side comparison of the top car insurance companies in Watervliet, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Watervliet, New York

Insurance Company Average Annual Rates
Allstate $3,709
GEICO $2,004
Liberty Mutual $4,624
Nationwide $2,708
Progressive $2,732
State Farm $3,149
Travelers $3,467
USAA $2,948

Category Winners: Cheapest Car Insurance in Watervliet, New York

Find the cheapest car insurance companies in Watervliet, NY for each category right here.

Best Annual Car Insurance Rates by Company in Watervliet, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Watervliet, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Watervliet car insurance rates. Find the cheapest Watervliet, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Watervliet, New York

Insurance Company Low Medium High
Allstate $3,525 $3,698 $3,903
GEICO $1,899 $2,003 $2,110
Liberty Mutual $4,407 $4,607 $4,859
Nationwide $2,546 $2,689 $2,890
Progressive $2,599 $2,722 $2,875
State Farm $2,965 $3,170 $3,312
Travelers $3,318 $3,447 $3,637
USAA $2,855 $2,933 $3,055

What affects car insurance rates in Watervliet, New York?

What factors can have an impact on Watervliet, NY car insurance? There are several reasons why Watervliet car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Watervliet, New York.

Commute Time in Watervliet

The more time you spend in your car the higher the risk of an accident. The average commute length in Watervliet, NY is 19.3 minutes according to City-Data.

Compare Car Insurance Quotes in Watervliet, NY

Ready to find affordable Watervliet, New York car insurance today? Enter your ZIP code for fast, free Watervliet, NY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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