Car Insurance Cost for a Ford Territory

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Here's what you need to know...
  • The Ford Territory is not sold in the U.S. but it is available in several countries abroad
  • Car insurance is determined by many factors, including whether you live in an urban or rural area
  • The Territory is equipped with several safety features
  • It costs less to insure a Territory than is does a similar crossover SUV

If you are looking into purchasing a crossover SUV you might be wondering how much car insurance costs for a Ford Territory. The Territory is a crossover made by Ford Australia and sold in Australia, New Zealand, South Africa, and Thailand.

On average US cars similar to the Ford Territory will cost approximately $1,172 annually to insure.

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The Territory is built on the frame of the Ford Falcon, another Australian built model.

If you are interested in purchasing a vehicle, first it is important to think about the total cost to you, which goes beyond what the MSRP is. This includes the expenses of:

  • Maintenance
  • Fuel
  • Property taxes
  • Car Insurance

Auto insurance can be expensive, and car insurance companies will charge rates that may differ greatly from vehicle to vehicle.

Cars that are classified as fancier and sportier cost more to insure than automobiles classified as more conservative in nature because they are viewed as being driven by people who take more risks.

Considering this, we can now consider the Ford Territory and how much it may cost you for insurance each year if you were to purchase this vehicle or one similar to it.

What factors impact the car insurance cost for a Ford Territory?

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While cars such as the Ford Territory have several features that impact the cost of insurance, there are many questions insurance companies will ask that have nothing to do with the car itself.

Your answers to these questions can impact drastically what you will find yourself paying.

Questions you must consider when looking to purchase car insurance include:

  • How much mileage do you drive during an average day, week, or year?
  • Do you currently reside in a city or suburban area?
  • How old are you?
  • What do you do for work?
  • Do you have a good driving record?
  • Will any other people be added as drivers for the vehicle?
  • Will you be parking the vehicle in a safe garage or out on the street?

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What factors lower the cost of car insurance for a Ford Territory?

The Ford Territory is well-equipped with several features which improve its safety ratings in the eyes of insurance companies.

All models of the Territory come equipped standard with front, as well as side curtain airbags. Additionally, it has four-wheel anti-lock brakes and traction control. An anti-theft system is available as an option.

These features improve the safety and reliability of the Ford Territory making it more appear a lower risk to insurance companies.

What factors raise the cost of car insurance for a Ford Territory?

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While the Ford Territory has many standard safety features there are also some aspects of this crossover SUV that may increase insurance costs for it.

While it comes standard with a 4-cylinder engine, it has an option for a 6-cylinder engine, and Ford is considering an 8-cylinder version soon. These higher cylinder engines increase the horsepower of the vehicle causing insurance companies to consider it a faster, more risky vehicle to drive.

On average, the Ford Territory costs approximately $300 less in auto insurance per year than other similar crossover SUV models; however, as mentioned above, there are several factors that may influence this cost.

If you have had several accidents for which you are at fault, you will pay more.

Alternatively, if you are a good driver, live in a safe suburb, and only drive the car to and from work each day, you can expect to pay much less.

Are you looking for more information on how much would car insurance cost for a Ford Territory? Enter your ZIP code below and compare online car insurance quotes now!

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