Compare Benson, MN Car Insurance Rates (2021)

Car insurance in Benson, MN averages $349 a month. Benson, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Benson car insurance rates, compare quotes from the top car insurance companies in Benson, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Benson is State Farm
  • Average car insurance rates in Benson, MN after a DUI are $5,681/year
  • The cheapest car insurance company in Benson for teen drivers is State Farm

If you need to buy Benson, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Benson, MN is right here.

You’ll find Benson car insurance rates, the cheapest Benson, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Benson, Minnesota car insurance rates to Woodbury car insurance rates, Maple Grove car insurance rates, and Rochester car insurance rates.

Ready to find affordable Benson, MN car insurance today? Enter your ZIP code for fast, free Benson car insurance quotes.

Cheapest Benson, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Benson, MN car insurance rates? Every Benson, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Benson, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,898 $2,898 $2,783 $2,783 $6,565 $9,510 $3,529 $3,704
American Family $2,111 $2,111 $1,913 $1,913 $5,695 $8,274 $2,111 $2,384
Farmers $1,880 $1,879 $1,811 $1,910 $5,272 $5,319 $2,461 $2,423
GEICO $2,406 $2,389 $2,305 $2,240 $4,914 $6,255 $2,256 $2,323
Liberty Mutual $8,952 $8,952 $8,863 $8,863 $17,660 $26,524 $8,952 $12,481
Nationwide $1,831 $1,842 $1,630 $1,731 $4,560 $5,545 $2,136 $2,221
State Farm $1,319 $1,319 $1,171 $1,171 $2,823 $3,493 $1,530 $1,260
USAA $1,820 $1,811 $1,654 $1,658 $4,819 $5,295 $2,380 $2,539

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Minimum Car Insurance in Benson, MN

Every driver must carry the minimum car insurance in Benson, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Benson, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Benson, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Benson, MN. Compare credit history car insurance rates in Benson from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Benson, Minnesota

Insurance Company Poor Fair Good
Allstate $6,372 $3,440 $3,188
American Family $4,515 $3,005 $2,422
Farmers $3,579 $2,599 $2,430
GEICO $3,766 $3,077 $2,565
Liberty Mutual $17,646 $11,407 $8,915
Nationwide $3,197 $2,576 $2,289
State Farm $2,566 $1,570 $1,146
USAA $4,327 $2,096 $1,817

Cheapest Benson, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Benson, MN to rates for a clean record with top companies.

Annual Benson, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,187 $4,566 $5,440 $4,141
American Family $2,221 $4,038 $4,480 $2,517
Farmers $2,461 $3,089 $3,122 $2,806
GEICO $2,072 $3,307 $4,945 $2,220
Liberty Mutual $9,312 $12,745 $18,523 $10,043
Nationwide $2,129 $2,831 $3,261 $2,527
State Farm $1,622 $1,900 $1,761 $1,761
USAA $2,042 $2,596 $3,918 $2,431

Cheapest Benson, MN Car Insurance for Teen Drivers

Teen car insurance in Benson, MN can be expensive. Take a look at rates from the top car insurance companies in Benson for teenagers.

Annual Car Insurance Rates for Teen Drivers in Benson, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,565 $9,510
American Family $5,695 $8,274
Farmers $5,272 $5,319
GEICO $4,914 $6,255
Liberty Mutual $17,660 $26,524
Nationwide $4,560 $5,545
State Farm $2,823 $3,493
USAA $4,819 $5,295

Cheapest Benson, MN Car Insurance for Seniors

Take a look at Benson, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Benson, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,783 $2,783
American Family $1,913 $1,913
Farmers $1,811 $1,910
GEICO $2,305 $2,240
Liberty Mutual $8,863 $8,863
Nationwide $1,630 $1,731
State Farm $1,171 $1,171
USAA $1,654 $1,658

Cheapest Benson, MN Car Insurance Rates After a DUI

A DUI in Benson, MN increases car insurance rates. Compare Benson, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Benson, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,440
American Family $4,480
Farmers $3,122
GEICO $4,945
Liberty Mutual $18,523
Nationwide $3,261
State Farm $1,761
USAA $3,918

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Cheapest Benson, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Benson, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Benson, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,334 $4,334
American Family $3,275 $3,353
Farmers $2,870 $2,870
GEICO $3,095 $3,177
Liberty Mutual $12,283 $13,028
Nationwide $2,687 $2,687
State Farm $1,714 $1,808
USAA $2,711 $2,783

The Best Cheap Car Insurance Companies in Benson, MN

Take a look at a side-by-side comparison of the top car insurance companies in Benson, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Benson, Minnesota

Insurance Company Average Annual Rates
Allstate $4,334
American Family $3,314
Farmers $2,870
GEICO $3,136
Liberty Mutual $12,656
Nationwide $2,687
State Farm $1,761
USAA $2,747

Category Winners: Cheapest Car Insurance in Benson, Minnesota

Find the cheapest car insurance companies in Benson, MN for each category right here.

Best Annual Car Insurance Rates by Company in Benson, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Benson, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Benson car insurance rates. Find the cheapest Benson, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Benson, Minnesota

Insurance Company Low Medium High
Allstate $4,281 $4,330 $4,390
American Family $3,309 $3,406 $3,228
Farmers $2,773 $2,880 $2,955
GEICO $3,045 $3,135 $3,228
Liberty Mutual $12,350 $12,666 $12,951
Nationwide $2,546 $2,705 $2,810
State Farm $1,693 $1,766 $1,824
USAA $2,671 $2,745 $2,824

What affects car insurance rates in Benson, Minnesota?

What factors can have an impact on Benson, MN car insurance? There are several reasons why Benson car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Benson, Minnesota.

Commute Time in Benson

The more time you spend in your car the higher the risk of an accident. The average commute length in Benson, MN is 17.5 minutes according to City-Data.

Compare Car Insurance Quotes in Benson, MN

Ready to find affordable Benson, Minnesota car insurance today? Enter your ZIP code for fast, free Benson, MN car insurance quotes.

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