Compare Carver, MN Car Insurance Rates (2021)

Car insurance in Carver, MN averages $374 a month. Carver, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Carver car insurance rates, compare quotes from the top car insurance companies in Carver, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Carver, MN after a DUI are $6,130/year
  • The cheapest car insurance company in Carver is State Farm
  • The cheapest car insurance company in Carver for teen drivers is State Farm

If you need to buy Carver, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Carver, MN is right here.

You’ll find Carver car insurance rates, the cheapest Carver, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Carver, Minnesota car insurance rates to Rochester car insurance rates, Minneapolis car insurance rates, and St. Cloud car insurance rates.

Ready to find affordable Carver, MN car insurance today? Enter your ZIP code for fast, free Carver car insurance quotes.

Cheapest Carver, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Carver, MN car insurance rates? Every Carver, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Carver, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,959 $2,959 $2,849 $2,849 $6,739 $9,745 $3,600 $3,778
American Family $2,261 $2,261 $2,057 $2,057 $6,266 $8,953 $2,261 $2,529
Farmers $2,003 $2,002 $1,925 $2,043 $5,823 $5,906 $2,633 $2,583
GEICO $2,512 $2,488 $2,394 $2,327 $5,476 $6,911 $2,349 $2,463
Liberty Mutual $9,803 $9,803 $9,708 $9,708 $19,133 $28,631 $9,803 $13,584
Nationwide $2,003 $1,996 $1,788 $1,888 $5,232 $6,293 $2,366 $2,443
State Farm $1,447 $1,447 $1,304 $1,304 $3,231 $3,945 $1,670 $1,381
USAA $1,754 $1,719 $1,611 $1,587 $4,751 $5,141 $2,268 $2,380

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Minimum Car Insurance in Carver, MN

Every driver must carry the minimum car insurance in Carver, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Carver, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Carver, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Carver, MN. Compare credit history car insurance rates in Carver from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Carver, Minnesota

Insurance Company Poor Fair Good
Allstate $6,497 $3,529 $3,278
American Family $4,947 $3,224 $2,571
Farmers $3,874 $2,827 $2,643
GEICO $4,038 $3,305 $2,752
Liberty Mutual $19,196 $12,415 $9,704
Nationwide $3,571 $2,882 $2,551
State Farm $2,865 $1,753 $1,280
USAA $4,108 $2,049 $1,798

Cheapest Carver, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Carver, MN to rates for a clean record with top companies.

Annual Carver, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,207 $4,676 $5,637 $4,219
American Family $2,411 $4,323 $4,858 $2,731
Farmers $2,670 $3,353 $3,401 $3,035
GEICO $2,249 $3,553 $5,249 $2,409
Liberty Mutual $9,988 $13,792 $20,536 $10,770
Nationwide $2,392 $3,160 $3,626 $2,827
State Farm $1,797 $2,135 $1,966 $1,966
USAA $1,970 $2,522 $3,771 $2,343

Cheapest Carver, MN Car Insurance for Teen Drivers

Teen car insurance in Carver, MN can be expensive. Take a look at rates from the top car insurance companies in Carver for teenagers.

Annual Car Insurance Rates for Teen Drivers in Carver, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,739 $9,745
American Family $6,266 $8,953
Farmers $5,823 $5,906
GEICO $5,476 $6,911
Liberty Mutual $19,133 $28,631
Nationwide $5,232 $6,293
State Farm $3,231 $3,945
USAA $4,751 $5,141

Cheapest Carver, MN Car Insurance for Seniors

Take a look at Carver, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Carver, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,849 $2,849
American Family $2,057 $2,057
Farmers $1,925 $2,043
GEICO $2,394 $2,327
Liberty Mutual $9,708 $9,708
Nationwide $1,788 $1,888
State Farm $1,304 $1,304
USAA $1,611 $1,587

Cheapest Carver, MN Car Insurance Rates After a DUI

A DUI in Carver, MN increases car insurance rates. Compare Carver, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Carver, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,637
American Family $4,858
Farmers $3,401
GEICO $5,249
Liberty Mutual $20,536
Nationwide $3,626
State Farm $1,966
USAA $3,771

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Cheapest Carver, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Carver, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Carver, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,435 $4,435
American Family $3,539 $3,622
Farmers $3,115 $3,115
GEICO $3,318 $3,412
Liberty Mutual $13,372 $14,171
Nationwide $3,001 $3,001
State Farm $1,911 $2,021
USAA $2,617 $2,686

The Best Cheap Car Insurance Companies in Carver, MN

Take a look at a side-by-side comparison of the top car insurance companies in Carver, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Carver, Minnesota

Insurance Company Average Annual Rates
Allstate $4,435
American Family $3,581
Farmers $3,115
GEICO $3,365
Liberty Mutual $13,772
Nationwide $3,001
State Farm $1,966
USAA $2,651

Category Winners: Cheapest Car Insurance in Carver, Minnesota

Find the cheapest car insurance companies in Carver, MN for each category right here.

Best Annual Car Insurance Rates by Company in Carver, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Carver, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Carver car insurance rates. Find the cheapest Carver, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Carver, Minnesota

Insurance Company Low Medium High
Allstate $4,373 $4,432 $4,500
American Family $3,556 $3,676 $3,510
Farmers $2,996 $3,129 $3,220
GEICO $3,245 $3,365 $3,485
Liberty Mutual $13,398 $13,788 $14,129
Nationwide $2,814 $3,027 $3,162
State Farm $1,877 $1,974 $2,047
USAA $2,571 $2,650 $2,733

What affects car insurance rates in Carver, Minnesota?

What factors can have an impact on Carver, MN car insurance? There are several reasons why Carver car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Carver, Minnesota.

Commute Time in Carver

The more time you spend in your car the higher the risk of an accident. The average commute length in Carver, MN is 28.2 minutes according to City-Data.

Compare Car Insurance Quotes in Carver, MN

Ready to find affordable Carver, Minnesota car insurance today? Enter your ZIP code for fast, free Carver, MN car insurance quotes.

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