Compare Rice, MN Car Insurance Rates (2021)

Car insurance in Rice, MN averages $368 a month. Rice, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Rice car insurance rates, compare quotes from the top car insurance companies in Rice, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Rice, MN after a DUI are $6,027/year
  • The cheapest car insurance company in Rice is State Farm
  • Average car insurance rates in Rice, MN are $4,410/year

If you need to buy Rice, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Rice, MN is right here.

You’ll find Rice car insurance rates, the cheapest Rice, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Rice, Minnesota car insurance rates to Woodbury car insurance rates, Plymouth car insurance rates, and Brooklyn Park car insurance rates.

Ready to find affordable Rice, MN car insurance today? Enter your ZIP code for fast, free Rice car insurance quotes.

Cheapest Rice, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Rice, MN car insurance rates? Every Rice, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rice, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,156 $3,156 $3,041 $3,041 $7,071 $10,151 $3,846 $4,016
American Family $2,341 $2,341 $2,123 $2,123 $6,419 $9,279 $2,341 $2,638
Farmers $2,094 $2,086 $2,017 $2,119 $5,816 $5,810 $2,724 $2,626
GEICO $2,791 $2,768 $2,666 $2,591 $5,874 $7,453 $2,614 $2,712
Liberty Mutual $8,791 $8,791 $8,708 $8,708 $17,054 $25,465 $8,791 $12,140
Nationwide $1,986 $1,996 $1,766 $1,876 $5,038 $6,127 $2,328 $2,421
State Farm $1,555 $1,555 $1,402 $1,402 $3,467 $4,208 $1,788 $1,485
USAA $1,806 $1,778 $1,651 $1,643 $4,737 $5,145 $2,339 $2,472

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Minimum Car Insurance in Rice, MN

Every driver must carry the minimum car insurance in Rice, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Rice, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Rice, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Rice, MN. Compare credit history car insurance rates in Rice from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Rice, Minnesota

Insurance Company Poor Fair Good
Allstate $6,884 $3,717 $3,452
American Family $5,075 $3,345 $2,682
Farmers $3,976 $2,849 $2,660
GEICO $4,422 $3,616 $3,012
Liberty Mutual $17,156 $11,093 $8,670
Nationwide $3,501 $2,822 $2,504
State Farm $3,074 $1,879 $1,370
USAA $4,195 $2,081 $1,813

Cheapest Rice, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Rice, MN to rates for a clean record with top companies.

Annual Rice, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,443 $4,948 $5,864 $4,482
American Family $2,493 $4,451 $5,033 $2,826
Farmers $2,704 $3,418 $3,459 $3,065
GEICO $2,445 $3,887 $5,782 $2,620
Liberty Mutual $8,841 $12,282 $18,570 $9,532
Nationwide $2,331 $3,100 $3,571 $2,767
State Farm $1,926 $2,290 $2,108 $2,108
USAA $2,008 $2,555 $3,831 $2,392

Cheapest Rice, MN Car Insurance for Teen Drivers

Teen car insurance in Rice, MN can be expensive. Take a look at rates from the top car insurance companies in Rice for teenagers.

Annual Car Insurance Rates for Teen Drivers in Rice, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,071 $10,151
American Family $6,419 $9,279
Farmers $5,816 $5,810
GEICO $5,874 $7,453
Liberty Mutual $17,054 $25,465
Nationwide $5,038 $6,127
State Farm $3,467 $4,208
USAA $4,737 $5,145

Cheapest Rice, MN Car Insurance for Seniors

Take a look at Rice, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Rice, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,041 $3,041
American Family $2,123 $2,123
Farmers $2,017 $2,119
GEICO $2,666 $2,591
Liberty Mutual $8,708 $8,708
Nationwide $1,766 $1,876
State Farm $1,402 $1,402
USAA $1,651 $1,643

Cheapest Rice, MN Car Insurance Rates After a DUI

A DUI in Rice, MN increases car insurance rates. Compare Rice, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Rice, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,864
American Family $5,033
Farmers $3,459
GEICO $5,782
Liberty Mutual $18,570
Nationwide $3,571
State Farm $2,108
USAA $3,831

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Cheapest Rice, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Rice, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Rice, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,684 $4,684
American Family $3,657 $3,744
Farmers $3,162 $3,162
GEICO $3,634 $3,733
Liberty Mutual $11,953 $12,660
Nationwide $2,942 $2,942
State Farm $2,048 $2,168
USAA $2,661 $2,732

The Best Cheap Car Insurance Companies in Rice, MN

Take a look at a side-by-side comparison of the top car insurance companies in Rice, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Rice, Minnesota

Insurance Company Average Annual Rates
Allstate $4,684
American Family $3,701
Farmers $3,162
GEICO $3,683
Liberty Mutual $12,306
Nationwide $2,942
State Farm $2,108
USAA $2,696

Category Winners: Cheapest Car Insurance in Rice, Minnesota

Find the cheapest car insurance companies in Rice, MN for each category right here.

Best Annual Car Insurance Rates by Company in Rice, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Rice, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Rice car insurance rates. Find the cheapest Rice, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Rice, Minnesota

Insurance Company Low Medium High
Allstate $4,611 $4,681 $4,762
American Family $3,690 $3,803 $3,609
Farmers $3,052 $3,172 $3,260
GEICO $3,563 $3,682 $3,805
Liberty Mutual $11,982 $12,317 $12,619
Nationwide $2,785 $2,962 $3,080
State Farm $2,015 $2,117 $2,192
USAA $2,617 $2,694 $2,778

What affects car insurance rates in Rice, Minnesota?

What factors can have an impact on Rice, MN car insurance? There are several reasons why Rice car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Rice, Minnesota.

Commute Time in Rice

The more time you spend in your car the higher the risk of an accident. The average commute length in Rice, MN is 22.7 minutes according to City-Data.

Compare Car Insurance Quotes in Rice, MN

Ready to find affordable Rice, Minnesota car insurance today? Enter your ZIP code for fast, free Rice, MN car insurance quotes.

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