Compare Sebeka, MN Car Insurance Rates (2021)

Car insurance in Sebeka, MN averages $398 a month. Sebeka, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Sebeka car insurance rates, compare quotes from the top car insurance companies in Sebeka, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Sebeka for teen drivers is State Farm
  • Average car insurance rates in Sebeka, MN are $4,775/year
  • Average car insurance rates in Sebeka, MN after a DUI are $6,486/year

If you need to buy Sebeka, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Sebeka, MN is right here.

You’ll find Sebeka car insurance rates, the cheapest Sebeka, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Sebeka, Minnesota car insurance rates to St. Paul car insurance rates, Maple Grove car insurance rates, and Bloomington car insurance rates.

Ready to find affordable Sebeka, MN car insurance today? Enter your ZIP code for fast, free Sebeka car insurance quotes.

Cheapest Sebeka, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sebeka, MN car insurance rates? Every Sebeka, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sebeka, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,881 $2,881 $2,758 $2,758 $6,537 $9,541 $3,495 $3,694
American Family $2,219 $2,219 $2,008 $2,008 $5,985 $8,739 $2,219 $2,516
Farmers $1,941 $1,942 $1,872 $1,977 $5,557 $5,633 $2,545 $2,530
GEICO $3,083 $3,062 $2,956 $2,873 $6,249 $7,971 $2,893 $2,971
Liberty Mutual $10,731 $10,731 $10,624 $10,624 $21,303 $32,066 $10,731 $15,017
Nationwide $2,116 $2,141 $1,876 $2,002 $5,263 $6,462 $2,466 $2,582
State Farm $1,659 $1,659 $1,453 $1,453 $3,375 $4,183 $1,920 $1,593
USAA $1,914 $1,911 $1,735 $1,747 $5,016 $5,527 $2,509 $2,686

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Minimum Car Insurance in Sebeka, MN

Every driver must carry the minimum car insurance in Sebeka, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Sebeka, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Sebeka, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sebeka, MN. Compare credit history car insurance rates in Sebeka from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sebeka, Minnesota

Insurance Company Poor Fair Good
Allstate $6,354 $3,425 $3,175
American Family $4,721 $3,177 $2,569
Farmers $3,726 $2,724 $2,548
GEICO $4,813 $3,931 $3,277
Liberty Mutual $21,236 $13,727 $10,722
Nationwide $3,709 $2,982 $2,649
State Farm $3,153 $1,927 $1,405
USAA $4,551 $2,195 $1,896

Cheapest Sebeka, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sebeka, MN to rates for a clean record with top companies.

Annual Sebeka, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,178 $4,549 $5,429 $4,117
American Family $2,344 $4,225 $4,730 $2,658
Farmers $2,569 $3,226 $3,274 $2,930
GEICO $2,641 $4,226 $6,333 $2,829
Liberty Mutual $11,292 $15,382 $22,059 $12,181
Nationwide $2,456 $3,282 $3,790 $2,925
State Farm $2,009 $2,315 $2,162 $2,162
USAA $2,142 $2,717 $4,110 $2,553

Cheapest Sebeka, MN Car Insurance for Teen Drivers

Teen car insurance in Sebeka, MN can be expensive. Take a look at rates from the top car insurance companies in Sebeka for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sebeka, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,537 $9,541
American Family $5,985 $8,739
Farmers $5,557 $5,633
GEICO $6,249 $7,971
Liberty Mutual $21,303 $32,066
Nationwide $5,263 $6,462
State Farm $3,375 $4,183
USAA $5,016 $5,527

Cheapest Sebeka, MN Car Insurance for Seniors

Take a look at Sebeka, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sebeka, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,758 $2,758
American Family $2,008 $2,008
Farmers $1,872 $1,977
GEICO $2,956 $2,873
Liberty Mutual $10,624 $10,624
Nationwide $1,876 $2,002
State Farm $1,453 $1,453
USAA $1,735 $1,747

Cheapest Sebeka, MN Car Insurance Rates After a DUI

A DUI in Sebeka, MN increases car insurance rates. Compare Sebeka, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sebeka, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,429
American Family $4,730
Farmers $3,274
GEICO $6,333
Liberty Mutual $22,059
Nationwide $3,790
State Farm $2,162
USAA $4,110

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Cheapest Sebeka, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sebeka, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sebeka, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,318 $4,318
American Family $3,448 $3,530
Farmers $3,000 $3,000
GEICO $3,955 $4,059
Liberty Mutual $14,776 $15,681
Nationwide $3,113 $3,113
State Farm $2,106 $2,218
USAA $2,843 $2,918

The Best Cheap Car Insurance Companies in Sebeka, MN

Take a look at a side-by-side comparison of the top car insurance companies in Sebeka, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sebeka, Minnesota

Insurance Company Average Annual Rates
Allstate $4,318
American Family $3,489
Farmers $3,000
GEICO $4,007
Liberty Mutual $15,229
Nationwide $3,113
State Farm $2,162
USAA $2,881

Category Winners: Cheapest Car Insurance in Sebeka, Minnesota

Find the cheapest car insurance companies in Sebeka, MN for each category right here.

Best Annual Car Insurance Rates by Company in Sebeka, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Sebeka, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sebeka car insurance rates. Find the cheapest Sebeka, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sebeka, Minnesota

Insurance Company Low Medium High
Allstate $4,263 $4,315 $4,377
American Family $3,488 $3,587 $3,393
Farmers $2,891 $3,012 $3,095
GEICO $3,909 $4,005 $4,107
Liberty Mutual $14,906 $15,239 $15,541
Nationwide $2,964 $3,130 $3,246
State Farm $2,091 $2,168 $2,227
USAA $2,803 $2,878 $2,960

What affects car insurance rates in Sebeka, Minnesota?

What factors can have an impact on Sebeka, MN car insurance? There are several reasons why Sebeka car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sebeka, Minnesota.

Commute Time in Sebeka

The more time you spend in your car the higher the risk of an accident. The average commute length in Sebeka, MN is 22.5 minutes according to City-Data.

Compare Car Insurance Quotes in Sebeka, MN

Ready to find affordable Sebeka, Minnesota car insurance today? Enter your ZIP code for fast, free Sebeka, MN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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