Compare Worthington, MN Car Insurance Rates (2021)

Car insurance in Worthington, MN averages $340 a month. Worthington, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Worthington car insurance rates, compare quotes from the top car insurance companies in Worthington, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Worthington for teen drivers is State Farm
  • Average car insurance rates in Worthington, MN are $4,082/year
  • Average car insurance rates in Worthington, MN after a DUI are $5,535/year

If you need to buy Worthington, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Worthington, MN is right here.

You’ll find Worthington car insurance rates, the cheapest Worthington, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Worthington, Minnesota car insurance rates to St. Cloud car insurance rates, Brooklyn Park car insurance rates, and Minneapolis car insurance rates.

Ready to find affordable Worthington, MN car insurance today? Enter your ZIP code for fast, free Worthington car insurance quotes.

Cheapest Worthington, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Worthington, MN car insurance rates? Every Worthington, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Worthington, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,801 $2,801 $2,694 $2,694 $6,399 $9,271 $3,411 $3,579
American Family $1,959 $1,959 $1,777 $1,777 $5,302 $7,684 $1,959 $2,211
Farmers $1,737 $1,733 $1,673 $1,764 $4,864 $4,883 $2,265 $2,216
GEICO $2,420 $2,401 $2,313 $2,248 $5,064 $6,431 $2,267 $2,347
Liberty Mutual $8,649 $8,649 $8,564 $8,564 $17,050 $25,601 $8,649 $12,054
Nationwide $1,832 $1,849 $1,630 $1,733 $4,650 $5,685 $2,147 $2,243
State Farm $1,471 $1,471 $1,311 $1,311 $3,198 $3,958 $1,711 $1,404
USAA $1,743 $1,737 $1,582 $1,590 $4,569 $5,027 $2,279 $2,435

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Minimum Car Insurance in Worthington, MN

Every driver must carry the minimum car insurance in Worthington, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Worthington, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Worthington, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Worthington, MN. Compare credit history car insurance rates in Worthington from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Worthington, Minnesota

Insurance Company Poor Fair Good
Allstate $6,170 $3,346 $3,103
American Family $4,165 $2,804 $2,267
Farmers $3,305 $2,388 $2,232
GEICO $3,826 $3,128 $2,606
Liberty Mutual $17,039 $11,018 $8,610
Nationwide $3,232 $2,611 $2,320
State Farm $2,886 $1,765 $1,287
USAA $4,124 $2,002 $1,733

Cheapest Worthington, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Worthington, MN to rates for a clean record with top companies.

Annual Worthington, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,060 $4,432 $5,325 $4,008
American Family $2,054 $3,788 $4,144 $2,328
Farmers $2,261 $2,851 $2,884 $2,571
GEICO $2,114 $3,362 $5,005 $2,265
Liberty Mutual $8,985 $12,304 $17,909 $9,691
Nationwide $2,161 $2,866 $3,297 $2,560
State Farm $1,818 $2,140 $1,979 $1,979
USAA $1,948 $2,472 $3,739 $2,320

Cheapest Worthington, MN Car Insurance for Teen Drivers

Teen car insurance in Worthington, MN can be expensive. Take a look at rates from the top car insurance companies in Worthington for teenagers.

Annual Car Insurance Rates for Teen Drivers in Worthington, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,399 $9,271
American Family $5,302 $7,684
Farmers $4,864 $4,883
GEICO $5,064 $6,431
Liberty Mutual $17,050 $25,601
Nationwide $4,650 $5,685
State Farm $3,198 $3,958
USAA $4,569 $5,027

Cheapest Worthington, MN Car Insurance for Seniors

Take a look at Worthington, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Worthington, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,694 $2,694
American Family $1,777 $1,777
Farmers $1,673 $1,764
GEICO $2,313 $2,248
Liberty Mutual $8,564 $8,564
Nationwide $1,630 $1,733
State Farm $1,311 $1,311
USAA $1,582 $1,590

Cheapest Worthington, MN Car Insurance Rates After a DUI

A DUI in Worthington, MN increases car insurance rates. Compare Worthington, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Worthington, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,325
American Family $4,144
Farmers $2,884
GEICO $5,005
Liberty Mutual $17,909
Nationwide $3,297
State Farm $1,979
USAA $3,739

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Cheapest Worthington, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Worthington, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Worthington, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,206 $4,206
American Family $3,043 $3,114
Farmers $2,642 $2,642
GEICO $3,144 $3,229
Liberty Mutual $11,863 $12,582
Nationwide $2,721 $2,721
State Farm $1,927 $2,032
USAA $2,586 $2,654

The Best Cheap Car Insurance Companies in Worthington, MN

Take a look at a side-by-side comparison of the top car insurance companies in Worthington, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Worthington, Minnesota

Insurance Company Average Annual Rates
Allstate $4,206
American Family $3,078
Farmers $2,642
GEICO $3,186
Liberty Mutual $12,222
Nationwide $2,721
State Farm $1,979
USAA $2,620

Category Winners: Cheapest Car Insurance in Worthington, Minnesota

Find the cheapest car insurance companies in Worthington, MN for each category right here.

Best Annual Car Insurance Rates by Company in Worthington, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Worthington, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Worthington car insurance rates. Find the cheapest Worthington, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Worthington, Minnesota

Insurance Company Low Medium High
Allstate $4,150 $4,202 $4,267
American Family $3,067 $3,163 $3,006
Farmers $2,549 $2,651 $2,726
GEICO $3,092 $3,185 $3,283
Liberty Mutual $11,943 $12,230 $12,494
Nationwide $2,584 $2,738 $2,841
State Farm $1,903 $1,986 $2,049
USAA $2,547 $2,618 $2,695

What affects car insurance rates in Worthington, Minnesota?

What factors can have an impact on Worthington, MN car insurance? There are several reasons why Worthington car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Worthington, Minnesota.

Commute Time in Worthington

The more time you spend in your car the higher the risk of an accident. The average commute length in Worthington, MN is 14.5 minutes according to City-Data.

Compare Car Insurance Quotes in Worthington, MN

Ready to find affordable Worthington, Minnesota car insurance today? Enter your ZIP code for fast, free Worthington, MN car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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