Compare Clifton, CO Car Insurance Rates (2021)

Car insurance in Clifton, CO averages $276 a month. Clifton, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Clifton car insurance rates, compare quotes from the top car insurance companies in Clifton, CO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Clifton, CO after a DUI are $3,948/year
  • The cheapest car insurance company in Clifton for teen drivers is GEICO
  • Average car insurance rates in Clifton, CO are $3,314/year

If you need to buy Clifton, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Clifton, CO is right here.

You’ll find Clifton car insurance rates, the cheapest Clifton, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Clifton, Colorado car insurance rates to Greeley car insurance rates, Pueblo car insurance rates, and Colorado Springs car insurance rates.

Ready to find affordable Clifton, CO car insurance today? Enter your ZIP code for fast, free Clifton car insurance quotes.

Cheapest Clifton, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Clifton, CO car insurance rates? Every Clifton, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Clifton, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,381 $3,150 $3,030 $3,064 $11,889 $12,477 $3,725 $3,761
American Family $2,235 $2,235 $2,022 $2,022 $5,392 $7,258 $2,235 $2,730
Farmers $2,534 $2,511 $2,297 $2,483 $9,671 $9,727 $2,784 $2,807
GEICO $1,347 $1,474 $1,426 $1,613 $4,225 $4,478 $1,236 $1,259
Liberty Mutual $1,548 $1,500 $1,316 $1,446 $4,708 $5,138 $1,566 $1,584
Nationwide $1,952 $1,982 $1,754 $1,845 $4,935 $6,278 $2,246 $2,417
Progressive $2,127 $1,989 $1,867 $1,858 $7,320 $8,170 $2,391 $2,323
State Farm $1,710 $1,710 $1,550 $1,550 $5,082 $6,409 $1,920 $2,282
USAA $1,982 $1,981 $1,889 $1,894 $4,940 $5,652 $2,541 $2,762

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Minimum Car Insurance in Clifton, CO

Every driver must carry the minimum car insurance in Clifton, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Clifton, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Clifton, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Clifton, CO. Compare credit history car insurance rates in Clifton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Clifton, Colorado

Insurance Company Poor Fair Good
Allstate $7,087 $5,463 $4,129
American Family $4,225 $3,029 $2,544
Farmers $5,057 $4,102 $3,896
GEICO $2,554 $2,132 $1,710
Liberty Mutual $3,348 $2,061 $1,644
Nationwide $3,525 $2,806 $2,447
Progressive $3,976 $3,406 $3,135
State Farm $3,855 $2,478 $1,998
USAA $4,369 $2,495 $2,001

Cheapest Clifton, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Clifton, CO to rates for a clean record with top companies.

Annual Clifton, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,713 $5,432 $6,724 $5,370
American Family $2,414 $3,444 $4,471 $2,736
Farmers $3,672 $4,725 $4,664 $4,345
GEICO $1,510 $2,341 $2,722 $1,956
Liberty Mutual $2,065 $2,412 $2,499 $2,428
Nationwide $2,267 $3,072 $3,877 $2,488
Progressive $3,038 $4,251 $3,203 $3,530
State Farm $2,543 $3,011 $2,777 $2,777
USAA $2,163 $2,632 $4,590 $2,435

Cheapest Clifton, CO Car Insurance for Teen Drivers

Teen car insurance in Clifton, CO can be expensive. Take a look at rates from the top car insurance companies in Clifton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Clifton, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,889 $12,477
American Family $5,392 $7,258
Farmers $9,671 $9,727
GEICO $4,225 $4,478
Liberty Mutual $4,708 $5,138
Nationwide $4,935 $6,278
Progressive $7,320 $8,170
State Farm $5,082 $6,409
USAA $4,940 $5,652

Cheapest Clifton, CO Car Insurance for Seniors

Take a look at Clifton, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Clifton, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,030 $3,064
American Family $2,022 $2,022
Farmers $2,297 $2,483
GEICO $1,426 $1,613
Liberty Mutual $1,316 $1,446
Nationwide $1,754 $1,845
Progressive $1,867 $1,858
State Farm $1,550 $1,550
USAA $1,889 $1,894

Cheapest Clifton, CO Car Insurance Rates After a DUI

A DUI in Clifton, CO increases car insurance rates. Compare Clifton, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Clifton, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,724
American Family $4,471
Farmers $4,664
GEICO $2,722
Liberty Mutual $2,499
Nationwide $3,877
Progressive $3,203
State Farm $2,777
USAA $4,590

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Cheapest Clifton, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Clifton, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Clifton, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,560 $5,560
American Family $3,196 $3,336
Farmers $4,352 $4,352
GEICO $2,090 $2,174
Liberty Mutual $2,351 $2,351
Nationwide $2,926 $2,926
Progressive $3,506 $3,506
State Farm $2,708 $2,845
USAA $2,872 $3,038

The Best Cheap Car Insurance Companies in Clifton, CO

Take a look at a side-by-side comparison of the top car insurance companies in Clifton, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Clifton, Colorado

Insurance Company Average Annual Rates
Allstate $5,560
American Family $3,266
Farmers $4,352
GEICO $2,132
Liberty Mutual $2,351
Nationwide $2,926
Progressive $3,506
State Farm $2,777
USAA $2,955

Category Winners: Cheapest Car Insurance in Clifton, Colorado

Find the cheapest car insurance companies in Clifton, CO for each category right here.

Best Annual Car Insurance Rates by Company in Clifton, Colorado

Category Insurance Company
Teenagers GEICO
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

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Cheapest Clifton, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Clifton car insurance rates. Find the cheapest Clifton, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Clifton, Colorado

Insurance Company Low Medium High
Allstate $5,328 $5,545 $5,807
American Family $3,084 $3,335 $3,379
Farmers $3,789 $4,285 $4,980
GEICO $1,937 $2,099 $2,361
Liberty Mutual $2,216 $2,342 $2,494
Nationwide $2,909 $2,928 $2,941
Progressive $3,233 $3,517 $3,767
State Farm $2,579 $2,779 $2,972
USAA $2,824 $2,955 $3,086

What affects car insurance rates in Clifton, Colorado?

What factors can have an impact on Clifton, CO car insurance? There are several reasons why Clifton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Clifton, Colorado.

Commute Time in Clifton

The more time you spend in your car the higher the risk of an accident. The average commute length in Clifton, CO is 19.8 minutes according to City-Data.

Compare Car Insurance Quotes in Clifton, CO

Ready to find affordable Clifton, Colorado car insurance today? Enter your ZIP code for fast, free Clifton, CO car insurance quotes.

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