Compare Leadville, CO Car Insurance Rates (2021)

Car insurance in Leadville, CO averages $322 a month. Leadville, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Leadville car insurance rates, compare quotes from the top car insurance companies in Leadville, CO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Leadville for teen drivers is Liberty Mutual
  • Average car insurance rates in Leadville, CO are $3,863/year
  • Average car insurance rates in Leadville, CO after a DUI are $4,605/year

If you need to buy Leadville, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Leadville, CO is right here.

You’ll find Leadville car insurance rates, the cheapest Leadville, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Leadville, Colorado car insurance rates to Colorado Springs car insurance rates, Arvada car insurance rates, and Greeley car insurance rates.

Ready to find affordable Leadville, CO car insurance today? Enter your ZIP code for fast, free Leadville car insurance quotes.

Cheapest Leadville, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Leadville, CO car insurance rates? Every Leadville, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Leadville, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,710 $3,464 $3,322 $3,360 $13,006 $13,663 $4,103 $4,138
American Family $2,565 $2,565 $2,316 $2,316 $6,230 $8,345 $2,565 $3,159
Farmers $2,891 $2,866 $2,619 $2,810 $10,827 $10,929 $3,206 $3,273
GEICO $1,686 $1,849 $1,751 $1,963 $5,302 $5,671 $1,551 $1,603
Liberty Mutual $1,751 $1,744 $1,474 $1,616 $5,139 $5,614 $1,776 $1,817
Nationwide $2,210 $2,255 $1,977 $2,093 $5,513 $7,064 $2,533 $2,738
Progressive $2,610 $2,429 $2,253 $2,244 $9,180 $10,302 $2,961 $2,884
State Farm $2,144 $2,144 $1,920 $1,920 $6,187 $7,821 $2,401 $2,862
USAA $2,407 $2,412 $2,283 $2,292 $6,065 $6,955 $3,104 $3,387

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Minimum Car Insurance in Leadville, CO

Every driver must carry the minimum car insurance in Leadville, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Leadville, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Leadville, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Leadville, CO. Compare credit history car insurance rates in Leadville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Leadville, Colorado

Insurance Company Poor Fair Good
Allstate $7,775 $5,991 $4,520
American Family $4,893 $3,473 $2,906
Farmers $5,721 $4,647 $4,415
GEICO $3,209 $2,672 $2,136
Liberty Mutual $3,741 $2,285 $1,823
Nationwide $3,990 $3,154 $2,751
Progressive $4,939 $4,232 $3,902
State Farm $4,763 $3,054 $2,458
USAA $5,365 $3,042 $2,432

Cheapest Leadville, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Leadville, CO to rates for a clean record with top companies.

Annual Leadville, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,181 $5,968 $7,345 $5,888
American Family $2,779 $3,940 $5,160 $3,151
Farmers $4,155 $5,339 $5,272 $4,945
GEICO $1,895 $2,915 $3,404 $2,475
Liberty Mutual $2,289 $2,679 $2,793 $2,705
Nationwide $2,537 $3,465 $4,398 $2,792
Progressive $3,776 $5,269 $3,986 $4,401
State Farm $3,151 $3,699 $3,425 $3,425
USAA $2,625 $3,204 $5,661 $2,962

Cheapest Leadville, CO Car Insurance for Teen Drivers

Teen car insurance in Leadville, CO can be expensive. Take a look at rates from the top car insurance companies in Leadville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Leadville, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,006 $13,663
American Family $6,230 $8,345
Farmers $10,827 $10,929
GEICO $5,302 $5,671
Liberty Mutual $5,139 $5,614
Nationwide $5,513 $7,064
Progressive $9,180 $10,302
State Farm $6,187 $7,821
USAA $6,065 $6,955

Cheapest Leadville, CO Car Insurance for Seniors

Take a look at Leadville, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Leadville, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,322 $3,360
American Family $2,316 $2,316
Farmers $2,619 $2,810
GEICO $1,751 $1,963
Liberty Mutual $1,474 $1,616
Nationwide $1,977 $2,093
Progressive $2,253 $2,244
State Farm $1,920 $1,920
USAA $2,283 $2,292

Cheapest Leadville, CO Car Insurance Rates After a DUI

A DUI in Leadville, CO increases car insurance rates. Compare Leadville, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Leadville, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,345
American Family $5,160
Farmers $5,272
GEICO $3,404
Liberty Mutual $2,793
Nationwide $4,398
Progressive $3,986
State Farm $3,425
USAA $5,661

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Cheapest Leadville, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Leadville, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Leadville, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,096 $6,096
American Family $3,678 $3,837
Farmers $4,928 $4,928
GEICO $2,618 $2,726
Liberty Mutual $2,616 $2,616
Nationwide $3,298 $3,298
Progressive $4,358 $4,358
State Farm $3,343 $3,507
USAA $3,510 $3,716

The Best Cheap Car Insurance Companies in Leadville, CO

Take a look at a side-by-side comparison of the top car insurance companies in Leadville, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Leadville, Colorado

Insurance Company Average Annual Rates
Allstate $6,096
American Family $3,757
Farmers $4,928
GEICO $2,672
Liberty Mutual $2,616
Nationwide $3,298
Progressive $4,358
State Farm $3,425
USAA $3,613

Category Winners: Cheapest Car Insurance in Leadville, Colorado

Find the cheapest car insurance companies in Leadville, CO for each category right here.

Best Annual Car Insurance Rates by Company in Leadville, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

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Cheapest Leadville, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Leadville car insurance rates. Find the cheapest Leadville, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Leadville, Colorado

Insurance Company Low Medium High
Allstate $5,816 $6,078 $6,392
American Family $3,605 $3,834 $3,832
Farmers $4,390 $4,865 $5,528
GEICO $2,486 $2,640 $2,890
Liberty Mutual $2,495 $2,610 $2,745
Nationwide $3,323 $3,295 $3,276
Progressive $4,099 $4,369 $4,605
State Farm $3,227 $3,427 $3,620
USAA $3,471 $3,613 $3,756

What affects car insurance rates in Leadville, Colorado?

What factors can have an impact on Leadville, CO car insurance? There are several reasons why Leadville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Leadville, Colorado.

Commute Time in Leadville

The more time you spend in your car the higher the risk of an accident. The average commute length in Leadville, CO is 34.5 minutes according to City-Data.

Compare Car Insurance Quotes in Leadville, CO

Ready to find affordable Leadville, Colorado car insurance today? Enter your ZIP code for fast, free Leadville, CO car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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