Compare Ligonier, PA Car Insurance Rates (2021)

Car insurance in Ligonier, PA averages $331 a month. Ligonier, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Ligonier car insurance rates, compare quotes from the top car insurance companies in Ligonier, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Ligonier is USAA
  • The cheapest car insurance company in Ligonier for teen drivers is USAA
  • Average car insurance rates in Ligonier, PA are $3,978/year

If you need to buy Ligonier, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Ligonier, PA is right here.

You’ll find Ligonier car insurance rates, the cheapest Ligonier, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Ligonier, Pennsylvania car insurance rates to Erie car insurance rates, Philadelphia car insurance rates, and Lancaster car insurance rates.

Ready to find affordable Ligonier, PA car insurance today? Enter your ZIP code for fast, free Ligonier car insurance quotes.

Cheapest Ligonier, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ligonier, PA car insurance rates? Every Ligonier, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ligonier, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,480 $2,480 $2,277 $2,277 $8,220 $8,220 $2,743 $2,743
GEICO $2,007 $1,736 $1,885 $1,632 $4,916 $4,260 $2,021 $1,749
Liberty Mutual $3,995 $3,995 $3,660 $3,660 $11,660 $11,660 $5,071 $5,071
Nationwide $1,914 $1,914 $1,808 $1,808 $5,318 $5,318 $2,142 $2,142
Progressive $2,874 $2,874 $2,562 $2,562 $9,157 $9,157 $3,684 $3,684
State Farm $1,563 $1,563 $1,377 $1,377 $5,262 $5,262 $1,722 $1,722
Travelers $1,692 $1,692 $1,824 $1,824 $25,122 $25,122 $2,037 $2,037
USAA $1,124 $1,124 $1,014 $1,014 $3,379 $3,379 $1,494 $1,494

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Minimum Car Insurance in Ligonier, PA

Every driver must carry the minimum car insurance in Ligonier, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Ligonier, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Ligonier, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ligonier, PA. Compare credit history car insurance rates in Ligonier from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ligonier, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,026 $3,746 $3,019
GEICO $3,791 $2,136 $1,651
Liberty Mutual $7,785 $5,579 $4,926
Nationwide $3,286 $2,693 $2,407
Progressive $6,060 $4,242 $3,405
State Farm $3,530 $2,187 $1,726
Travelers $8,339 $7,543 $7,125
USAA $2,190 $1,628 $1,442

Cheapest Ligonier, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ligonier, PA to rates for a clean record with top companies.

Annual Ligonier, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,763 $4,432 $3,763 $3,763
GEICO $1,870 $3,136 $2,507 $2,591
Liberty Mutual $5,551 $6,383 $6,226 $6,226
Nationwide $2,008 $2,692 $3,775 $2,707
Progressive $4,146 $5,713 $4,262 $4,155
State Farm $2,275 $2,687 $2,481 $2,481
Travelers $5,445 $7,738 $9,756 $7,738
USAA $1,412 $1,947 $2,077 $1,577

Cheapest Ligonier, PA Car Insurance for Teen Drivers

Teen car insurance in Ligonier, PA can be expensive. Take a look at rates from the top car insurance companies in Ligonier for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ligonier, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,220 $8,220
GEICO $4,916 $4,260
Liberty Mutual $11,660 $11,660
Nationwide $5,318 $5,318
Progressive $9,157 $9,157
State Farm $5,262 $5,262
Travelers $25,122 $25,122
USAA $3,379 $3,379

Cheapest Ligonier, PA Car Insurance for Seniors

Take a look at Ligonier, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ligonier, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,277 $2,277
GEICO $1,885 $1,632
Liberty Mutual $3,660 $3,660
Nationwide $1,808 $1,808
Progressive $2,562 $2,562
State Farm $1,377 $1,377
Travelers $1,824 $1,824
USAA $1,014 $1,014

Cheapest Ligonier, PA Car Insurance Rates After a DUI

A DUI in Ligonier, PA increases car insurance rates. Compare Ligonier, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ligonier, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,763
GEICO $2,507
Liberty Mutual $6,226
Nationwide $3,775
Progressive $4,262
State Farm $2,481
Travelers $9,756
USAA $2,077

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Cheapest Ligonier, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ligonier, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ligonier, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,852 $4,008
GEICO $2,485 $2,567
Liberty Mutual $5,940 $6,253
Nationwide $2,795 $2,795
Progressive $4,569 $4,569
State Farm $2,401 $2,561
Travelers $7,669 $7,669
USAA $1,703 $1,803

The Best Cheap Car Insurance Companies in Ligonier, PA

Take a look at a side-by-side comparison of the top car insurance companies in Ligonier, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ligonier, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,930
GEICO $2,526
Liberty Mutual $6,097
Nationwide $2,795
Progressive $4,569
State Farm $2,481
Travelers $7,669
USAA $1,753

Category Winners: Cheapest Car Insurance in Ligonier, Pennsylvania

Find the cheapest car insurance companies in Ligonier, PA for each category right here.

Best Annual Car Insurance Rates by Company in Ligonier, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Ligonier, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ligonier car insurance rates. Find the cheapest Ligonier, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ligonier, Pennsylvania

Insurance Company Low Medium High
Allstate $3,762 $3,953 $4,075
GEICO $2,310 $2,547 $2,721
Liberty Mutual $5,798 $6,141 $6,351
Nationwide $2,828 $2,827 $2,731
Progressive $4,223 $4,603 $4,881
State Farm $2,317 $2,514 $2,612
Travelers $7,703 $7,683 $7,621
USAA $1,637 $1,769 $1,853

What affects car insurance rates in Ligonier, Pennsylvania?

What factors can have an impact on Ligonier, PA car insurance? There are several reasons why Ligonier car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ligonier, Pennsylvania.

Commute Time in Ligonier

The more time you spend in your car the higher the risk of an accident. The average commute length in Ligonier, PA is 20.1 minutes according to City-Data.

Compare Car Insurance Quotes in Ligonier, PA

Ready to find affordable Ligonier, Pennsylvania car insurance today? Enter your ZIP code for fast, free Ligonier, PA car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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