Compare Olathe, CO Car Insurance Rates (2021)

Car insurance in Olathe, CO averages $289 a month. Olathe, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Olathe car insurance rates, compare quotes from the top car insurance companies in Olathe, CO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Olathe is GEICO
  • Average car insurance rates in Olathe, CO after a DUI are $4,144/year
  • The cheapest car insurance company in Olathe for teen drivers is GEICO

If you need to buy Olathe, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Olathe, CO is right here.

You’ll find Olathe car insurance rates, the cheapest Olathe, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Olathe, Colorado car insurance rates to Greeley car insurance rates, Centennial car insurance rates, and Fort Collins car insurance rates.

Ready to find affordable Olathe, CO car insurance today? Enter your ZIP code for fast, free Olathe car insurance quotes.

Cheapest Olathe, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Olathe, CO car insurance rates? Every Olathe, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Olathe, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,401 $3,170 $3,050 $3,085 $11,897 $12,451 $3,744 $3,778
American Family $2,396 $2,396 $2,162 $2,162 $5,805 $7,777 $2,396 $2,942
Farmers $2,887 $2,840 $2,637 $2,878 $10,520 $10,367 $3,124 $3,094
GEICO $1,362 $1,492 $1,443 $1,637 $4,284 $4,539 $1,249 $1,272
Liberty Mutual $1,746 $1,737 $1,472 $1,613 $4,875 $5,322 $1,767 $1,806
Nationwide $2,053 $2,092 $1,839 $1,943 $5,148 $6,579 $2,357 $2,543
Progressive $2,367 $2,218 $2,037 $2,037 $7,819 $8,754 $2,675 $2,610
State Farm $1,673 $1,673 $1,501 $1,501 $4,758 $6,027 $1,870 $2,215
USAA $2,124 $2,131 $2,017 $2,032 $5,229 $6,000 $2,732 $2,984

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Minimum Car Insurance in Olathe, CO

Every driver must carry the minimum car insurance in Olathe, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Olathe, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Olathe, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Olathe, CO. Compare credit history car insurance rates in Olathe from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Olathe, Colorado

Insurance Company Poor Fair Good
Allstate $7,112 $5,470 $4,133
American Family $4,558 $3,240 $2,716
Farmers $5,623 $4,494 $4,263
GEICO $2,588 $2,160 $1,732
Liberty Mutual $3,638 $2,217 $1,773
Nationwide $3,706 $2,939 $2,563
Progressive $4,345 $3,701 $3,396
State Farm $3,681 $2,367 $1,909
USAA $4,679 $2,660 $2,129

Cheapest Olathe, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Olathe, CO to rates for a clean record with top companies.

Annual Olathe, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,725 $5,447 $6,733 $5,382
American Family $2,591 $3,685 $4,805 $2,938
Farmers $4,042 $5,209 $5,148 $4,775
GEICO $1,528 $2,371 $2,762 $1,979
Liberty Mutual $2,218 $2,603 $2,720 $2,628
Nationwide $2,368 $3,224 $4,083 $2,603
Progressive $3,316 $4,574 $3,499 $3,868
State Farm $2,444 $2,860 $2,652 $2,652
USAA $2,313 $2,809 $4,894 $2,607

Cheapest Olathe, CO Car Insurance for Teen Drivers

Teen car insurance in Olathe, CO can be expensive. Take a look at rates from the top car insurance companies in Olathe for teenagers.

Annual Car Insurance Rates for Teen Drivers in Olathe, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,897 $12,451
American Family $5,805 $7,777
Farmers $10,520 $10,367
GEICO $4,284 $4,539
Liberty Mutual $4,875 $5,322
Nationwide $5,148 $6,579
Progressive $7,819 $8,754
State Farm $4,758 $6,027
USAA $5,229 $6,000

Cheapest Olathe, CO Car Insurance for Seniors

Take a look at Olathe, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Olathe, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,050 $3,085
American Family $2,162 $2,162
Farmers $2,637 $2,878
GEICO $1,443 $1,637
Liberty Mutual $1,472 $1,613
Nationwide $1,839 $1,943
Progressive $2,037 $2,037
State Farm $1,501 $1,501
USAA $2,017 $2,032

Cheapest Olathe, CO Car Insurance Rates After a DUI

A DUI in Olathe, CO increases car insurance rates. Compare Olathe, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Olathe, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,733
American Family $4,805
Farmers $5,148
GEICO $2,762
Liberty Mutual $2,720
Nationwide $4,083
Progressive $3,499
State Farm $2,652
USAA $4,894

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Cheapest Olathe, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Olathe, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Olathe, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,572 $5,572
American Family $3,430 $3,579
Farmers $4,793 $4,793
GEICO $2,117 $2,203
Liberty Mutual $2,542 $2,542
Nationwide $3,069 $3,069
Progressive $3,814 $3,814
State Farm $2,588 $2,717
USAA $3,067 $3,245

The Best Cheap Car Insurance Companies in Olathe, CO

Take a look at a side-by-side comparison of the top car insurance companies in Olathe, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Olathe, Colorado

Insurance Company Average Annual Rates
Allstate $5,572
American Family $3,505
Farmers $4,793
GEICO $2,160
Liberty Mutual $2,542
Nationwide $3,069
Progressive $3,814
State Farm $2,652
USAA $3,156

Category Winners: Cheapest Car Insurance in Olathe, Colorado

Find the cheapest car insurance companies in Olathe, CO for each category right here.

Best Annual Car Insurance Rates by Company in Olathe, Colorado

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Olathe, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Olathe car insurance rates. Find the cheapest Olathe, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Olathe, Colorado

Insurance Company Low Medium High
Allstate $5,305 $5,555 $5,856
American Family $3,338 $3,578 $3,598
Farmers $4,133 $4,720 $5,527
GEICO $1,957 $2,124 $2,399
Liberty Mutual $2,421 $2,535 $2,671
Nationwide $3,080 $3,067 $3,061
Progressive $3,575 $3,824 $4,045
State Farm $2,481 $2,653 $2,824
USAA $3,024 $3,155 $3,288

What affects car insurance rates in Olathe, Colorado?

What factors can have an impact on Olathe, CO car insurance? There are several reasons why Olathe car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Olathe, Colorado.

Commute Time in Olathe

The more time you spend in your car the higher the risk of an accident. The average commute length in Olathe, CO is 24.0 minutes according to City-Data.

Compare Car Insurance Quotes in Olathe, CO

Ready to find affordable Olathe, Colorado car insurance today? Enter your ZIP code for fast, free Olathe, CO car insurance quotes.

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Average Monthly Car Insurance Rates by State