Compare Pittsburgh, PA Car Insurance Rates (2021)

Car insurance in Pittsburgh, PA averages $360 a month. Pittsburgh, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Pittsburgh car insurance rates, compare quotes from the top car insurance companies in Pittsburgh, PA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Pittsburgh for teen drivers is USAA
  • Average car insurance rates in Pittsburgh, PA are $4,324/year
  • Average car insurance rates in Pittsburgh, PA after a DUI are $4,746/year

If you need to buy Pittsburgh, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Pittsburgh, PA is right here.

You’ll find Pittsburgh car insurance rates, the cheapest Pittsburgh, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Pittsburgh, Pennsylvania car insurance rates to Harrisburg car insurance rates, York car insurance rates, and Bethlehem car insurance rates.

Ready to find affordable Pittsburgh, PA car insurance today? Enter your ZIP code for fast, free Pittsburgh car insurance quotes.

Cheapest Pittsburgh, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Pittsburgh, PA car insurance rates? Every Pittsburgh, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Pittsburgh, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,570 $2,570 $2,383 $2,383 $8,983 $8,983 $2,819 $2,819
GEICO $2,024 $1,751 $1,916 $1,659 $5,213 $4,520 $2,035 $1,761
Liberty Mutual $4,387 $4,387 $4,019 $4,019 $12,812 $12,812 $5,569 $5,569
Nationwide $1,854 $1,854 $1,757 $1,757 $5,271 $5,271 $2,082 $2,082
Progressive $2,823 $2,823 $2,530 $2,530 $9,381 $9,381 $3,630 $3,630
State Farm $1,746 $1,746 $1,551 $1,551 $6,120 $6,120 $1,935 $1,935
Travelers $1,941 $1,941 $2,109 $2,109 $29,461 $29,461 $2,323 $2,323
USAA $1,245 $1,245 $1,125 $1,125 $3,833 $3,833 $1,656 $1,656

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Pittsburgh, PA

Every driver must carry the minimum car insurance in Pittsburgh, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Pittsburgh, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Pittsburgh, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Pittsburgh, PA. Compare credit history car insurance rates in Pittsburgh from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Pittsburgh, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,337 $4,004 $3,226
GEICO $3,919 $2,207 $1,705
Liberty Mutual $8,553 $6,128 $5,409
Nationwide $3,213 $2,647 $2,363
Progressive $6,057 $4,273 $3,443
State Farm $4,042 $2,500 $1,972
Travelers $9,730 $8,814 $8,332
USAA $2,449 $1,826 $1,619

Cheapest Pittsburgh, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Pittsburgh, PA to rates for a clean record with top companies.

Annual Pittsburgh, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,005 $4,741 $4,005 $4,005
GEICO $1,924 $3,300 $2,564 $2,652
Liberty Mutual $6,092 $7,016 $6,840 $6,840
Nationwide $1,979 $2,649 $3,689 $2,647
Progressive $4,153 $5,790 $4,268 $4,154
State Farm $2,580 $3,096 $2,838 $2,838
Travelers $6,324 $9,038 $11,433 $9,038
USAA $1,576 $2,187 $2,333 $1,763

Cheapest Pittsburgh, PA Car Insurance for Teen Drivers

Teen car insurance in Pittsburgh, PA can be expensive. Take a look at rates from the top car insurance companies in Pittsburgh for teenagers.

Annual Car Insurance Rates for Teen Drivers in Pittsburgh, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,983 $8,983
GEICO $5,213 $4,520
Liberty Mutual $12,812 $12,812
Nationwide $5,271 $5,271
Progressive $9,381 $9,381
State Farm $6,120 $6,120
Travelers $29,461 $29,461
USAA $3,833 $3,833

Cheapest Pittsburgh, PA Car Insurance for Seniors

Take a look at Pittsburgh, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Pittsburgh, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,383 $2,383
GEICO $1,916 $1,659
Liberty Mutual $4,019 $4,019
Nationwide $1,757 $1,757
Progressive $2,530 $2,530
State Farm $1,551 $1,551
Travelers $2,109 $2,109
USAA $1,125 $1,125

Cheapest Pittsburgh, PA Car Insurance Rates After a DUI

A DUI in Pittsburgh, PA increases car insurance rates. Compare Pittsburgh, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Pittsburgh, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,005
GEICO $2,564
Liberty Mutual $6,840
Nationwide $3,689
Progressive $4,268
State Farm $2,838
Travelers $11,433
USAA $2,333

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Pittsburgh, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Pittsburgh, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Pittsburgh, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,101 $4,276
GEICO $2,571 $2,649
Liberty Mutual $6,525 $6,868
Nationwide $2,741 $2,741
Progressive $4,591 $4,591
State Farm $2,748 $2,928
Travelers $8,959 $8,959
USAA $1,908 $2,021

Cheapest Pittsburgh, PA Car Insurance Rates by ZIP Code

Pittsburgh car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Pittsburgh, PA.

Annual Car Insurance Rates by ZIP Code in Pittsburgh, Pennsylvania

ZIP Code Average Annual Rates
15201 $5,433
15202 $5,024
15203 $5,465
15204 $5,289
15205 $4,821
15206 $5,539
15207 $5,272
15208 $5,400
15209 $4,946
15210 $5,488
15211 $5,613
15212 $5,520
15213 $5,612
15214 $5,608
15215 $4,906
15216 $5,082
15217 $5,252
15218 $5,363
15219 $5,601
15220 $4,898
15221 $5,312
15222 $5,576
15223 $4,904
15224 $5,448
15225 $4,986
15226 $5,211
15227 $4,933
15228 $4,747
15229 $4,819
15232 $5,363
15233 $5,574
15234 $4,931
15235 $5,102
15243 $4,757
15260 $5,109
15261 $6,083
15272 $6,044
15275 $5,599
15276 $5,281
15282 $5,710
15289 $5,664
15290 $5,650
15295 $5,859

The Best Cheap Car Insurance Companies in Pittsburgh, PA

Take a look at a side-by-side comparison of the top car insurance companies in Pittsburgh, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Pittsburgh, Pennsylvania

Insurance Company Average Annual Rates
Allstate $4,189
GEICO $2,610
Liberty Mutual $6,697
Nationwide $2,741
Progressive $4,591
State Farm $2,838
Travelers $8,959
USAA $1,965

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Category Winners: Cheapest Car Insurance in Pittsburgh, Pennsylvania

Find the cheapest car insurance companies in Pittsburgh, PA for each category right here.

Best Annual Car Insurance Rates by Company in Pittsburgh, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Cheapest Pittsburgh, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Pittsburgh car insurance rates. Find the cheapest Pittsburgh, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Pittsburgh, Pennsylvania

Insurance Company Low Medium High
Allstate $3,999 $4,216 $4,352
GEICO $2,399 $2,638 $2,792
Liberty Mutual $6,377 $6,744 $6,969
Nationwide $2,764 $2,778 $2,681
Progressive $4,207 $4,639 $4,926
State Farm $2,647 $2,880 $2,988
Travelers $8,930 $8,987 $8,958
USAA $1,825 $1,984 $2,085

What affects car insurance rates in Pittsburgh, Pennsylvania?

What factors can have an impact on Pittsburgh, PA car insurance? There are several reasons why Pittsburgh car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Pittsburgh, Pennsylvania.

Commute Time in Pittsburgh

The more time you spend in your car the higher the risk of an accident. The average commute length in Pittsburgh, PA is 27.0 minutes according to City-Data.

Traffic in Pittsburgh

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Pittsburgh, PA traffic data from INRIX ranks Pittsburgh as the 965th-most congested in the world.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Compare Car Insurance Quotes in Pittsburgh, PA

Ready to find affordable Pittsburgh, Pennsylvania car insurance today? Enter your ZIP code for fast, free Pittsburgh, PA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption