Compare Apopka, FL Car Insurance Rates (2021)

Car insurance in Apopka, FL averages $376 a month. Apopka, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Apopka car insurance rates, compare quotes from the top car insurance companies in Apopka, FL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Apopka, FL after a DUI are $5,450/year
  • The cheapest car insurance company in Apopka for teen drivers is USAA
  • The cheapest car insurance company in Apopka is USAA

If you need to buy Apopka, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Apopka, FL is right here.

You’ll find Apopka car insurance rates, the cheapest Apopka, FL car insurance companies, and information on Florida car insurance laws. You can also compare Apopka, Florida car insurance rates to Miami car insurance rates, Jacksonville car insurance rates, and Hialeah car insurance rates.

Ready to find affordable Apopka, FL car insurance today? Enter your ZIP code for fast, free Apopka car insurance quotes.

Cheapest Apopka, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Apopka, FL car insurance rates? Every Apopka, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Apopka, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,178 $3,995 $3,637 $3,694 $14,389 $15,601 $4,167 $4,228
GEICO $3,054 $3,063 $2,859 $2,859 $5,444 $6,770 $3,358 $3,388
Liberty Mutual $3,881 $3,881 $3,548 $3,548 $8,295 $12,826 $3,881 $5,295
Nationwide $2,877 $2,837 $2,567 $2,654 $6,956 $8,557 $3,169 $3,293
Progressive $3,572 $3,370 $3,071 $3,282 $10,121 $11,014 $4,303 $4,105
State Farm $1,983 $1,983 $1,798 $1,798 $5,900 $7,551 $2,208 $2,371
USAA $1,570 $1,542 $1,467 $1,453 $5,419 $6,293 $1,961 $2,115

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Minimum Car Insurance in Apopka, FL

Every driver must carry the minimum car insurance in Apopka, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Apopka, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Apopka, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Apopka, FL. Compare credit history car insurance rates in Apopka from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Apopka, Florida

Insurance Company Poor Fair Good
Allstate $9,421 $5,956 $4,832
GEICO $5,624 $3,389 $2,536
Liberty Mutual $7,298 $5,331 $4,304
Nationwide $5,148 $3,777 $3,416
Progressive $6,971 $4,958 $4,136
State Farm $4,393 $2,864 $2,340
USAA $4,439 $2,169 $1,574

Cheapest Apopka, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Apopka, FL to rates for a clean record with top companies.

Annual Apopka, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,810 $6,960 $7,726 $6,449
GEICO $2,666 $3,422 $5,117 $4,192
Liberty Mutual $4,023 $5,272 $7,727 $5,555
Nationwide $3,504 $3,851 $5,202 $3,897
Progressive $4,223 $6,256 $5,265 $5,674
State Farm $2,920 $3,477 $3,199 $3,199
USAA $2,129 $2,635 $3,912 $2,233

Cheapest Apopka, FL Car Insurance for Teen Drivers

Teen car insurance in Apopka, FL can be expensive. Take a look at rates from the top car insurance companies in Apopka for teenagers.

Annual Car Insurance Rates for Teen Drivers in Apopka, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,389 $15,601
GEICO $5,444 $6,770
Liberty Mutual $8,295 $12,826
Nationwide $6,956 $8,557
Progressive $10,121 $11,014
State Farm $5,900 $7,551
USAA $5,419 $6,293

Cheapest Apopka, FL Car Insurance for Seniors

Take a look at Apopka, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Apopka, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,637 $3,694
GEICO $2,859 $2,859
Liberty Mutual $3,548 $3,548
Nationwide $2,567 $2,654
Progressive $3,071 $3,282
State Farm $1,798 $1,798
USAA $1,467 $1,453

Cheapest Apopka, FL Car Insurance Rates After a DUI

A DUI in Apopka, FL increases car insurance rates. Compare Apopka, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Apopka, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,726
GEICO $5,117
Liberty Mutual $7,727
Nationwide $5,202
Progressive $5,265
State Farm $3,199
USAA $3,912

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Cheapest Apopka, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Apopka, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Apopka, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,544 $6,928
GEICO $3,831 $3,868
Liberty Mutual $5,459 $5,830
Nationwide $4,114 $4,114
Progressive $5,355 $5,355
State Farm $3,089 $3,309
USAA $2,697 $2,758

Cheapest Apopka, FL Car Insurance Rates by ZIP Code

Apopka car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Apopka, FL.

Annual Car Insurance Rates by ZIP Code in Apopka, Florida

ZIP Code Average Annual Rates
32703 $3,477
32712 $3,481

The Best Cheap Car Insurance Companies in Apopka, FL

Take a look at a side-by-side comparison of the top car insurance companies in Apopka, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Apopka, Florida

Insurance Company Average Annual Rates
Allstate $6,736
GEICO $3,849
Liberty Mutual $5,644
Nationwide $4,114
Progressive $5,355
State Farm $3,199
USAA $2,727

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Category Winners: Cheapest Car Insurance in Apopka, Florida

Find the cheapest car insurance companies in Apopka, FL for each category right here.

Best Annual Car Insurance Rates by Company in Apopka, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheapest Apopka, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Apopka car insurance rates. Find the cheapest Apopka, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Apopka, Florida

Insurance Company Low Medium High
Allstate $5,224 $7,080 $7,905
GEICO $3,105 $3,989 $4,455
Liberty Mutual $5,178 $5,737 $6,018
Nationwide $3,239 $4,277 $4,825
Progressive $4,472 $5,482 $6,110
State Farm $2,725 $3,281 $3,591
USAA $2,365 $2,822 $2,996

What affects car insurance rates in Apopka, Florida?

What factors can have an impact on Apopka, FL car insurance? There are several reasons why Apopka car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Apopka, Florida.

Car Theft in Apopka

High levels of vehicle theft can make car insurance more expensive. Apopka, FL car theft statistics from the FBI indicate 99 vehicle thefts a year.

Commute Time in Apopka

The more time you spend in your car the higher the risk of an accident. The average commute length in Apopka, FL is 28.4 minutes according to City-Data.

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Compare Car Insurance Quotes in Apopka, FL

Ready to find affordable Apopka, Florida car insurance today? Enter your ZIP code for fast, free Apopka, FL car insurance quotes.

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Average Monthly Car Insurance Rates by State