Compare Brandon, FL Car Insurance Rates (2021)

Car insurance in Brandon, FL averages $485 a month. Brandon, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Brandon car insurance rates, compare quotes from the top car insurance companies in Brandon, FL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Brandon, FL are $5,820/year
  • Average car insurance rates in Brandon, FL after a DUI are $6,999/year
  • The cheapest ZIP code in Brandon is 33596

If you need to buy Brandon, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Brandon, FL is right here.

You’ll find Brandon car insurance rates, the cheapest Brandon, FL car insurance companies, and information on Florida car insurance laws. You can also compare Brandon, Florida car insurance rates to Tallahassee car insurance rates, Port St. Lucie car insurance rates, and Jacksonville car insurance rates.

Ready to find affordable Brandon, FL car insurance today? Enter your ZIP code for fast, free Brandon car insurance quotes.

Cheapest Brandon, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Brandon, FL car insurance rates? Every Brandon, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Brandon, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $6,224 $5,947 $5,451 $5,530 $21,958 $23,936 $6,086 $6,146
GEICO $3,867 $3,894 $3,607 $3,607 $6,874 $8,661 $4,269 $4,355
Liberty Mutual $4,480 $4,480 $4,096 $4,096 $9,573 $14,802 $4,480 $6,111
Nationwide $3,712 $3,655 $3,308 $3,420 $9,010 $11,071 $4,089 $4,244
Progressive $4,384 $4,103 $3,726 $3,997 $12,340 $13,320 $5,261 $4,940
State Farm $2,528 $2,528 $2,291 $2,291 $7,416 $9,477 $2,822 $3,004
USAA $1,903 $1,869 $1,784 $1,766 $6,578 $7,618 $2,376 $2,561

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Minimum Car Insurance in Brandon, FL

Every driver must carry the minimum car insurance in Brandon, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Brandon, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Brandon, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Brandon, FL. Compare credit history car insurance rates in Brandon from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Brandon, Florida

Insurance Company Poor Fair Good
Allstate $14,301 $8,966 $7,212
GEICO $7,090 $4,321 $3,264
Liberty Mutual $8,422 $6,154 $4,969
Nationwide $6,674 $4,872 $4,394
Progressive $8,488 $6,034 $5,004
State Farm $5,568 $3,617 $2,949
USAA $5,371 $2,636 $1,914

Cheapest Brandon, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Brandon, FL to rates for a clean record with top companies.

Annual Brandon, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,724 $10,526 $11,680 $9,709
GEICO $3,430 $4,363 $6,458 $5,315
Liberty Mutual $4,639 $6,084 $8,926 $6,411
Nationwide $4,516 $4,972 $6,737 $5,030
Progressive $5,133 $7,600 $6,407 $6,896
State Farm $3,689 $4,400 $4,045 $4,045
USAA $2,582 $3,196 $4,741 $2,709

Cheapest Brandon, FL Car Insurance for Teen Drivers

Teen car insurance in Brandon, FL can be expensive. Take a look at rates from the top car insurance companies in Brandon for teenagers.

Annual Car Insurance Rates for Teen Drivers in Brandon, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $21,958 $23,936
GEICO $6,874 $8,661
Liberty Mutual $9,573 $14,802
Nationwide $9,010 $11,071
Progressive $12,340 $13,320
State Farm $7,416 $9,477
USAA $6,578 $7,618

Cheapest Brandon, FL Car Insurance for Seniors

Take a look at Brandon, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Brandon, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,451 $5,530
GEICO $3,607 $3,607
Liberty Mutual $4,096 $4,096
Nationwide $3,308 $3,420
Progressive $3,726 $3,997
State Farm $2,291 $2,291
USAA $1,784 $1,766

Cheapest Brandon, FL Car Insurance Rates After a DUI

A DUI in Brandon, FL increases car insurance rates. Compare Brandon, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Brandon, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $11,680
GEICO $6,458
Liberty Mutual $8,926
Nationwide $6,737
Progressive $6,407
State Farm $4,045
USAA $4,741

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Cheapest Brandon, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Brandon, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Brandon, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $9,870 $10,450
GEICO $4,867 $4,917
Liberty Mutual $6,301 $6,729
Nationwide $5,314 $5,314
Progressive $6,509 $6,509
State Farm $3,900 $4,189
USAA $3,269 $3,345

Cheapest Brandon, FL Car Insurance Rates by ZIP Code

Brandon car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Brandon, FL.

Annual Car Insurance Rates by ZIP Code in Brandon, Florida

ZIP Code Average Annual Rates
33510 $4,557
33511 $4,312
33578 $4,365
33584 $4,286
33594 $4,147
33596 $4,126

The Best Cheap Car Insurance Companies in Brandon, FL

Take a look at a side-by-side comparison of the top car insurance companies in Brandon, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Brandon, Florida

Insurance Company Average Annual Rates
Allstate $10,160
GEICO $4,892
Liberty Mutual $6,515
Nationwide $5,314
Progressive $6,509
State Farm $4,045
USAA $3,307

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Category Winners: Cheapest Car Insurance in Brandon, Florida

Find the cheapest car insurance companies in Brandon, FL for each category right here.

Best Annual Car Insurance Rates by Company in Brandon, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheapest Brandon, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Brandon car insurance rates. Find the cheapest Brandon, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Brandon, Florida

Insurance Company Low Medium High
Allstate $7,352 $10,796 $12,331
GEICO $3,969 $5,072 $5,635
Liberty Mutual $5,922 $6,631 $6,992
Nationwide $4,115 $5,538 $6,288
Progressive $5,363 $6,673 $7,492
State Farm $3,412 $4,155 $4,568
USAA $2,815 $3,434 $3,671

What affects car insurance rates in Brandon, Florida?

What factors can have an impact on Brandon, FL car insurance? There are several reasons why Brandon car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Brandon, Florida.

Commute Time in Brandon

The more time you spend in your car the higher the risk of an accident. The average commute length in Brandon, FL is 27.6 minutes according to City-Data.

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Compare Car Insurance Quotes in Brandon, FL

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Average Monthly Car Insurance Rates by State