Compare Citrus Springs, FL Car Insurance Rates (2021)

Car insurance in Citrus Springs, FL averages $323 a month. Citrus Springs, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Citrus Springs car insurance rates, compare quotes from the top car insurance companies in Citrus Springs, FL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Citrus Springs is USAA
  • Average car insurance rates in Citrus Springs, FL are $3,871/year
  • The cheapest car insurance company in Citrus Springs for teen drivers is USAA

If you need to buy Citrus Springs, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Citrus Springs, FL is right here.

You’ll find Citrus Springs car insurance rates, the cheapest Citrus Springs, FL car insurance companies, and information on Florida car insurance laws. You can also compare Citrus Springs, Florida car insurance rates to Orlando car insurance rates, Miami car insurance rates, and Hialeah car insurance rates.

Ready to find affordable Citrus Springs, FL car insurance today? Enter your ZIP code for fast, free Citrus Springs car insurance quotes.

Cheapest Citrus Springs, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Citrus Springs, FL car insurance rates? Every Citrus Springs, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Citrus Springs, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,793 $3,643 $3,313 $3,370 $12,877 $13,971 $3,811 $3,877
GEICO $2,637 $2,651 $2,465 $2,465 $4,635 $5,782 $2,900 $2,942
Liberty Mutual $2,790 $2,790 $2,570 $2,570 $5,719 $8,725 $2,790 $3,727
Nationwide $2,546 $2,513 $2,279 $2,355 $6,046 $7,427 $2,797 $2,906
Progressive $3,609 $3,393 $3,091 $3,312 $10,094 $10,983 $4,329 $4,123
State Farm $1,581 $1,581 $1,435 $1,435 $4,538 $5,795 $1,749 $1,880
USAA $1,330 $1,310 $1,241 $1,235 $4,437 $5,151 $1,657 $1,789

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Minimum Car Insurance in Citrus Springs, FL

Every driver must carry the minimum car insurance in Citrus Springs, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Citrus Springs, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Citrus Springs, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Citrus Springs, FL. Compare credit history car insurance rates in Citrus Springs from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Citrus Springs, Florida

Insurance Company Poor Fair Good
Allstate $8,503 $5,376 $4,366
GEICO $4,784 $2,928 $2,219
Liberty Mutual $5,057 $3,752 $3,072
Nationwide $4,512 $3,316 $2,999
Progressive $7,001 $4,967 $4,132
State Farm $3,393 $2,249 $1,856
USAA $3,690 $1,804 $1,312

Cheapest Citrus Springs, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Citrus Springs, FL to rates for a clean record with top companies.

Annual Citrus Springs, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,260 $6,275 $6,964 $5,828
GEICO $2,328 $2,955 $4,363 $3,595
Liberty Mutual $2,898 $3,718 $5,323 $3,902
Nationwide $3,088 $3,384 $4,539 $3,424
Progressive $4,238 $6,266 $5,276 $5,687
State Farm $2,291 $2,708 $2,499 $2,499
USAA $1,792 $2,195 $3,212 $1,875

Cheapest Citrus Springs, FL Car Insurance for Teen Drivers

Teen car insurance in Citrus Springs, FL can be expensive. Take a look at rates from the top car insurance companies in Citrus Springs for teenagers.

Annual Car Insurance Rates for Teen Drivers in Citrus Springs, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,877 $13,971
GEICO $4,635 $5,782
Liberty Mutual $5,719 $8,725
Nationwide $6,046 $7,427
Progressive $10,094 $10,983
State Farm $4,538 $5,795
USAA $4,437 $5,151

Cheapest Citrus Springs, FL Car Insurance for Seniors

Take a look at Citrus Springs, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Citrus Springs, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,313 $3,370
GEICO $2,465 $2,465
Liberty Mutual $2,570 $2,570
Nationwide $2,279 $2,355
Progressive $3,091 $3,312
State Farm $1,435 $1,435
USAA $1,241 $1,235

Cheapest Citrus Springs, FL Car Insurance Rates After a DUI

A DUI in Citrus Springs, FL increases car insurance rates. Compare Citrus Springs, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Citrus Springs, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,964
GEICO $4,363
Liberty Mutual $5,323
Nationwide $4,539
Progressive $5,276
State Farm $2,499
USAA $3,212

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Cheapest Citrus Springs, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Citrus Springs, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Citrus Springs, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,907 $6,256
GEICO $3,294 $3,326
Liberty Mutual $3,837 $4,083
Nationwide $3,609 $3,609
Progressive $5,367 $5,367
State Farm $2,416 $2,582
USAA $2,243 $2,295

The Best Cheap Car Insurance Companies in Citrus Springs, FL

Take a look at a side-by-side comparison of the top car insurance companies in Citrus Springs, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Citrus Springs, Florida

Insurance Company Average Annual Rates
Allstate $6,082
GEICO $3,310
Liberty Mutual $3,960
Nationwide $3,609
Progressive $5,367
State Farm $2,499
USAA $2,269

Category Winners: Cheapest Car Insurance in Citrus Springs, Florida

Find the cheapest car insurance companies in Citrus Springs, FL for each category right here.

Best Annual Car Insurance Rates by Company in Citrus Springs, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Citrus Springs, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Citrus Springs car insurance rates. Find the cheapest Citrus Springs, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Citrus Springs, Florida

Insurance Company Low Medium High
Allstate $4,712 $6,390 $7,142
GEICO $2,733 $3,419 $3,778
Liberty Mutual $3,632 $4,016 $4,232
Nationwide $2,844 $3,753 $4,230
Progressive $4,507 $5,489 $6,103
State Farm $2,142 $2,557 $2,799
USAA $1,941 $2,353 $2,512

What affects car insurance rates in Citrus Springs, Florida?

What factors can have an impact on Citrus Springs, FL car insurance? There are several reasons why Citrus Springs car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Citrus Springs, Florida.

Commute Time in Citrus Springs

The more time you spend in your car the higher the risk of an accident. The average commute length in Citrus Springs, FL is 29.5 minutes according to City-Data.

Compare Car Insurance Quotes in Citrus Springs, FL

Ready to find affordable Citrus Springs, Florida car insurance today? Enter your ZIP code for fast, free Citrus Springs, FL car insurance quotes.

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Average Monthly Car Insurance Rates by State