Compare Cooper City, FL Car Insurance Rates (2021)

Car insurance in Cooper City, FL averages $483 a month. Cooper City, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Cooper City car insurance rates, compare quotes from the top car insurance companies in Cooper City, FL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest ZIP code in Cooper City is 33330
  • Average car insurance rates in Cooper City, FL are $5,795/year
  • The cheapest car insurance company in Cooper City is USAA

If you need to buy Cooper City, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Cooper City, FL is right here.

You’ll find Cooper City car insurance rates, the cheapest Cooper City, FL car insurance companies, and information on Florida car insurance laws. You can also compare Cooper City, Florida car insurance rates to Tallahassee car insurance rates, Jacksonville car insurance rates, and St. Petersburg car insurance rates.

Ready to find affordable Cooper City, FL car insurance today? Enter your ZIP code for fast, free Cooper City car insurance quotes.

Cheapest Cooper City, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cooper City, FL car insurance rates? Every Cooper City, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cooper City, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,554 $5,294 $4,835 $4,907 $19,666 $21,385 $5,469 $5,528
GEICO $3,647 $3,662 $3,410 $3,410 $6,578 $8,268 $4,024 $4,081
Liberty Mutual $4,669 $4,669 $4,274 $4,274 $9,910 $15,291 $4,669 $6,346
Nationwide $4,102 $4,036 $3,650 $3,777 $9,958 $12,229 $4,517 $4,683
Progressive $4,378 $4,152 $3,745 $4,010 $12,663 $13,844 $5,358 $5,139
State Farm $2,538 $2,538 $2,301 $2,301 $7,073 $9,050 $2,821 $2,997
USAA $2,069 $2,035 $1,932 $1,917 $7,161 $8,300 $2,598 $2,810

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Minimum Car Insurance in Cooper City, FL

Every driver must carry the minimum car insurance in Cooper City, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Cooper City, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Cooper City, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cooper City, FL. Compare credit history car insurance rates in Cooper City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cooper City, Florida

Insurance Company Poor Fair Good
Allstate $12,722 $8,029 $6,488
GEICO $6,786 $4,076 $3,042
Liberty Mutual $8,724 $6,392 $5,173
Nationwide $7,400 $5,373 $4,833
Progressive $8,649 $6,178 $5,157
State Farm $5,424 $3,539 $2,894
USAA $5,885 $2,858 $2,065

Cheapest Cooper City, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cooper City, FL to rates for a clean record with top companies.

Annual Cooper City, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,793 $9,398 $10,450 $8,679
GEICO $3,205 $4,118 $6,167 $5,049
Liberty Mutual $4,858 $6,328 $9,209 $6,657
Nationwide $4,988 $5,492 $7,440 $5,555
Progressive $5,202 $7,822 $6,545 $7,075
State Farm $3,609 $4,296 $3,952 $3,952
USAA $2,821 $3,484 $5,148 $2,958

Cheapest Cooper City, FL Car Insurance for Teen Drivers

Teen car insurance in Cooper City, FL can be expensive. Take a look at rates from the top car insurance companies in Cooper City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cooper City, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $19,666 $21,385
GEICO $6,578 $8,268
Liberty Mutual $9,910 $15,291
Nationwide $9,958 $12,229
Progressive $12,663 $13,844
State Farm $7,073 $9,050
USAA $7,161 $8,300

Cheapest Cooper City, FL Car Insurance for Seniors

Take a look at Cooper City, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cooper City, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,835 $4,907
GEICO $3,410 $3,410
Liberty Mutual $4,274 $4,274
Nationwide $3,650 $3,777
Progressive $3,745 $4,010
State Farm $2,301 $2,301
USAA $1,932 $1,917

Cheapest Cooper City, FL Car Insurance Rates After a DUI

A DUI in Cooper City, FL increases car insurance rates. Compare Cooper City, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cooper City, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $10,450
GEICO $6,167
Liberty Mutual $9,209
Nationwide $7,440
Progressive $6,545
State Farm $3,952
USAA $5,148

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Cheapest Cooper City, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cooper City, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cooper City, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $8,821 $9,339
GEICO $4,612 $4,658
Liberty Mutual $6,543 $6,983
Nationwide $5,869 $5,869
Progressive $6,661 $6,661
State Farm $3,812 $4,093
USAA $3,562 $3,644

Cheapest Cooper City, FL Car Insurance Rates by ZIP Code

Cooper City car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Cooper City, FL.

Annual Car Insurance Rates by ZIP Code in Cooper City, Florida

ZIP Code Average Annual Rates
33328 $4,456
33330 $4,425

The Best Cheap Car Insurance Companies in Cooper City, FL

Take a look at a side-by-side comparison of the top car insurance companies in Cooper City, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cooper City, Florida

Insurance Company Average Annual Rates
Allstate $9,080
GEICO $4,635
Liberty Mutual $6,763
Nationwide $5,869
Progressive $6,661
State Farm $3,952
USAA $3,603

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Category Winners: Cheapest Car Insurance in Cooper City, Florida

Find the cheapest car insurance companies in Cooper City, FL for each category right here.

Best Annual Car Insurance Rates by Company in Cooper City, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheapest Cooper City, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cooper City car insurance rates. Find the cheapest Cooper City, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cooper City, Florida

Insurance Company Low Medium High
Allstate $6,861 $9,586 $10,792
GEICO $3,797 $4,797 $5,311
Liberty Mutual $6,118 $6,871 $7,300
Nationwide $4,618 $6,104 $6,884
Progressive $5,666 $6,806 $7,512
State Farm $3,367 $4,047 $4,443
USAA $3,078 $3,740 $3,990

What affects car insurance rates in Cooper City, Florida?

What factors can have an impact on Cooper City, FL car insurance? There are several reasons why Cooper City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cooper City, Florida.

Car Theft in Cooper City

High levels of vehicle theft can make car insurance more expensive. Cooper City, FL car theft statistics from the FBI indicate 30 vehicle thefts a year.

Commute Time in Cooper City

The more time you spend in your car the higher the risk of an accident. The average commute length in Cooper City, FL is 29.6 minutes according to City-Data.

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Compare Car Insurance Quotes in Cooper City, FL

Ready to find affordable Cooper City, Florida car insurance today? Enter your ZIP code for fast, free Cooper City, FL car insurance quotes.

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Average Monthly Car Insurance Rates by State